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Bible Quotes--

I tell you the truth, it is hard for a rich man to enter the kingdom of heaven. Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of heaven. Jesus Christ

17 Sep 2016

PRAYER- THANKSGIVING PRAYER

           Help Me Thanksgiving Day Prayer

O God, when I have food,

help me to remember the hungry;
When I have work,
help me to remember the jobless;
When I have a home,
help me to remember those who have no home at all;
When I am without pain,
help me to remember those who suffer,
And remembering,
help me to destroy my complacency;
bestir my compassion,
and be concerned enough to help;
By word and deed,
those who cry out for what we take for granted.
Amen.

STOCK MARKET- OVERNIGHT TIPS STOCK TO BE WATCHED ON 19/9


The stocks which could witness significant movement on September 19 are R Systems International, Petron Engineering Construction, Wockhardt, KDDL and Housing Development Infrastructure/Oberoi Realty/Godrej Properties.
R Systems International: R Systems International’s board of directors have approved buyback of 30 lakhs fully paid up equity shares with a base price of Rs 65.
Petron Engineering Construction: Petron Engineering Construction has received receipt of Letter of Intents (LOIs) from M/s. Shree Cement, for civil work at their cement plants at Aurangabad, Bihar and at Gulbarga, Karnataka for a total contract value of Rs 50 crore.

GENERAL KNOWLEDGE- BANK PO EXAM GENERAL KNOWLEDGE UPDATED + 25 ADDITIONAL QUESTIONS.


Que.1. India successfully test-fired nuclear-capable Agni-I ballistic missile from a test range off Odisha coast. This missile is capable of hitting a target ____ kms away.
Ans. 700

Que.2. Who has been appointed the next Vice Chancellor of the prestigious University of Canberra?

Ans. H Deep Saini

Que.3. Moody's Investors Service has assigned a Baa3 rating to which Bank's USD denominated senior unsecured notes?
Ans. ICICI

PRAYER- GREAT INSPIRATIONAL MORNING PRAYER

                     Inspirational morning prayer

Father, clear my sleepy head and fill my mind with expectation

Awake my slow body and energise my heart with love in action.
Ignite my spirit and set this day on fire with promise.
Make the ordinary extraordinary.
Engage me, show me your kingdom alive
Help me to see that every waking moment
Is full of promise because of you. 

Amen.

16 Sep 2016

PRAYER- THANKSGIVING PRAYER.

                      Love

Most gracious Lord, Your love extends beyond the circumference of the earth into the vast universe and beyond.  There is not one single thing that you have created that cannot attest to Your love.  Your love was shown on the cross.  Your love was shown to me when you rescued me from the threshold of hell.  You ransomed me from all of my iniquity and I am so thankful, Father.  You love me in spite of all of my shortcomings.  Father I pray that you find me faithful as I extend Your love onto those who hurt me also.  May I always be ready to show love to anyone who does any injustice against me because You have shown your merciful love to me.  Thank you for your love!
 Amen

QUOTES- GOLDEN VARIETY INSPIRATIONAL QUOTES.

1.       Don’t wait for tomorrow because you will never get today back.

2.       God is the best listener.  You don’t need to shout nor cry or loud because he hears even the very silent prayer of a sincere heart.

3.       Watch your thoughts, they become words, watch your words, they become actions, watch your actions, they become habits, watch your habits, they become character, watch your character, it becomes your destiny.

4.       Tongue has no bones, but is strong enough to break a heart.  So be careful with your words.

5.       The most exhausting thing in life is being is insincere.

EXAMINATION- BANK PO EXAM GENERAL KNOWLEDGE QUESTIONS & ANSWERS UPDATED-50 + 25 QUESTIONS.




 
100. Which rate does RBI Reduces to Increase liquidity in market? Ans: Repo Rate
 
101. After completion of 15 years, Public Provident Fund (PPF) can be extended up to how many years? Ans: 5 years
 
102. Short term Money lending process is known as: Ans: Call Money
 
103. Treasury bill tenure: Ans: 91 days, 182 days, 364 days
 
104. Minimum limit for medium scale enterprises is Rs. 5 Cr. what is maximum limit? Ans: 10 Cr.
 
105. Prime Lending Rate is replaced by: Ans: Base rate

STOCK MARKET- OVERNIGHT TIPS- STOCKS TO LOOK OUT FOR ON SEPT 16 & NIFTY STRUGGLE TO BREAK 8800 MARK.

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The stocks which could witness a significant movement on September 16 are Essel Propack, Bharat Electronics, Capital First, Tune Investments of India and Yes Bank.
Essel Propack :- Essel Propack Ltd., has informed BSE regarding "Raising of funds through issuance of Commercial Papers for Rs. 25 crore".
Bharat Electronics :-  Bharat Electronics will be buying back its shares and consequently has made such announcements on BSE.

