Lord Jesus Christ Says...

Treat others as you want to be treated. Matthew 7:12 states it that simply. Improve your life today by treating those around you with kindness and respect.

15 Oct 2016


Bless the homeless, this day and everyday, keep them from physical and emotional harm, fill their hearts with hope for the future and for today, comfort the homeless as they walk their difficult paths. May I know that anyone, even me, can be homeless.

Bless the homeless with enough food to sustain them, with enough warmth to shield them from the elements, with the power to wrestle personal demons and win, with the will to go on, and build their lives again.
May hope touch each homeless heart, spirit and life, let the kindness of others bring lasting benefits, bring freedom from addiction, illness and misery, open their humanity to include & embrace themselves.
Bless the homeless with self acceptance and love, spark their imaginations with belief in the future, bringing the possibility of a better life, a safer life and a more secure life.
God, thank you for the opportunity to be charitable to others.  Bless the other volunteers who were there tonight, and bless the people who work at the homeless shelter.  Bless the 350 beds that are available these men without a home.  Bless the people who provided the money to make this possible.

I humbly pray, through Christ, Our Lord. 




A happy person is not a person in a certain set of circumstances, 
but rather a person with a certain set of attitudes 
Hugh Downs 

When you wholeheartedly adopt a 'with all your heart' attitude and go all out with 
the positive principle, you can do incredible things 
Norman Vincent Peale

The most significant change in a person's life is a change of attitude. 
Right attitudes produce right actions 
William J. Johnson

We can't take any credit for our talents. It's how we use them that counts 
Madeleine L'Engle

If you don't program yourself, life will program you! 
Les Brown


Qn. 1.
 “Banking Ombudsman” means a person:
(a) appointed to settle dispute between employees and management 
(b) to whom customer can approach for redressal of his grievances against the bank.
(c) appointed to recover  dues from defaulting borrowers,
(d) All of these
(e) None of the above 

Qn. 2. Crossing of cheques makes them
(a) ineligible to endorse to a person other than the payee
(b) remain the same in all respect; it is only a practice
(c) eligible for payment irrespective of sufficient balance in the account
(d) ineligible to get cash across the bank counter
(e) None of the above 

Qn. 3. Who among the following decides whether particular bill is a Money Bill or not ? 
(a) Speaker of Lok Sabha
(b) Chairman of Rajya Sabha
(c) President
(d) Finance Minister
(e) None of the above 


·        We never advise to buy or sell stocks on tips or rumors, no exceptions.
·         We identify an uptrend or downtrend by using a complex proprietary method.
·         Only buy when the market is in an uptrend. 3 out of every 4 stocks follow the market either up or down.
·         Buy leading stocks in the leading industry groups. Half of any stock’s move, either up or down is due to the strength or weakness of its industry group and its overall sector.
·         Buy stocks with the best EPS growth in the past 3 years giving added weight-age to the most recent quarter results.

14 Oct 2016


Dear Jesus, help me to spread Your love everywhere I go.
Flood my soul with Your Spirit and Life.
Penetrate and possess my whole being so utterly
that my life may be a radiance of Yours.
Shine through me and be so in me
that every soul I come in contact with may
feel Your presence in my soul.
Let them look up and see no longer me but only Jesus!

MONEY MARKET- 10 skills that'll help you earn more money

Doing business today has become a lot more challenging than it was in the 20th century.
The competition has risen to new levels, causing a lot of uncertainty among business owners.
In order to fight this situation and keep business risk minimal, companies have shifted their focus towards curtailing fixed costs. One way of doing this is hiring freelancers in place of full-time employees.
This practice saves a lot of time and cost that would have been spent on the initial training of newly hired employees.


Question No. 1. Euro 2016 was hosted by_____________?
Answer- Argentina

Question No. 2. Wildlife sanctuary "Sajnekhali" is situated in which state?
Answer- West Bengal

Question No. 3. Who wrote the Book "My experiments with Truth"?
Answer- Mahatma M.K.Gandhi

Question No. 4. Narendra Modi belongs to which constituency?

