Lord Jesus Christ Says...

For what shall it profit a man, if he gain the whole world, and suffer the loss of his soul? Jesus Christ

26 Dec 2015


Hi Friends,   The price-earnings ratio (P/E), or price-earnings multiple as it is sometimes called, is the most popular and widely used of all investment indicators.  It is a time-tested and handy tool for evaluating share prices and for assessing investor confidence in different companies.  P/E averages can also be used for judging investor confidence in industries, groups of industries, in the economy as a whole and even in the stock market.  P/E averages are also indicators of what the stock market and the investing public think of the present health of the economy and its future prospects.  An understanding of P/E ratios, what they signify and how they can be effectively used for making investment decisions is necessary for achieving success in the stock market.

  P/E ratios find their most common use in the evaluation of share prices.  The P/E ratio can be used as a yardstick for judging whether a particular company’s shares are overpriced or underpriced.  In this way it acts as an index for helping you decide at what price to buy a particular company’s shares.  It also serves as a signal telling you when and at what price to sell a particular share.  Now let us see how this is done in actual practice.

Investor confidence in a company does not build up overnight.  The build-up confidence is a slow process which takes considerable time.   Conversely, erosion of confidence in a company also takes an equally long time.  This is why blue-chips on the decline continue to enjoy strong investor support long after the reasons for this support disappear.  This is because markets have a long memory and do not easily forget the past.  Instead of being future-oriented , most of the investors and other market men continue  to be hopelessly rooted in the past.  Stock markets are notoriously slow to recognize value and even slower to use it for taking rational and intelligent investment decisions.  All this is a part of the basic irrationality that exists in the stock market.So investors should study the implications of P/E ration before investing in shares.

Good Luck.                                                                     See You Later.


The stomach will take any food, yet one food is better than another. As the palate tastes the kinds of game, so an intelligent mind detects false words. A perverse mind will cause grief, but a person with experience will pay him back. A woman will accept any man as a husband, but one girl is preferable to another. A woman’s beauty lights up a man’s face, and there is nothing he desires more. If kindness and humility mark her speech, her husband is more fortunate than other men. He who acquires a wife gets his best possession, a helper fit for him and a pillar of support. Where there is no fence, the property will be plundered; and where there is no wife, a man will become a fugitive and a wanderer.  (Bible).

“Just know, when you truly want success, you’ll never give up on it. No matter how bad the situation may get.”

“” Accept responsibility for your life. Know that it is you who will get you where you want to go, no one else.”

Ï don’t regret the things I’ve done, I regret the things I didn’t do when I had the chance.”

“Challenges are what life interesting and overcoming them is what makes life meaningful.”- Joshua J Marine

“It’s hard to wait around for something you know might never happen; but its harder to give up when you know its everything you want.”

“One of the most important keys to success is having the discipline to do what you know you should do, even when you don’t feel like doing it.”

“ Good things come to those who wait.... greater things come to those who get off their ass and do anything to make it happen.”

25 Dec 2015


Hi friends, I started my free website on 14.06.2015. My 4th post was a share tip “Wonderla Holidays” . I was recommended this share for Rs. 251/-. Actually I recommended this share for long term for 3 years. But in my review please look into the price of the share on 23.12.2015.( 6 months review ).

Arithmetically see the price difference.
Purchase price of 100 shares as on 17.6.2015 = 25,000-
Selling price as on 23.12.2015.410x100            = 41.000-
Hence profit will be                                            = 15,900-

I have recommended several fundamentally strong shares including penny shares to blue chip shares in different price range. Please have a look into my full review report DT. 19.12.2015(6 months review) I repost here my article “Wonderla Holidays”dt.16.6.205”for your information.

Thanking you,                                                                see you later.

Hi Friends, Wonderla Holidays Ltd. is a Public Ltd. Company and it is a leading amusement park designing and operating in India headquartered near Bidadi, Bangalore.  Its flagship amusement park located at the above place at Bangalore since 2005.  It is spread over an area of 82 acres.The first amusement park , Wonderla, Cochin was set up in 2000 (46 acres).  They are India's best amusement park & resorts , one Bangalore and the other at Cochin.  