15 Sep 2016

PRAYER- THANKSGIVING PRAYER.




Dear Heavenly Father,
I thank You this day. I thank You for my being able to be awake again, to see and hear the morning. I am blessed because You are a forgiving Father and an understanding one at that.
You have done marvellous things for me and my loved ones yet You still continue to bless me with so much more. Please forgive me every day for some things I may have done, said or thought. That may not have pleased You and I ask You now for your forgiveness.
Please keep me and my loved ones from all danger and harm. Help me start this day with a new, pleasant attitude with plenty of gratitude. Let me make the best of each and every day to clear my mind so I can hear Your loving voice. Please broaden my mind that I can accept all things without judgement. Let me not whine or complain over things I have no control over. And when the world closes in on me, let me remember the example of Jesus, to slip away and find a quiet place to pray. Continue to use me to do Your Will.

Amen.

GENERAL KNOWLEDGE- BANK PO EXAM 99 QUESTIONS & ANSWERS + 25 ADDITIONAL


1. MICR code consists of how many digits? Ans: 9 digits.

(First three digits denotes city, next three digits representing the bank and the last three digits representing the bank branch)
2. What is the minimum limit in RTGS system? Ans: 2 lakhs (there is no upper limit in RTGS)
3. What is full form of CTS? Ans: Cheque Truncation System
4. Under which service, customers may access their bank account and perform basic transactions from any of the member branch offices. Ans: Core Banking Solution (CBS)
5. Exchange of cash flow in different currency is known as: Ans: Currency Swap
6. Assets or loans which stop performing after 90 days is known as: Ans: Non Performing Asset (NPA)

STOCK MARKET- OVERNIGHT TIPS-STOCKS TO LOOK OUT FOR ON 15/9& & INDICES END POSITIVE.

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The stocks which could witness a significant movement on September 15 are NTPC, Rolta India/Unitech,Shriram Transport Finance Company,Jindal Drilling and Reliance Communications.
NTPC :- The NTPC bond issue was oversubscribed by over 3 times. NTPC has received bids amounting to Rs 1,495 crore for its taxable secured non convertible debentures issue of Rs 500 crore.
Rolta India/Unitech:- The results will be declared for the Q1 FY17 and both the counters will react to the results.

14 Sep 2016

PRAYER-THANKS GIVING PRAYER.

We Are Thankful

Dear Lord,
we are thankful for this day,
set aside to honor all the ways You bless us
with Your goodness, love, and grace.
We are thankful for the people at this table
who add a variety of wonderful things to our lives
just by being who they are.
We are thankful for the food we are about to eat,
which You created for our nourishment and pleasure.
Most of all, Lord, we thank You
for always being there for us,
guiding us, encouraging us,
comforting us and blessing us.
In Jesus' name we pray; Amen.

By Joanna Fuchs

QUOTES- POPULAR LADY QUOTES.




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A lady is smarter than a gentleman, maybe, she can sew a fine seam, she can have a baby, she can use her intuition instead of her brain, but she can't fold a paper in a crowded train.Phyllis McGinley

I will say to all the fellas out there that, seriously, I am a setup. I'm just like rose petals. I'm like incense. I'm a background thing for you when you do your thing with your lady. I'm a friend, only assisting you in your lurve machinations. So have no fear of me, people.Maxwell

A lady's imagination is very rapid; it jumps from admiration to love, from love to matrimony in a moment.Jane Austen

GENERAL KNOWLEDGE-GK QUESTIONS FOR BANK EXAM UPDATED + 25 ADDITIONAL QUESTION & ANSWERS.

Latest GK Questions for Bank Exam Preparation (15 Expected Online GK Questions) : Dear Readers. Here is the very important 15 MCQs latest gk questions for bank exam. These selected and top expected general knowledge questions are very helpful for bank exam preparation. You require more banking current affairs and gk today exams. Remember that gk questions and answers are pillar of your competitive exams. So, you prepare hard and serious in general awarenessbanking awareness and gk questions with answers.

GK is one of the most famous and important part of any competitive and recruitment exam, especially for the banking industry..

To increase your general knowledge, you must have reading habit of newspapers, latest magazines, latest current affairs and watch news channel and must aware about what happen around this world. Prepare IBPS General Awareness notes and read Gk questions with answers many times. 


Q.1. Which of the following plays a key role in the ecological system?
(1) Roads
(2) Forests
(3) Rocks
(4) Both 1 and 2
(5) Both 1, 2 and 3

MORNING PRAYER- A PRAYER FOR OPPORTUNITIES.

