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Luke 5:31, 32 And Jesus answering said unto them, They that are whole need not a physician; but they that are sick. I came not to call the righteous, but sinners to repentance.

30 Sep 2015


Hi Friends,     Please remember the following before investing in Mutual Funds.   It is nice to be confident, but you still need the support of an agent or a financial advisor.  They will,  not only direct you correctly but also help you open trading account and place orders.  Before selecting a fund, check the fund’s performance, what are the credit rates they are enjoying, does it fit your objectives, their extra fees etc.  Also check the exit load when you liquidate the units before maturity.  See how the mutual fund house is working.  Your invested money along with thousands of investors money, the mutual fund house appoint expert fund managers for using this money to purchase assets like stocks, bonds, gold, real estate etc.  Your invested units will give you a right over these assets.  This means indirect investment give pleasure like  real investment.  Mutual Fund equity oriented, invest in listed shares of companies.  Balanced fund invest partly in shares and partly in bonds.  Index Fund invest in stock indices.  Equity fund investment may be in small cap/mid cap or large cap.  Normally every Mutual Fund scheme is dictated by strict investment norms.  The Fund Prospectus gives a detailed idea about the assets it will invest in.  It is clear that an equity fund can never invest in non equity instruments like bonds.  Fund managers ‘Professionalism help to grow the NAV.

SIP:  Through an Systematic Investment Plan,  you pay  a fixed amount in a particular date every month.  This means your timing of investment is fixed.  If market goes down the investor need not worry.   MF will buy and average it.  This is cost averaging.  Overtime though your average cost may turn lower.  In a fluctuating market like today it is better to invest through SIP for 5 years,  will reward high.  Suppose there will come a time when the markets stop falling and start rising and finding this bottom is difficult,  an SIP will help to benefit from this.  In SIP you fix the monthly payment, then the MF units purchased could differ every month.  But if you fix the number of units to be purchased, then your investment amount can differ per month.  There are so many mutual funds working in India.  But before investing in, check the performance of each fund and then select.

Good Luck.                                                                See You Later. 


Hi Friends,  Narrated below are kindness quotes for your reading and inspiration.

1.       A Warm smile is the universal language of kindness.

2.       Goodness is about character – integrity, honesty, kindness, generosity , moral courage, and the like.  More than anything else, it is about how we treat other people.

3.       Kindness is the language which the deaf can hear and the blind can see.

4.       I have learned silence from the talkative, toleration from the intolerant and kindness from the unkind; yet, strange, I am ungrateful to those teachers.

5.       Kindness in words creates confidence.  Kindness in thinking creates profoundness.  Kindness in giving creates love.

6.       A little thought and a little kindness are often worth more than a great deal of money.

7.       A tree is known by its fruit; a man by his deeds.  A good deed  is never lost; he who shows courtesy reaps friendship and he who plants kindness gathers love.

8.       My religion is very simple.  My religion is kindness.

9.       Beginning today, treat everyone you meet as if they were going to be dead by midnight.  Extend to them all the care, kindness and understanding you can muster, and do it with no thought of any reward.  Your life will never be the same again.

10.   Here are the values that I stand for: honesty, equality, kindness, compassion, treating people the way you want to be treated and helping those in need.  To me,  those are traditional values.

29 Sep 2015


Hi Friends,  Penny Stocks/Micro Cap Stocks are those which trade at very low prices and has a low market capitalization.  Penny stocks generally trade at Rs. 0.05 to Rs.10 per share.  Its share price is usually fluctuating hence the investors may lose money.  Therefore investors should know the following things before trading or investing in penny stocks. 

1.       Take care the value of shares instead of share price.   Now a days penny stocks are available in very low price.  Some media may also recommend these shares for investment as to fulfill their interest.  Share price would tempt investors to buy such stocks.  For example, Reliance stock price per share is Rs.834/-,  but a penny stock Agro Duch Food is Rs.3/-.  If you have Rs.10,000/- to invest, you would get only 12 Reliance shares, while on the other hand you would get  3333 shares of Agro Duch Food.  Here not think how many shares you are getting but think about what value these stocks offer.  So always research about the value of such shares you invest.

2.      Low trading volumes/Low liquidity.   Take an example Agro Duch Food, price Rs.3/- volume 15,000 on 28.09.2015.  If you want to sell and come out is very difficult in these shares.  But in Index shares, within seconds you can sell your holdings as this counter gives very high volumes.  In the above Agro Duch Food counter the amount traded is only Rs.47,100/-.  Such stocks have less liquidity as it would depend on demand from buyers.