There is also a classical resort at Bangalore.The  promoters are the owners of "V"Guard Industries Ltd.  They are efficient, punctual in their business and financially sound.  During 2014, they had made Public Issue of shares to the public and the issue size was 181 Cr. for a new amusement park at Hyderabad and also for General Corporate purpose.  This issue was a great success and over subscribed above 38 times.  In this issue they have collected Rs.115/- (premium) for each share.  This company is operating in Hospitality sector and also highly Capital Intensive nature of this business is not lost on anyone.From the Public Issue they have spent about 30% for the new park at Hyderabad. This park will be functional early in the year 2016.  Remaining amount they are keeping in Mutual Fund Investments.

F I N A N C I A L Equity Capital - 56.50 Cr., F/V of Share - Rs.10/-, Dividend - 15%, Today's Market Price - Rs.247/-, E.P.S. - 6.96, PE - 27.63, B/Value - 38.06 Cr.Annual Results                                               2011           2012            2013              2014             2015 (March)Total Sales In Cr.      89.6         113.10         137.85           153.63           181.89 Net Profit  in Cr.      31.52          29.87           33.48             39.89             50.63
The promoters announced that they are expecting revenue growth of  15-20%.  This company is not in a commercial nature.  It is only capital expenditure nature.  Hence working capital is necessary only nominal.  Their borrowed debts have completely repaid from the proceeds of Public Issue.  So this company is debt free.  We can expect better capital appreciation in coming years.  They have only very few competitors i n unorganized sector.  So try this share in your fort folio keeping minimum three years.Share Holding Details Promoters                     71%General Public        11.28%FIS                              8.94%Other Companies      4.24%Mutual Fund              1.83%Foreign NRI               1.04%F Institutions              0.07%Others                        1.62%Remember, I have no holdings in this company or any relation with this company. Clients may take their own risk for taking decisions.

Thank you,                                                        See you tomorrow.          


The Lord hates people who use dishonest scales.  He is happy with honest weights.  People who are proud will soon be disgraced .  It is wiser to be modest.  If you are good, you are guided by honesty.  People who can’t be trusted are destroyed by their own dishonesty.  Riches will do you no good on the day you face death, but honesty can save your life.  Honesty makes a good man’s life easier, but a wicked man will cause his own down fall.           (Bible).

Hi Friends,    Please read the following awesome , positive and inspirational quotes for your pleasure of mind. 

It doesn’t matter where you came from.  All that matters is where you are going.   Brian Tracy.

Think big and don’t listen to people who tell you  it can’t be done.  Life’s too short to think small.     Tim Ferriss.

You can develop any habit or thought or behaviour that you consider desirable or necessary.    Brian Tracy.

We become what we think about.    Earl Nightingale.

24 Dec 2015


Hi  Friends,   A  good investment plan should help you achieve your objective,  but it has to be well within your capabilities to implement.  For that you will have to  ask yourself some hard questions.  Knowing and understanding yourself – your talents, capabilities and limits- is crucial for success in the stock market.  Ask yourself:  ‘Do I have the time, inclination and interest for managing my investments?  Am I prepared to put in the required effort?  Do I have the necessary temperament and skills?’ Formulate your plan accordingly, keeping these factors in mind.  Identify your limits and try to function within them.  Maximize  what you have, and if possible, try to expand your limits.

 For taking the right decisions on investment objectives, plans, strategy, selection, timing and price, you will require information.  Do you have ready access to such information?  If not, do you know where to get it from?  When you get it, do you know how to handle, process and use it?  Acquiring the relevant information is not enough; you must know how to analyse it, interpret it and put it into practical use for making day-to-day investment decisions.  The acquisition of the right information at the right time and the ability  to use it effectively is crucial to success in the stock market.

You may make a lot of money, but what really counts is the amount you ultimately retain after paying your taxes.  Knowledge of taxation, tax-planning and tax saving techniques is essential for all stock market investors.  Knowledge of taxation can sometimes make all the difference between success and failure in the achievement of your objectives.  Besides taxation, a basic knowledge of stock exchange rules and procedures is equally important, so is your selection of a stock broker and your working relationship with him.