Dear Lord,
I pray this morning that I will surrender my spirit completely to You. Use me as You please in anything that you want.
I pray that you give me opportunities to show people how much You mean to me, Your simple servant. Give me discretion to know what to say and how to say it, to honor You, Lord. Make me bold enough that I may proclaim salvation with cheerfulness and joy. Guide me, Lord, to be away from anxiety as I learn how I should defend myself. I pray that the seeds You have given me and planted will grow and mature to the strong trees they ought to be.
I am forever grateful for the cross Your Son Jesus died on for us. I pray that I can proclaim it in a contagious way today. Teach me, Lord, this morning to be brave to grab opportunities as they come my way. 
Amen.

13 Sep 2016

PRAYER- THANKS GIVING GRATITUDE PRAYER.





Thank You, God, for the harvest. I am thankful for what I have and for what I will receive. In this spirit of thankfulness, I pray with a very grateful heart.
Your loving presence provides for my every need. You make the rough ways smooth. Thank You for Your vigilant care.
Thank You for strengthening my judgment – good judgment that turns me away from pursuing courses that may be unwise and unfulfilling, good judgment that prompts right responses and right action.
Thank You for Your empowerment and strength in me as wisdom -- wisdom to know what to do in any need, wisdom to know how to handle any situation, wisdom to avoid danger, wisdom to choose right paths.
Dear God, I am grateful for life, as it is unfolding in my life and in my experiences. I am grateful for the courage, strength, vision and stability of mind I have to know that all things are working together for the highest good of all, even in the midst of change.
I am aware that every good thing comes from You, God. I pray that I will be aware of all the good and give thanks for everything I see. I do not take anything for granted. I am filled with gratitude.
In Jesus Christ’s name,
 Amen.

MARRIAGE- 9 MANTRAS FOR A LONG LASTING MARRIAGE.


1. Love is NOT a feeling.
We are taught to think that love is just a feeling that wells up within us organically. By extension, we are taught to believe that if you love someone, you do everyday, and always will. But actually the story is a bit more complicated than that.
It took years for me to realize, but I finally learned that all feelings come and go. Love is actually decision you make daily, sometimes multiple times a day. Everyday I wake up and look at the beautiful woman that I married, and I make a conscious commitment to honor my feelings of love for her every second of that day. It's easy to take others for granted, and when it comes to love, we need to be especially mindful.
When I decide I would rather die than betray my wife's trust, I'm making the decision to love. When I decide those annoying little habits aren't that big of a deal, I'm making the decision to love. Don't let "feelings" keep you from an incredible marriage.

STOCK MARKET- MARKET VIEW FOR THE WEEK.

On the macro front, the outcome of a monthly survey showed that August saw a solid rebound in the rate of expansion in Indian service sector business activity. Data released showed that the seasonally adjusted Nikkei India Services Business Activity Index rose to 54.7 in August, up from 51.9 in July, posting its highest level for over three-and-half years. Foreign institutional investors largely remained on the buy side in the Indian equities. From here, it is expected that market will continue to move upwards. Upcoming major macro-economic data, crude oil prices, rupee movement coupled with trends in global indices and the pace of foreign funds inflow, will dictate the trend of the global markets in coming weeks.

GENERAL KNOWLEDGE- BANK PO CURRENT AFFAIRS + PROFILE OF NEW RBI GOVERNOR +25 MORE QUESTIONS&ANSWERS.


Let’s have a look at the Profile of the new Governor of RBI:




  1. He is a PhD (economics) from Yale University (1990) and MPhil from Oxford (1986).


Prior to his appointment as the deputy governor at the RBI, he was:



  • Advisor (energy & infrastructure), The Boston Consulting Group. 
  • Non-resident Senior Fellow, The Brookings Institution since 2009.
  • Was with the International Monetary Fund (IMF), where he worked on the US, India, Bahamas and Myanmar desks.
  • Was on deputation from the IMF to the RBI.
  • Also served the government in various positions during the NDA-I regime. 
  • Served as a consultant to the ministry of finance, department of economic affairs, New Delhi.
·         Dear Readers, Here is the Banking Awareness Important GK Quiz for Bank PO Exams. In this quiz you study very imp. and previous asked IBPS PO and IBPS Clerk, SBI PO, SBI Clerk, Specialist Officer and all other exams questions and answers.
·         

Q 1. The basic functions of the bank are?
(a) Acceptance of Deposits from the public
(b) Lending or investing the funds so collected from the customers
(c) Lending to customers
(d) (a) and (b)
(e) (a) and (c)

PRAYER-START WITH EARLY MORNING PRAYER.

You are the glorious morning,


You are refreshment and peace.
You are the sounds as the dawn breaks,
You are the rose that smells sweet.

You are the Lord, my creator,
You are the wonder of life.
You are the great words of wisdom,
I read them and fill up inside.