3.       Insider Trading.   As per SEBI rules insider trading is prohibited, even then, since the penny stocks have low volumes, share price of such stocks can be easily manipulated by market participants, vested interested brokers or promoters of the company.  If a penny stock price is reaching upper circuit everyday without any news about the company, it is clear indication that someone is manipulating the share price.  So beware it,  and study the fundamentals of the company and if the fundamentals show growth then only you go for that share.  Otherwise  No.

4.       Ignore success stories.   Brokers, Analysts, Website etc. indicate success story about penny stock.  They claim that their selection of penny shares in the year 2011  raised upto 500% or even 700% or more.  Poor investors may fall in that trap  and if you invest in their words resulting loses money.  So before investing in penny stocks leave these success stories and study the various things relating to company product, management, financial efficiency etc.


Hi Friends,  Please read the quotations of Dr. A.P.J. Abdul Kalam.

1.       For Great men, religion is a way of making friends, small people make religion a fighting tool.

2.       Sometimes it is better to bunk a class and enjoy with friends, because now, when I look back, marks never make me laugh, but memories do.

3.       Behind the parents stands the school, and behind the teacher the home.

4.       Be active!  Take on responsibility!  Work for the things you believe in.  If you do not, you are surrendering your fate to others.

5.       We are all born with a divine fire in us.  Our efforts should be to give wings to this fire ad fill the  world with the glow of its goodness.

6.       Why be afraid of difficulties, sufferings and problems?  When troubles come, try to understand the relevance of your sufferings.  Adversity always presents opportunities for introspection.

7.       Desire, when it stems from the heart and spirit, when it is pure and intense, possesses awesome electromagnetic energy.  This energy is released into the ether each night, as the mind falls into the sleep state.  Each morning it returns to the conscious state reinforced with the cosmic currents.  That which has been imaged will surely and certainly be manifested.  You can rely, young man, upon this ageless promise as surely as you can rely upon the eternally unbroken promise of sunrise   .....  and of spring.

8.       The sides of the mountain sustain life, not the peak.  This is where things grow, experience is gained, and technologies are mastered.  The importance of the peak lies only in the fact that it defines the sides.

9.       What makes life in Indian organizations difficult is the widespread prevalence of this very contemptuous pride.  It stops us from listening to our juniors, subordinates and people down the line.  You cannot expect a person to deliver results if you humiliate him, nor can you expect him to be creative if you abuse him or despise him.  The line between firmness and harshness, between strong leadership  and bullying, between discipline and vindictiveness is very fine, but it has to be drawn.

28 Sep 2015


Hi Friends,    Finance Minister Arun Jaitley presented his Budget on 28th February, 2015.  What impact will it have on your financial planning?  Will you be able to save more money now or will your expenses go up?  Under the present circumstances, what will be the best investment options?  Should you put in more money in the stock markets or should you choose long term fixed deposits?  If we go through the present market conditions and global views, investing money in Bank is not profitable.  Deposit rates are on the decreasing trend.  In my opinion long term investment in good growth oriented shares will certainly be rewarded.  Investors those who have no experience in share market, invest through 5 star rated Mutual Fund (SIP).  Share Market has decreased almost 2000 points since January 2015.  This is good time to buy small, small quantity in equity shares.  Noted below are few companies , their debt ratio is comfortable and their cash & bank balance as on 31.03.2015 is appreciable.  Their percentage of liability  is nominal.

1.    SBI   (Cash and Bank 174861.30, % of total liabilities 9.15)

2.    Canara Bank  (Cash & Bank  48641.00, % of total liabilities  9.15)

3.   IDBI Bank  ( Cash & Bank  14525.76,  % of total liabilities  4.20)
    4.   NTPC (Cash & Bank  12878.81,   % of total liabilities  8.04)
    5.   BHEL  (Cash & Bank  9812.70,  % of total liabilities 28.74)
    6.   ITC  ( Cash & Bank  7588.61,  % of total liabilities 24.66)
    7.   Kotak Mahindra  (Cash & Bank  6262.36,  % of total liabilities  6.19)
    8.   NHPC  (Cash & Bank   5422.11,  % of total liabilities  11.67)
    9.   Power Finance  (Cash & Bank  5070.80,  % of total liabilities  2.52)
   10.  Federal Bank ( Cash & Bank  4779.99,  % of total liabilities 5.9)


hi Friends,  Please read the following positive and inspirational quotes and think about it.