  Finally, if you find that you don’t want to take your own investment decisions, or you are unable to find the time to do so, see if you have access to a competent investment adviser.  Do you know how and where to locate one?  On finding one, how will you evaluate his advice and investment suggestions?  This is absolutely crucial for those who want to invest, but for some reason or other are unable to do so without professional help and guidance.  Even for those who can do so, an investment adviser is useful for getting a second opinion and for keeping in touch with what is happening in stock markets.

 A good investment adviser will not only stimulate your mind, provoke you into thinking along unaccustomed channels, but also serve as a source of new and fresh investment ideas.  Constant interaction with one or more investment advisers will broaden your knowledge and understanding of the stock market and make you a better investor.Finally,  investors please read my connected articles in the site dated 22.12.2015 and 23.12.2015.  These three articles give you a detailed information regarding successful stock market investing.  Comments and suggestions are welcomed via e-mail.

Thanking you,                                                              See You Later.


Good people will be remembered as a blessing, but the wicked will soon be forgotten.  Sensible people accept good advice.  People who talk foolishly will come to ruin.  Honest people are safe and secure but the dishonest will be caught.  Someone who holds back the truth causes trouble, but one who openly criticizes works for peace.  A good man’s  words are a fountain of life, but a wicked man’s words hide a violent nature.         (Bible).

Hi Friends,   Please read the following  Positive & Inspirational Quotes.

In bed, it’s 6 A.M.  You close your eyes for 5 minutes,  it’s 7.45,  at school it’s 1.30, close your eyes for 5 minutes, it’s 1.31.

I am not crazy,  my reality is just different  than yours.

Now a days people know the price of every thing and the value of nothing.

Take my advice, I don’t use it any way.

I  meant to behave but there were too many other options.

Being single is smarter than being in the wrong relationship.

“User name or Pass word incorrect”.  Well at least tell me which one it is.

You never realize how boring your life is until some one asks what you like to do for fun.

Wise men speak because they have something to say; fools because they have to say something.

Never let your sense of morals prevent you from doing what is right.

Man is the only creature who refuses to be what he is.

The moment you stop trying to become a better person, is the moment you start to become worse than what you already are.

A day without laughter is a day wasted.

Life is constant process of dying.

But a desperate heart will  seduce the mind.

Good Luck.                                                            See You Later.

23 Dec 2015


Hi Friends,   In the stock market, the heart of the investment process consists of selection, timing, and price.  It is all a question of selecting the right company, buying shares in it at the right time and price, and subsequently selling them at the right time and price.  Success on the stock market will therefore hinge on your ability to take the  right decisions with respect to selection, timing and price.  However, these decisions alone will not enable you to make the amount of money you want.  That will depend on the following four factors:  (i)  the amount of money you initially invest; (ii)  the period over which the money is invested; (iii)   the rate at which the invested capital appreciates in value;  and (iv)   the income you receive from your invested capital during this period. Therefore, to achieve investment success you  should keep these four factors in mind while taking decisions on selection, timing and price.

But this is not all.  Successful stock market investing goes far beyond selection, timing and price.   It involves the setting of personal investment objectives, formulating an investment plan and adopting a suitable investment strategy.  The overall objective of every investor is to make money.  To go further, it is to make money at a  rate that beats the rate of inflation.   In other words, the broad objective of all investment is to increase, or at least preserve, the purchasing power of invested capital.  But making money cannot possibly be the ultimate objective of life.  You may not be interested  in devoting your life to the endless pursuit of money for money’s sake.  Your needs and requirements for money may  be limited.

You may need money for financing your post-retirement period, meeting unforeseen contingencies, for medical treatment, for higher education of children, etc.  Once your objective is fulfilled you may not be interested in making more money.  Therefore, you have to identify and set your investment goals in the light of your future needs and requirements:  how much money you want to make and the period in which you want to make it.  Your success as an investor, therefore, depends on two factors:  (i) your ability to set the right investment objective, and (ii) your ability to achieve that  objective.

Good Luck.                                                                       See You Later.


Some people spend their money freely and still grow richer.  Others are cautious, and yet grow poorer.  Be generous, and you will be prosperous.  Help others , and you will be helped.  People curse a man who hoards grain, waiting for a higher price, but they praise the one who puts it up for sale.  If your goals are good, you will be respected, but if you are looking for trouble, that is what you will get.  Those who depend on their wealth will fall like the leaves of autumn, but the righteous will prosper like the leaves of summer.   (Bible).