You are the wonderful sunrise,
You are restorer of hope.
You are the air that we breathe now,
You are the warm winter coat.

You are the Lord, my creator,
You are a love without end.
You are all grace and forgiveness,
I stand loved and free as your friend.
AMEN


12 Sep 2016

HOW TO BE THE HAPPIEST HUMAN IN THE NURSING HOME.

I knocked on the door intending to deliver a gift, but discovered one instead. On the other side sat 98-year-old Ella.
When I asked Ella about the best moments of her life, her response startled me.
Grabbing my hand, she squeezed it tight. Excitement washed over her as she replied through an enormous smile, “My life has been SO, SO FULL, Kendra!”
Gratitude poured out of her and bathed the room the way sunshine flows over a skyline at dawn. No crevice left untouched. Warmth everywhere. I was confused and equally fascinated. This was not what I expected.

LIFE- KARMA,SEX,SINCERITY AND BUDDHIST MANTRA,READ IT


Karma and Destination
Question:  Karma is a complex process in evolution. At what point is the sadhaka, who has a sad-guru and is strictly following the process of bhajan, subjected to karma, and when is the karma nullified and the will of the Lord acting?
Answer:  If one has surrendered to sad-guru, he is out of the law of karma and directly under the control of the law of bhakti. There are only two laws – law of karma and law of bhakti.

GENERAL KNOWLEDGE-BANKING AWARENESS IMPORTANT GK QUIZ FOR BANK PO EXAM.

Dear Readers,
I am furnishing details daily in my site to help the candidates who are preparing for competitive examinations especially for bank jobs. So bench mark my site and visit daily for information’s. It is a free service website. Here is the Banking Awareness Important GK Quiz for upcoming Bank PO Exams. In this quiz you study very imp. and previous asked IBPS PO and IBPS Clerk asked 17 MCQS with answers, SBI PO, SBI Clerk, Specialist Officer and all other exams questions and answers are available here for your bank exam preparation.
We hope that this Banking Awareness Quiz much more useful for upcoming Bank Exams 2016-2017.Your valuable suggestions are welcomed to christysmind@gmail.com


Qn. 1. The New Capital Adequacy Frame work prescribed for the banks is commonly known as?
(1) KYC norms
(2) Credit Policy
(3) Basel accord
(4) Fiscal Policy
(5) None of these

SIN- 8 TRUTHS TO KNOW WHEN YOU ARE TEMPTED TO SIN.

The moment of temptation right before you sin happens in a matter of seconds. The enemy wants you to sin. He wants victory over your life. The good news is that God has promised us that no temptation is too big or too strong for us to conquer. In this post, I hope to provide practical tips and encouragement through Scripture to help you become more like Jesus, fight temptation, and experience freedom.

1. GOD HAS GIVEN YOU A WAY OUT.

“The God who equipped me with strength and made my way blameless.” Psalm 18:32.
“No temptation has overtaken you that is not common to man. God is faithful, and he will not let you be tempted beyond your ability, but with the temptation he will also provide the way of escape, that you may be able to endure it.” 1 Corinthians 10:13.
In temptation, it may seem impossible to find a way out. Know that no temptation has overtaken you that is not common to man and God will not tempt you beyond your ability. You can find a way out. You can experience freedom from the chains of habitual sins. (8 Symptoms of Habitual Sins)

QUOTES 25 AWESOME POSITIVE INSPIRATIONAL QUOTES.

1.        “Thousands of candles can be lighted from a single candle, and the life of the candle will not be shortened. Happiness never decreases by being shared.”
Buddha


2.      “Happiness is the art of never holding in your mind the memory of any unpleasant thing that has passed.”
Unknown


3.      “To be happy, we must not be too concerned with others.”
Albert Camus


4.      “If you want happiness for an hour — take a nap.’
If you want happiness for a day — go fishing.
If you want happiness for a year — inherit a fortune.
If you want happiness for a lifetime — help someone else.”
Chinese Proverb

11 Sep 2016

MONEY MARKET- BANK FDs Vs MUTUAL FUNDS: WHICH IS BETTER TO EARN REGULAR INCOME?


 Debt funds offer the advantage of liquidity in case investors want to withdraw.
HIGHLIGHTS
1.     The outlook for debt markets remain positive
2.     Debt mutual funds score over mutual funds in terms of tax efficiency
3.     Debt funds also offer the advantage of liquidity
Bank deposits have been one of the most popular investment options when it comes to earning a regular income. Besides the safety factor, guaranteed income is one of the big pluses why investors opt for bank deposits. 

But what about the income tax factor?  In case of bank deposits, the interest income is simply added to the investors' income and taxed according to their respective tax slabs.