Lord Jesus Christ Says...

For what shall it profit a man, if he gain the whole world, and suffer the loss of his soul? Jesus Christ

19 Nov 2016


Blessings & Inspiration 
He is no fool who gives what he cannot keep, to gain what he cannot lose. ~ Jim Elliot, Christian Missionary 
With God all things are possible. ~ Mark 10:27, The Holy Bible 
Worry does not empty tomorrow of its sorrows; it empties today of its strength.  ~ Corrie Ten Boom, Protector of Jewish People during the Holocaust 
Faith & Faithfulness 
Faith is to believe what we do not see, and the reward of this faith is to see what we believe. ~ Augustine 
A talebearer revealeth secrets: but he that is of a faithful spirit concealeth the matter. ~ Proverbs 11:13, The Holy Bible 
If ye have faith as a grain of mustard seed, ye shall say unto this mountain, Remove hence to yonder place; and it shall remove; and nothing shall be impossible unto you. ~ Matthew 17:20, The Holy Bible 


1.       PPF investment Limit: Rs 1.5lakh
2.       Yuki Bhambri related to which sport – Tennis
3.       Lionel Messi player of which country: Argentina
4.        In budget tax free home loan limit: Rs. 2 lakh.
5.        Income tax limit other than senior citizen: Rs. 2.5 lakh
6.        Smart car launched --- Tata Nano
7.       Volley term from which sport – Tennis
8.       Kargil war in which year: July 1999
9.        ISRO headquarter: Bangalore
10.    Make in India terms launched by – PM N. Modi

STOCK MARKET- Overnight TIPS- