Lord Jesus Christ Says...

For what shall it profit a man, if he gain the whole world, and suffer the loss of his soul? Jesus Christ

9 Jan 2016


Hi Friends,   Capital Markets:    Capital markets are perhaps the most widely followed markets.  Both the stock and bond markets are closely followed and their daily movements are analyzed as proxies for the general economic condition of the world markets.  As a result, the institutions operating in capital markets – stock exchanges, commercial banks and all types of corporations, including nonbank institutions such as insurance companies and mortgage banks – are carefully scrutinized.  The institutions operating in the capital markets access them to raise capital for long term purposes, such as for a merger or acquisition, to expand a line of business or enter into a new business, or for other capital projects.  Entities that are raising money for these long-term purposes come to one more capital markets.  In the bond market, companies may issue debt in the form of corporate bonds, while both local and federal governments may issue debt in the form of government bonds.  Similarly, companies may decide to raise money by issuing equity on the stock market.  Government entities are typically not publicly held and, therefore, do not usually issue equity.  Companies and government entities that issue equity or debt are considered the sellers in these markets.

The buyers, or the investors, buy the stocks or bonds of the sellers and trade them.  If the seller, or issuer, is placing   the securities on the market for the first time, then the market is known as the Primary Market.  Conversely, if the securities have already been issued and are now being traded among buyers, this is done on the Secondary Market.  Sellers make money off the sale in the primary market, not in the secondary market, although they do have a stake in the outcome (pricing) of their securities in the secondary market.  The buyers of securities in the capital market tend to use funds that are targeted for longer term investment.  Capital markets are risky markets and are not usually used to invest short term funds.  Many investors access the capital markets to save for retirement or education, as long as the investors have long term horizons, which usually means they are young and are risk takers.   (To be continued tomorrow.)
Thanking you,                                                                    see you later.

 Q. With increase in the price of commodity 'X', the demand of 'Y' decreases. The commodity 'Y' is a/an
1. Inferior good
2. Composite good
3. Substitute good
4. Complementary good
View answer
Ans: 4
Q. The difference between G.D.P at market price and G.D.P at factor prices is
1. Net factor income from abroad
2. Net export
3. Depreciation
4. Net indirect taxes
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Ans: 4
Q. What is the period of a Fiscal/Financial year in India?
1. 1st January to 31st December
2. 1st March to 28th Feb
3. 1st April to 31st March
4. 1st June to 31st May
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Ans: 3
Q. Which of the following High Courts ruled that the Comptroller and Auditor General(CAG) can audit the books of accounts of private sector telecom companies?
1. Delhi High COurt
2. Madras High Court
3. Allahabad High Court
4. Patna High Court
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Ans: 1
Q. According to the Companies Act, 2013, 'nominal capital' implies -
1. such part of capital, which has been called for payment
2. the maximum amount of share capital of a company
3. such part of capital, which has been received by a company from its shareholders
4. such capital as the company issues from time to time for subscirption
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Ans: 2


A cheerful heart is a good medicine, but a downcast spirit dries up the bones.   (Proverb  17;22)

When we have joy in our hearts, it can’t help but spill out to those who are around us.  We bring the medicine of cheerfulness not because every situation is great, but because God is greater than any situation.  Our joy is renewed as we stay in the presence of God through prayer and Bible study.  The key to having a joyful heart is to keep our minds stayed on God and His grace over our lives.

God grant me the serenity to accept the things I cannot change, courage to change the things I can, and wisdom to know the difference.

The longer the explanation, the bigger the lie.

Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are.  -- John Wooden

Giving up doesn’t always mean you are weak.  Sometimes it means that you are strong enough to let go.

Promises mean everything, but after they are broken, sorry mean nothing.

It is amazing how complete is the delusion that beauty is goodness.  -- Leo Tolstoy.

It is dangerous business, Frodo, going out your door.  You step on to the road, and it you don’t keep your feet; there’s no knowing where you might be swept off to.  -- J.R.R. Tolkien.

By three methods we may learn wisdom.  First, by reflection, which is noblest;   second, by imitation, which is easiest; and third by experience, which is the bitterest.  -- Confucius

Let no man pull you so low as to hate him.  -- Martin Luther King Jr.

Angry people are not always wise.  -- Jane Austen

God will not look you over for medals, degrees or diplomas but for scars. -- Elbert Hubbard

The unexamined life is not worth living.  -- Socrates

Never let your sense of morals prevent you from doing what is right.  -- Isaac Asimov The simple things are also the most extraordinary things, and only the wise can see them.  -- Paulo Coelho

If you have built castles in the air, your work need not be lost; that is where they should be.  Now put foundations under them.  -- Henry David Thoreau         

      S H O R T   S T O R Y –   TITLE -    T H E   T R U T H   M I G H T   S U R P R I S E   Y O U

A 24 year old boy, seeing out from the trains window shouted.. “Dad, look the trees are going behind!”.  Dad smiled and a young couple sitting nearby, looked at the 24 year old's childish behaviour with pity, suddenly he again exclaimed ‘’’’ “Dad, look at the clouds are running with us!”.  The couple could not resist and said to the old man--- “why don’t   you take your son to a good doctor?  “The old man smiled and said .....‘’ I did and we are just coming from the hospital, my son was blind from birth, he just got his eyes today.  The young couple said sorry to the old man........Every single person on the planet has a story.  Don’t judge people before you truly know them?  The truth might surprise you.                                                                      

                                                                                  CHRISTY BOY JOHNSON 

8 Jan 2016


Hi Friends,   The two strongest emotions operating in the stock market are greed and fear.  Greed is the dominant emotion in a booming market.  It makes individuals grasp and grab when they buy shares.  There is often a mad scramble to get on to the stock market bandwagon during a boom.  Share prices skyrocket to levels which lose all touch with reality.  On the other hand, fear takes over in a falling market.  Share prices nosedive and panic selling starts as investors and speculators scramble to get out before the prices fall further.  It is greed and fear that lead to excesses of over valuation and under valuation of shares in the stock market.  The rational investor takes advantage of these market over-reactions to make profits.  He buys when the shares are underpriced and sells when they are overpriced.  The more irrational the market, the greater the opportunities for the cool, objective, rational investor.  In short, an irrational market is a rational investor’s dream come true.    Conversely, a rational, orderly and logical stock market is a rational investor’s nightmare.  In such a market, opportunities to make profits would dry up.  Price and value would always match.  There would be no gross excess in the overvaluation and undervaluation of share prices.  In short, there would be no scope for making big profits.