1.       In bed, it’s 6 A.M you close your eyes for 5 minutes, it’s 7.45,  At School it’s 1.30, close your eyes for 5 minutes, it’s 1.31.

2.       I am not crazy.  My reality is just different than yours.

3.       Now-a-days people know the price of every thing and the value of nothing.

4.       Take my advice, I don’t use it anyway.

5.       I meant to behave but there were too many other options.

6.       Being single is smarter than being in the wrong relationship.

7.       “User name or Password is incorrect.”Well at least tell me which one it is.

27 Sep 2015


Hi Friends,  The best place to find stocks with potential is the 52 week low charts at least in the present market.  Some of these stocks can still give good returns in the long run.  However there is a caveat.  Fifty two (52) weeks low does not mean the stock has bottomed out.  It may fall due to specific company or sector related issues or the general market sentiment.  After quality check out from 125 stocks a Broker House selected the following stocks for investment as those companies’ financial efficiency is excellent.

1.       Hindalco. M/P – 71.40,  52W-L/H  71.20 – 176.40

2.       Bank of Baroda. M/P – 186.40, 52 W L/H  137.50 – 228.90

3.       Karnataka Bank Ltd. . M/P – 124.80,  52 W L/H – 108.30 – 158.00

4.       Petronet LNG . M/P – 173.35, 52 W L/H – 159.80 – 221.90

5.       Rallis India . M/P – 223.10, 52 W L/H – 200 – 298.50 


Fish (Karimeen) medium size-1/2 kg (4 nos.)Clean and cut into 2 ps. each
Kokum (kudam puli)-5 nos.
Redchilly powder (kashmeeri)3 tbsp
Shallots (Kunjulli) 6-8nos
Garlic pods 5 nos
Fenugreek (uluva) 1tbsp
!/2 coconut milk (1/4kg coconut)
Step 1 Heat traditional clay pot and pour ½ cup coconut oil or ground nut oil and splutter mustard seeds.
Step2 Add onions, green chillies, ginger, garlic and 2 stems of curry leaves and sauté till onion becomes slight golden brown colour.
Step3 Add 1 spoon of coriander powder, chilly powder,1/2 spoon black pepper powder and ¼ spoon turmeric powder
Step4 After one minute boiling ads enough water, 2 stems of curry leaves and salt (as per taste) and mixes well.
Step5 add fish pieces into it and cook for 10 mins.
Step6 Finally adds coconut milk and off the flame.

Step7 your karimeen Kari is ready. Use with bread, appam, rice etc. This is very delicious Kerala fish curry. Try your luck.

                                                                               Guest blog.


Hi, I am very glad to say that I am completing 100 days after opening this Blog. I have posted 169 variety posts in this blog till date. More than 28200 brothers and sisters from all over the Globe visited my blog, It is a great success. I expect the same co-operation in future also. I shall post very informative articles which you will be benefited. I am doing this service as charity. In this moment I am thankful to my Lord Jesus Christ for his abundant grace to help me complete the blog with the ability to write the posts daily. Almighty has given me best viewers like you sir,
  Thank you sir,                                           Christy Boy. J.


Hi friends,See and read Swami vivekanandas mantra for youth.

My Faith is in the Younger Generation, the Modern Generation, out of them will come my workers. They will work out the whole problem, like Lions.

 Swami Vivekananda expressed this confidence in the youth of this country exactly 50 years before the end of Colonial Rule while speaking to a mammoth gathering of youngsters in Madras. Swami ji himself was the embodiment of youth, dynamism and vibrancy. The life and ideals of Swami ji are the greatest inspiration for the youth of our nation. In a short life of 39 years, 5 months and 22 days, this great man conquered the entire world with his message. Many great personalities both in India and across the world became deeply inspired by Swami ji.

The writings of Swami ji can ignite the minds of the reader. Someone rightly pointed out that if you are lying down and reading Swami ji’s work you will instantly sit upright. If you are sitting and reading his writings then you will stand up and if you read him standing, you will at once set out towards your mission. This is nothing but the influence of Swami Vivekananda’s lively message. Anybody who has come into either direct or indirect contact has witnessed an ocean of change in his or her life. Today, the youth of this country faces various challenges and I am certain that the message of Swami Vivekananda has the power to wonderfully guide them into the future.