Question No. 5. Wildlife sanctuary "Sonandi" is situated in which state?





13 Oct 2016


I bind and rebuke every red eagle of terror that would come against my nation in the name of Jesus (Jeremiah 49:22).
I will not be afraid of the terror by night (Psalm 91:5).

I bind and rebuke all terrorists that would plot against my nation in the name of Jesus.
I bind and rebuke all spirits of hatred and murder that would manifest through terrorism in the name of Jesus.
I bind and rebuke all religious terrorists in the name of Jesus.
I bind and rebuke all demons of jihad in the name of Jesus.
I bind and rebuke all spirits of antichrist and hatred of Christianity in the name of Jesus.

MONEY MARKET- Want to be successful in your 40s? Start now!/ GOLDEN RULE.

If you are in your 20s, you have age on your side. Use your time wisely to plan your future.
Many times, we hear people talk about their past and think aloud, "If only I had…"
They wish they had saved more; they wish they had taken more risks; they wish they had been more proactive; they wish they had been more courageous.
There are some things which need to be done early on in life so that it either turns into big-time dividends as you grow older or it makes the journey to the top of the ladder smoother.


1. The long term objective of marketing is_________.
(a) Customer satisfaction
(b) Profit maximization with customer
(c) Profit maximization
(d) Cost cutting
(e) None of these

2. Mobile Marketing is also called as____________ ?
(a) M-marketing
(b) Management Marketing
(c) e-marketing
(d) Modern Marketing
(e) Mind Marketing

3. What is meant by B2B E-business Model?
(a) Bank-to Business
(b) Business-to Bank
(c) Building-to Business
(d) Business –to Broadcast
(e) Business-to Business

STOCK MARKET- What to expect in Q2 FY 17 earnings season?+ Capital first will be in focus due to its NCD issue

With the earnings season round the corner market participants will be keenly watching stock specific performances and earnings' growth delivered by the large cap stocks. The Q2 earnings are expected to be better than the Q1 earnings for the index stocks. Market sources suggest the sales of diversified Nifty-50 companies can grow three per cent in the July-September quarter when compared with the year-ago period.

12 Oct 2016

STOCK MARKET- Market view for the week(13/10)

The rate cut by new RBI Governor Mr. Urjit Patel in his first ever policy enhanced the positive sentiments in the current volatile market. Market cheered the cut but the banks are giving minimum ease in the rates as of now, whichever banks have come up with the ease. Short recovering has been witnessed by the market last week where as fresh buying also pumped the market. FIIs are holding their nerves while DIIs are still in the mood of wait and watch. DIIs are investing more cautiously as of now.


If you have something to say and say nothing, you are really telling a lie. –Ashleigh Brilliant
I’m astounded by people who want to ‘know’ the universe when it’s hard enough to find your way around Chinatown.  – Woody Allen
It is a scientific fact that your body will not absorb cholesterol if you take it from another person’s plate. – Dave Barry


40 Previous Asked General Science Questions

Q.1 The Heaviest naturally occurring element is -

Q.2 Non metallic mineral - Silica

Q.3 Laughing gas popularly - Nitrous Oxide

Q.4 Thermosetting Plastic - Bakelite

Q.5 Constituents of Brass - Zinc and copper

Q.6 Permanent hardness in water is removed by - Zeolite Method

Q.7 White Phosphorous Symbol - P4

Q.8 Aqueous Solution of Vinegar - Acetic Acid

Q.9 In Oxidation Reaction - Electrons are lost

Q.10 Gas leaked in Bhopal Gt - Methyl Isocynate

LIFE- Five websites you MUST check every day These sites will teach you something new and useful in less than 30 minutes

 Often, the big World Wide Web enchants us into unchartered domains.
More often than not, we end up on sites we did not intend to visit in the first place and then lose track of time.
We lose track of time jumping from one Facebook post to another. If that ever happens to you, know that you are not alone.
Almost all of us have been a victim of this phenomenon at some time.
While web-surfing has its fair share of advantages and disadvantages, it is very likely for one to digress from their original intention and end up wasting precious time.
If you can relate to this, then this article is for you.
Here's a list of websites that can teach you something useful in less than 30 minutes.