Aspire to inspire before you expire.

Some husbands hold wife’s hand in malls ----Because, if they leave her hand , she will go for shopping.  It looks “Romantic”  but it is  “Economic”.

Girls are like WEB DOMAINS.  The one you like is already taken.

The perfect guy is not the one who has the most money or the most handsome one you will meet.  He is the one who knows how to make you smile and will take care of you each and every doing until the end of time.

If Olive oil is made from olives, what is baby oil made of ?

There is no medicine like hope, no incentive so great, and no tonic so powerful as expectations of something tomorrow.

When I laugh at jokes from the internet, I do not actually laugh.  I just blow more air out of my nose or mouth than usual.

Full form of  SCHOOL :  Seven crappy hours of our life.

If you make laugh I am already 89% in love with you.

I am  currently out of the office and can be reached by waiting until I get back.

Full form of CLASS  is Come Late And Start Sleeping.

If a man has nothing to eat, fasting is the most intelligent thing he can do.

There are some ladies who need only three things in life:  food, water and compliments.

The best things in life are free.  The rest are too expensive.

Always remember ....an idiot who makes you laugh in his presence, will definitely make you cry in his absence....  because those idiots are our real friends.

22 Dec 2015


Hi Friends,  Successful stock market investing should not be equated with get-rich-quick schemes.  Skilful investment decisions alone cannot make you an instant millionaire or enormously rich overnight.  For that you need to be a speculator or a gambler with an inborn flair and instinctive feel for the market, combined with a willingness to take great risks.  You must also have a run of consistent good luck.   Sudden wealth and big windfall gains depend more on luck, less on skill and knowledge.  Investment means the use of your intelligence, knowledge and skill to make your money earn more money so that your invested capital snowballs over time into a sizeable fortune. 

It requires time, patience and systematic work.  Over a period of time, most investors become  reasonably wealthy, while some of them even succeed  in becoming enormously rich.  Quite often, in fact usually, they end up making more money than most speculators and gamblers.It is possible to make money- and a great deal of money – in the stock market.  But it can’t be done overnight or by haphazard, buying and selling.  The big profits go to the intelligent, careful and patient investor, not to the rockless and overeager speculator.

Good Luck.                                                                 See You Later.


Better to eat a dry crust of bread with peace of mind than to have a banquet in a house full of trouble.  A shrewd servant will gain authority over a master’s worthless son and receive a part of the inheritance.  Gold and silver are tested by fire, and a person’s heart is tested by the Lord.  Evil people listen to evil ideas, and liars listen to lies.  If you laugh at poor people, you insult the God who made them.  You will be punished if you take pleasure in some one’s misfortune.  Old men are proud of their grandchildren, just as boys are proud of their fathers.  Respected people do not tell lies, and fools have nothing worthwhile to say.              (Bible).

   Don’t look back and ask why?  Look ahead and say why not.
2.    True beauty is not in the face.  It is a light in the heart.
3.    I am thankful for all of those who said ‘No’ to me, it’s because of them I am doing myself.
4.    The best people in this world are the ones that can give without remembering and receive without forgetting.
5.    I tell people:  If you don’t want to get into positive thinking, that is OK; just eliminate all the negative thoughts from your mind and whatever’s left will be fine.
6.    Positive thoughts are not enough.  There have to be positive feelings and positive actions.
7.    Life is a gift. Never take it for granted.
8.    Nothing changes until you change.  Everything changes once you change.
9.    Difficulties in your life don’t to destroy you, but to help you realize your hidden potential.
10. Don’t be afraid to CHANGE.  You may lose something good but you may gain something better.
11. When love is real, it doesn’t lie, cheat, pretend, hurt you or make you full unwanted.  It is supposed to be a cure to all your worries.
12. Excellence is not a skill, it is an attitude.
13. As I have grown older I have learned that pleasing everyone is impossible but pissing everyone off is a piece of cake.
14. People are like MUSIC; some speak the truth and others are just noise.
You can’t live a positive life without a negative mind. 