26 Sep 2015


Hi friends, 20 companies with the highest debt to market cap-
When it comes to leverage, debt to equity is the first ratio which is checked. Since the last year the debt condition of many companies, like those in the infrastructure and the capital goods domain, is worsening. The stock market seems to be staying away from them. They have been selling their projects to restructure debt.
Another ratio which measures leverage is the debt-to-market-cap ratio. The debt-to-market-cap ratio over 1 means that the company has more debt than its current market value. Such companies will increasingly find it difficult to raise fresh funds. Also, their stock prices will remain in check. We checked the debt-to-market-cap ratio of the BSE 500 companies and found that it is at a record level. Following is the list of top 20 companies with the highest debt-to-market-cap ratios.
Company Name
Net Worth
Market Cap
Debt to


Hi friends, 10 Important Points to remember in life
Some of the things, i want to keep public for everyone. Please read them and try to follow in your life because your life is not only yours, your actions can destroy a being.

1. Show respect for everyone who works for a living, regardless of how trivial their job.

2. Never give up on anybody. Miracles happen everyday.
3. Be brave. Even if you're not, pretend to be. No one can tell the difference.
4. Give people a second chance, but not a third.
5. Don't burn bridges. You'll be surprised how many times you have to cross the same river.
6. Become someone's hero.
7. Marry only for love.
8. Keep a note pad and pencil on your bed-side table. Million-dollar ideas sometimes strike at 3 a.m.
9. Beware of the person who has nothing to lose
10. Don't expect life to be fair.

Good luck                                                  see you later.

25 Sep 2015


Hi Friends,  Increase percentage of pledging shares, by company promoters make risk to investors a lot.  Promoters or large share holders of a company can pledge their shares as collateral to raise funds, which can be used either in the same business or outside.  Promoters may decide to pledge shares for various reasons.  For example, if a company already has a fair amount of debt on its books and lenders need collateral to lend more funds, this could lead to promoters pledging their shares.  Although promoters may have pledged their shares to raise funds which might be in the longer term interest of the company , it increases risk for other investors, especially retail.

Sometimes, if market begins to fall because of some macro economic reasons, which may or may not affect the fundamentals of various companies, stocks of such companies can still fall because the mood in the market  has turned negative or bearish.  The problem for a company with pledged shares will arise when its stock price falls close to the value agreed in the contract and the lender may be forced to sell shares in the open market to recover the loan amount.  This sudden and large supply of shares in the open market will further depress the share price.  In fact, anticipation in the market that the lender may  have to sell shares at some point can also bring down prices, forcing the lender to actually sell the stock.  In between all these market complications, the retail investors may get trapped.  Even if one wants to exist, doing so , may not be possible without suffering a significant loss in value of shares.  Remember that all this is not happening because something has suddenly gone wrong with the company.  It is happening simply because promoters pledged their shares to raise funds for some reason and the lender is selling.

Cause for Concern -  See the following companies and their percentage of shares pledged .  1.  Steel Co Gujarat.  Share Holding 75%, share pledged 100%.  2. AGC Net Works.  Share Holding 75%,  Share pledged 100%.  3.  OCL Iron.  Share Holding 75%, share pledged 40%.  4.  OCL India.  Share Holding 74.66%, Share pledged 68.31%.  5. Emami. Share Holding 72.47%, Share pledged 25.94%.  6.  Shirpur Gold.  Share Holding 72.71%, share pledged 67.50%.  7.  Fortis Health.  Share Holding 71.20%,  share pledged 70.34%.  8.  Sakthi Sugars.  Share Holding 70.12%,  share pledged 11.13%. 9.  Kwality.  Share Holding 69.56%,  share pledged 28.72%.  10.  IL & FS Transport.  Share holding 69.48%, shares pledged 100%.  11.  Andhra Cement.  Share holding68.79%, shares pledged 55%. 12.  Tech N Vision .  Share Holding 68.37%, Share pledged 40.79&.  13. B.S. Ltd.  Share holding 64.12%,  shares pledged 69.79%.  14.  Empee Sugar.  Share holding 63.43%,  shares pledged 76.82%.  15.  Kerala Ayurveda Pharmacy.  Share holding 61.52%, Shares pledged 61.93%.  16. Essar Ports.  Share holding 61.15%.  Shares pledged 100%.  17.  Jayaprakash Power.  Share holding 60.69%, Pledged shares 99.73%.  The list is not ending here.

Conclusion:  There should be reasons for promoters to have pledged their shares, but at a higher level, it is a problem.  Higher proportion of pledged shares is normally accompanied by higher debt in the companies’ books.  A combination of these factors is a red alert for long term investors who are investing based on fundamentals.  Investors should understand risks associated with such companies before investing.