Good Luck.                                                                  See You Later. 

Q. GNP is equal to
1. Total output of goods and services in one year
2. Total output minus intermediate consumption
3. Total output minus savings
4. Total output plus total factor payment
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Ans: 2
Q. The budget deficit refers to the difference between all revenue and expenditure of
1. Revenue account only
2. Capital account only
3. Both revenue and capital accounts
4. Increased government expenditure
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Ans: 3
Q. Economic planning refers to
1. the mobilisation of taxes
2. the acquisition of taxes
3. the allocation of resources
4. the planning of resources
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Ans: 3
Q. From which of the following items India export the most?
1. Textile goods
2. Jute
3. IT Services
4. Gems and Jewellery
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Ans: 4
Q. Indian government is planning to introduce GAAR. What is the purpose of GAAR?
1. Increase rural income
2. Increase agriculture income
3. Regulatory authority for managing agriculture resources
4. Curtail tax avoidance
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Ans: 4
Q. CPI and WPI as acronyms, refer to -
1. Political Parties
2. Purchasing capacity indices
3. Price indices
4. Poverty indices
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Ans: 3
Q. Which of these bodies decides the monetary policy in India?
1. Reserve Bank of India
2. Ministry of Finance
3. Ministry of Commerce
4. Ministry of Finance and Commerce
View answer
Ans: 1
Q. When prices of goods increase, purchasing power of money -
1. Fluctuates
2. Decreases
3. Increase
4. Remains constant
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Ans: 2
Q. Micro economics deal with -
1. Total units
2. Individual units
3. Partial units
4. Marginal units
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Ans: 2
Q. Perfectly inelastic demand of a commodity means,
1. the cost of a commodity changes but the demand remains unchanged
2. the price of the commodity does not change with the change in its demand
3. the demand of a commodity does not change with the change in its price
4. the demand of some other commodity changes with the change in the price of one commodity.
View answer

Ans: 3


“I have hidden your word in my heart that I might not sin against you.”   (Bible)

Memorizing God’s word on a regular basis enables our hearts to keep an account of the Bible’s teachings.  This is most valuable to us when we are facing trials and temptations.  We can rely on God’s word to encourage, strengthen, and help us overcome evil.  The key to hiding His word in our hearts is specifically choosing the right scriptures for whatever we are dealing with -- We will find our hearts becoming a treasure of hope.

No one can make you feel inferior without your consent.  -- Eleanor Roosevelt.

It is better to remain silent at the risk of being thought a fool, than to talk and remove all doubt of it.  -- Maurice Switzer.

The saddest aspect of life right now is that science gathers knowledge faster than society gathers wisdom.  -- Isaac Asimov

Count your age by friends, not years.  Count your life by smiles, not tears.  -- John Lennon

In a good book room you feel in some mysterious way that you are absorbing the wisdom contained in all the books through your skin, without even opening them.  -- Mark Twain

Hold fast to dreams, for if dreams die Life is a broken-winged bird that cannot fly.  -- Langston Hughes

Whenever you find yourself on the side of the majority, it is time to reform (or pause and reflect).  -- Mark Twain

The fool doth think he is wise, but the wise man knows him to be a fool.  -- William Shakespeare

When someone loves you, the way they talk about you is different.  You feel safe and comfortable.  -- Jess C. Scott.

Knowing yourself is the beginning of all wisdom.  -- Aristotle

The only true wisdom is in knowing you know nothing.  -- Socrates

It is the mark of an educated mind to be able to entertain a thought without accepting it.  -- Aristotle

The secret of life, though, is to fall seven times and to get up eight times.  -- Paulo Coelho

If you are reading this  ...  Congratulations, you’re alive.  If that’s not something to smile about, then I don’t know what is.  -- Chad Sung.

Think before you speak.  Read before you think.  -- Fran Lebowitz

There is neither happiness nor misery in the world; there is only the comparison of one state with another, nothing more.  He who has felt the deepest grief is best able to experience supreme happiness.  We must have felt what it is to die, Morrel, that we may appreciate the enjoyments of life.  Live then,  and be happy, beloved children of my heart, and never forget, that until the day God will deign to reveal the future to man, all human wisdom is contained in these two words,  ‘Wait and Hope.’  -- Alexander Dumas.

The best index to a person’s character is how he treats people who can’t do him any good, and how he treats people who can’t fight back.  -- Abigail Van Buren

   S H O R T S T O R Y - TITLE -            Y O U N G    N E W L Y   A P P O I N T E D

 Young, newly appointed IBM Company’s Manager was carpeted by his leadership.  He made a deal, in which his leadership lost 10 million dollars.When he realized his mistake, it was too late, the money were floated away.  He came into the office and, feeling his guilty and not waiting until the leadership will tell him something said:   I understand that you can retire me, and admitting my guilt, accept your decision. -- To retire you?  -  The leader asked - We have just spent 10 million on your training and may not throw such valuable human resources.  Go to.                                                                                   

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