21 Dec 2015


Hi Friends,  Among the stocks the  ‘Big Bull’, Rakesh Jhunjhunwala recently put his faith on, Lupin Ltd. has been the star performer at present.   Mr. Jhunjhunwala bought 25 lakh shares of Spice Jet for Rs.10 Cr. Jhunjhunwala tops up Anant Raj, Lupin, McNally Bharat stake; cuts of Titan, A 2 Z Jhunjhunwala’s  portfolio sees little change in Q4 Rakesh Jhunjhunwala trims stake in Titan Mid-caps see steep fall from grace.

 Anant Raj Industries:  A leading realty company in the National Capital Region, Anant Raj has a slightly difference profile, with a focus on lease and rental income, and less reliance on debt funding.  It is one of the oldest, having constructed and developed a little over 19 million sq. Ft. Area in 30 years, with a good implementation record.  The company has a land bank of about 1,100+ acres, of which 670 acres is for commercial space; it is currently developing about 500 acres in the latter.  This provides good visibility to rental income in the coming years.  In the residential space, the company is looking to create 11 million sq. Ft. over the next three to four years, which will boost growth.  The company has good earnings and revenue visibility, as analysts are expecting profits to double by FY 16, compared to the FY 12 net profit of Rs.119 crore.  Analysts calculate the net asset value at about Rs.110 a share, significantly higher compared to its current  market rate Rs.35.85 a share.

Mcnally Bharat:  A small sized engineering company, McNally Bharat’s fortunes are closely linked with the capital expenditure of India’s engineering and infrastructure sector.  Though the business prospects might remain favourable in the long term, in the short term it has its share of worry.  Though the revenue and order book are growing (the latter is at Rs.5,300 crore, a little over 2.2 times revenue), it faces working capital issues.  As a result,  debt rose 57 per cent to Rs.685 crore in the December 2012 quarter. “ Although the company is currently facing headwinds in terms of tight liquidity conditions and deteriorating working capital, valuations at 3.7 times FY 14 earnings per share and 0.5 times the FY 14 book value adequately cover all the concerns, “said Rohit Agarwal, who tracks the company at SPA Securities.  The good part is that given its diverse presence across the sector and service offerings, it has been able to grow and get business.  Even in the difficult times since financial year 2008, turnover grew over five times to Rs.2,700 crore in FY 12.  If economic growth perks, expect good growth in revenue and, more important, profitability.

Spice Jet: India’s domestic air passenger traffic has moved from around 12 million in the year 2000 to about 60 million  now.  There is less doubt about the growth opportunities in aviation, as most  agree  that in a growing economy, more will travel.  No wonder that foreign airlines are eyeing the Indian markets.  However , the question many have is whether Indian aviation companies can make money in the light of high cost structures and taxes.  After Kingfisher shut operations, Spice jet has been able to improve its share to 18 per cent, being among the top four.  Structural growth could benefit the company in the long run but analysts are eyeing a rebound in demand next year.  “We expect traffic growth to revert to 12-14 per cent, closer to the 10- year CAGR  (compounded annual growth rate) of 15 percent.  Spice Jet is relatively insulated from competition, with the highest exposure to smaller towns as compared to other airlines,” says Joseph George, who tracks the company at IIFL, in a recent note.  Analysts are also hoping that pricing power will return in the coming years and a possible cut in taxes could lead to higher savings on cost.

Lupin Ltd.:  Lupin has been a consistent performer, with both the US and domestic markets contributing to strong growth.  Over the past five years, it has improved its presence in the US market through a mix of brand acquisitions and niche product introductions.  The US focus has catapulted it to the number five position by generic prescriptions in a span of seven years.  The company is planning to improve its share from the world’s largest generic market to 50 per cent by developing new limited competition therapies, such as oral contraceptives, dermatology and respiratory care drugs.  Besides the US, the company’s India growth story has come about on the back of a high number of product launches, tie-ups and scaling up of presence in new therapy areas.  As against the industry growth of nine per cent yearly, Lupin clocked 22 per cent in the March quarter.  Managing Director  believes with the current run rate of 30-40 product launches in the domestic market, a growth rate of 18-20 per cent is sustainable.

Good Luck.                                                                       See You Later.