11 Oct 2016

PRAYER- Let Us Pray for the Poor & hunger.

Let us pray for the poor, hungry, and neglected all over the world, that their cries for daily bread may inspire works of compassion and mercy among those to whom much has been given.
Let us pray for the farmers with limited or marginal land throughout the world, for those who lack access to water and other resources, and for the light of research and support services to shine in the lives of all God?s people.
Let us pray for the health of women, children, and families around the world, especially for an end to maternal and child mortality, that in building healthy families, all God?s people may be empowered to strengthen their communities and repair the breaches which divide nations and peoples.
Let us pray for an end to the waste and desecration of God?s creation, for access to the fruits of creation to be shared equally among all people, and for communities and nations to find sustenance in the fruits of the earth and the water God has given us.
Let us pray for all nations and people who already enjoy the abundance of creation and the blessings of prosperity, that their hearts may be lifted up to the needs of the poor and afflicted, and partnerships between rich and poor for the reconciliation of the world may flourish and grow.

Lord, hear our prayer.


53. "It often requires more courage to dare to do right than to fear to do wrong."
- Abraham Lincoln

54. "Success is the sum of small efforts, repeated day-in and day-out."
- Robert Collier

55. "As you grow older, you will discover that you have two hands, one for helping yourself, the other for helping others." -- Audrey Hepburn
56. "If you want to achieve excellence, you can get there today. As of this second, quit doing less-than-excellent work." -- Thomas J. Watson
57. "If your actions inspire others to dream more, learn more, do more, and become more, you are a leader." -- John Quincy Adams
58. "All progress takes place outside the comfort zone." -- Michael John Bobak


1.National Aeronautics and Space Administration NASA has selected which of the following Indian for its prestigious Goddard Internship Programme ?
Ans. B.Sataparna Mukherjee

2. International Finance Corporation (IFC. launched which of the following Masala Bonds to mobilise Rs 30 crore from Japanese retail investors ?
Ans. D.Uridashi Masala Bonds

3. Which of the following astronaut returned to earth after spending 340 days in space for NASA ?
Ans. D.Scott Kelly

4. Recently, Reserve Bank of India (RBI. has revised its norms on capital recognition. In this regard, now the central has made available how much additional worth to Indian banks ?
Ans. Rs.40,000 crore

5. Who has been awarded with DadaSaheb Phalke Award for the year 2015?
Ans. Manoj Kumar


The stocks which could witness significant movement on October 13 are Dr Reddy's Laboratories, NIIT,Gail (India),Coal India, Capri Global Capital,IndusInd Bank/ Blue Dart Express/ TCS.

Dr Reddy's Laboratories: Dr Reddy's Laboratories has announced the launch of Lamotrigine Orally Disintegrating Tablets in the US Market. The share price will be in limelight on Thursday.
NIIT: NIIT unveils cutting edge Angular 2 course on 'Training.com' for technology professionals. The share price of the company will be in focus on October 13.

10 Oct 2016


Praise the Lord.
I will give thanks to the Lord with my whole heart, in the company of the upright, in the congregation. 
Great are the works of the Lord, studied by all who have pleasure in them. 
Full of honor and majesty is his work, and his righteousness endures for ever. 
He has caused his wonderful works to be remembered; the Lord is gracious and merciful. 
He provides food for those who fear him; he is ever mindful of his covenant. 
He has shown his people the power of his works, in giving them the heritage of the nations. 
The works of his hands are faithful and just; all his precepts are trustworthy, 
they are established for ever and ever, to be performed with faithfulness and uprightness. 
He sent redemption to his people; he has commanded his covenant for ever. Holy and terrible is his name! 
The fear of the Lord is the beginning of wisdom; 
a good understanding have all those who practice it. His praise endures for ever! 

Let us pray.                                    see you later.


Rule 1. 
Consider buying stocks with each of the last three years' earnings up 25%+, return on equity of 17%+ and recent earnings and sales accelerating.