Good Luck.                                                                    See You Later.


Hi Friends, Please read the following and think about it.

1.       Big House                                  -               Small Family

2.       More Degrees                                             Less Common Sense

3.       Advanced Medicine                                   Poor Health

4.       Touched Moon                                           Neighbor unknown

5.       High Income                                               Less Peace of Mind

6.       High I Q                                                       Less emotions

7.       Good Knowledge                                       Less Wisdom

24 Sep 2015


Hi friends, As market fall, why experts are betting on these 5 stocks.

The BSE Sensex fell below 25,000 mark for the first time in the past 15 months on September 7, 2015. During the period, the index touched its closing high of 29,681.71 on January 29, 2015 and low of 24,805.83 on June 4, 2014. According to a brokerage house Sharekhan, the Indian equityMARKET  got caught in the wave of global volatility driven by a meltdown in the Chinese equity market that was followed by a knee-jerk reaction from the Chinese authorities to control the situation and support the economy.

The benchmark indices snapped two-day winning streak on September 10 (Thursday) and closed around 0.40 per cent lower than their previous close.
Amid the rising uncertainty, foreign investors pulled out of risky assets including equities of emerging markets (EMs) like India, which witnessed record outflows of over Rs 17,000 crore in August this year. On the other hand, the domestic institutional investors remained buyers providing vital cushion to the stock market.

This calendar year, Sensex has corrected around 10 per cent at 24,893.81 on September 7. In the BSE 500 index, 234 stocks under performed the Sensex during the period. Out of 234, 28 stocks declined over 50 per cent during January 1 and September 7.On the other hand, share price of Rajesh Exports, Tata Elxsi and Chennai Petroleum Corporation jumped 210 per cent, 185 per cent and 174 per cent to Rs 461, Rs 1725 and Rs 200 respectively during January 1 and September .

Below are a few stocks on which experts are bullish on:


Recommended By: JM Financial

Target Price: Rs 134

Why Buy: The share price of thermal power giant NTPC has corrected 25 per cent since March 2015. According to JM Financial, the stock is looking attractive due to high earnings visibility on regulated RoEs, strong balance sheet with 21 per cent of CMP in liquid assets, and high growth from FY17/18 which can potentially add 35 per cent to regulated asset base and earnings. Moreover, despite low power demand led low plant utilization (PLF), NTPC continues to earn regulated RoEs based on its plant availability (PAF), thus limiting downside.

On September 8, NTPC was trading 2.44 per cent higher at Rs 115.40 in the late morning trade.

YES Bank

Recommended By: Bank of America Merrill Lynch (BofA-ML)

Target Price: Rs 1150

Why Buy: On a year-to-date basis the share price of YES Bank declined over 15 per cent to Rs 650.30 on September 7. According to BofA-ML, the share price of the company declined on concerns about asset quality. The global financial services firm believe the share price of the company can jump further 70 per cent from its present level.

In the noise about the bank’s asset quality, BofA-ML believes that the ‘build-up’ of its branch banking franchise is clearly being ignored. A large part of this is already visible on liability side. The focused approach toward customer acquisition and building a branch-centric model should ultimately lead to the desired/expected full ‘retail’ model. What will aid the “retail-ization” faster is the under-utilized distribution (~40-45% of current branches) and the plan to increase branches by ~2.5x, to 1,500, by March 2018 (vs. 662 now).


Recommended By: Sharekhan

Target Price: Rs 460

Why Buy: Marco's stock price has corrected by almost 15 per cent from its high in the current weakMARKET  conditions. According to the brokerage house, with less propensity to the effect of lower monsoon, as 33 per cent of its domestic revenue is coming from rural India and benign commodity prices, the recent drop in Marco's stock price makes it one of the better picks in the mid-cap FMCG space. At the current valuation of 28.5x its FY2017E earnings, Sharekhan believes the downside risk is minimal and hence it upgrades recommendation on the stock to ‘Buy’.

Recommended By: Nomura

Target Price: Rs 750

Why Buy: Recent 20 per cent correction provides investors with a good entry into the high-quality bank. After the ING Vysya acquisition, investors’ expectations seemed high. However, the brokerage house thinks Q1FY16 integration charges partially explain the lower acquisition cost and also set investors’ expectations on growth and asset quality lower. It feels Kotak’s earnings quality remains one of the best in the sector. Merger cost taken; synergies to follow Kotak upfronted Rs 3 bn of ING-related integration charges (18% of ING Vysya’s net worth) explaining the lower 2.2x valuation on the merger. The quality of Kotak’s CASA and fee growth remains superior with CASA accretion being more granular than peer banks. As well, the brokerage house said exposure analysis suggests that risk to Kotak’s asset quality is very low.