Rule 2. 
Recent quarterly earnings and sales should be up 25% or more.

Rule 3. 
Never buy or sell stocks on Tips or Rumours, no exception.

Rule 4. 
Cut every loss when it’s 8% below your cost. Make no exceptions so you can always avoid huge, damaging losses. Never average down in price. In a bear market, average decline of a leading stock is 72%.

Rule 5. 
Follow selling rules on when to sell and take profit on the way up.

GENERAL KNOWLEDGE-BANK PO EXAM- Numerical Ability Sample Questions For Bank PO Exam Preparation

1. A clock shows the time as 6 a.m. If the minute hand gains 2 minutes every hour, how many minutes will the clock gain by 9 p.m.?
(a) 30 minutes
(b) 25 minutes
(c) 28 minutes
(d) 34 minutes

2. Find the right number, from the given options, at the place marked by the question mark: 2, 4, 8, 32, 256, ?
(a) 4096
(b) 8192
(c) 512
(d) 1024

3. Find the number missing at question mark:
10, 11, 23, 39, 64, ?, 149
(a) 100
(b) 103
(c) 78
(d) 128


·          KPIT: Buy  
Target: Rs 145
Stop Loss: Rs 118

After significant correction in first half of this calendar year, counter has been moving up with formation of higher top and higher bottom on daily charts. Recently stock corrected from 135 to 112 levels, which is 61.80% retracement of previous impulsive move from 102 to 135 levels. So the price extension of this impulsive move gives us the target of 145 for the counter. Stock trading decisively above 89 EMA is also a positive indication. Fix stop loss @ 118 and go long. Time horizon for the trade is around 2 weeks.

9 Oct 2016


Father of love and goodness, in the prayer Your Son taught us, we always say, “forgive us our trespasses, as we forgive those who trespass against us”.
We admit that many times we say these words without really meaning them.
We do not try to practice them.
We ask forgiveness and say we forgive, but our heart goes on full of hurts, rancor and resentment.
Lord Jesus Christ, You gave us a marvelous example of forgiveness when You forgave those who crucified You. Today I want to imitate You and forgive my wife/husband for the times she/he hurt me, and I accept her/his forgiveness for the times I hurt her/him.
Lord Jesus, You know that we are human and imperfect and, during our married life and in the days to come, we sometimes hurt one another. When this happens, grant us the grace to always forgive and accept forgiveness.

STOCK MARKET- Small-caps can give big returns in long term-MORGAN STANLEY.

According to a Morgan Stanley study, 85% of micro- and nano-cap stocks delivered better returns than the market
Betting on quality micro-cap stocks may fetch you superior returns, if you have the patience to hold those for a long term. Nearly 85 per cent of micro and nano-cap stocks, having less than Rs 265 crore market capitalization, delivered better returns than the overall market’s returns in the past 10 years, according to Morgan Stanley.
The Wall Street firm studied the returns on 1,613 stocks traded during March 2002 and March 2012 in India and found wealth creation was best in micro-cap stocks. Companies de-listed or merged with other companies during the past decade were excluded from the analysis.

RANK HOLDER Story-Meet Rajasthan’s second Muslim candidate to make it to civil services/aspirants should read.

Farha Hussain became the second Muslim from Rajasthan to crack the Union Public Service Commission’s (UPSC) civil services examination in her second attempt. (HT Jaipur)

Farha Hussain wanted to be a doctor when she was a little child. As an adolescent, she dreamed of winning a beauty pageant but studied law and became a criminal lawyer instead. 

But she didn’t stop at that.

On Tuesday, the 26-year-old became the second Muslim from Rajasthan to crack the Union Public Service Commission’s (UPSC) civil services examination in her second attempt.
“I studied the five-year integrated law course at Government Law College in Mumbai and was the only one from my batch to find a place in the team of one of the country’s top lawyers, Mahesh Jethmalani,” she says.

Farha got 267th rank in the exam and is waiting for allotment of service before she decides if she will take another attempt to better her rank.
She wrote the mains of civil services examination in 2013 but didn’t get a call for the interview round.


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