HI friends,please read few inspirational body confidence quotes from women,

 ‘You shouldn’t be pressured into trying to be thin by the fashion industry, because they only want models that are like human mannequins...But you have to remember that it’s not practical or possible for an everyday woman to look like that. Being size zero is a career in itself so we shouldn’t try and be like them. It’s not realistic and it’s not healthy.’ Rihanna

‘Girls of all kinds can be beautiful – from the thin, plus-sized, short, very tall, ebony to porcelain-skinned; the quirky, clumsy, shy, outgoing and all in between. It's not easy though because many people still put beauty into a confining, narrow box...Think outside of the box...Pledge that you will look in the mirror and find the unique beauty in you.’ Tyra Banks

 ‘God made a very obvious choice when he made me voluptuous; why would I go against what he decided for me? My limbs work, so I'm not going to complain about the way my body is shaped.’Drew Barrymore
 ‘I think that whatever size or shape body you have, it's important to embrace it and get down! The female body is something that's so beautiful. I wish women would be proud of their bodies and not diss other women for being proud of theirs!’ Christina Aguilera
 ‘I'm pretty comfortable with my body. I'm imperfect. The imperfections are there. People are going to see them, but I take the view you only live once.’ Kate Hudson
 ‘I might have a little bit of cellulite. I might not be toned everywhere. I might struggle in this area or that. But accepting that just empowers me.’ Kim Kardashian
 ‘I have a crumble baby belly, boobs are worse for wear after

23 Sep 2015


Hi Friends, Why you invest on Debt Free Companies?
In my previous posts I have explained in detail the benefits of debt free companies.  In the present market scenario, a debt is a very large problem.  Take the present example of Amtech Auto.  All the financial papers and analysts and media reported earlier that this was a fastest growing company in India.  But unfortunately The Credit Rating Agency withdrawn their rates given to the company recently.  BSE take the company on watch list and financial banks and other institutions are going to take further steps in their loan portfolio.  Hence the price of the share fallen more than 70%.  This erosion affected the investors too.

Now today you look the present index.  On 31.03.2015, CNX NIFTY was 8491, Bank Nifty was 18206.25.  On 22.09.2015, CNX NIFTY was 7812.00 and Bank Nifty was 17031.15.  Difference CNX NIFTY -(-) 679 and Bank Nifty – ( - )1175.10.  Some technical analysts have the opinion that initial downward targets Nifty are at the level of 7856 and 7736.  Break below 7736 can take the index lower to 7539 again, resistance for the index will continue at 8060, 8091 and 8225.  A strong rally above 8200 will mean that the medium term trend is reversing higher.  So please be vigilant.  In this scenario investing in debt free companies are good.  Because they exempt from interest burden, so as to enable them to increase their net profit. Therefore they are able to give higher dividend, bonus etc.  below are few debt free companies.

Divyashakthi Granites Ltd.
 (Market cap – 996.59 M , debt equity ratio – 0.00, revenue growth (5 yrs%)  - 16.16,  PAT  Margin % - 14.84) .

Elantas Beck India Ltd.
 (Market cap – 10.97 B, debt equity ratio – 0.00, revenue growth (5 yrs%) – 11.87,  PAT Margin % - 10.76).

Salam Exploration Technology Ltd.
(Market cap – 4.37 B, debt equity ratio- 0.00, revenue growth 5 yrs% - 2.29, PAT margin % - 35.70).

Tata Sponge Iron Ltd.
 (Market cap – 8.55 B, debt equity ratio – 0.00, revenue growth 5 yrs% - 8.72, PAT Margin % - 12.94)

.Elegant Marbles & Granite Industries Ltd.
(Market cap – 530.10 M, Debt equity ratio – 0.00, revenue growth 5 yrs% - 5.20, PAT Margin % - 20.02).

Wall Chand People First Ltd.
  (Market cap – 234.34 M, Debt equity ratio 0.00, revenue growth 5 yrs % - 11.40, PAT Margin % - 6.43).

India Gelatine & Chemicals Ltd.
 (Market cap – 869.97 M, debt equity ratio – 0.00, revenue growth 5 yrs% - 7.94, PAT Margin % - 5.39).

Good Luck.                                                                   See You Later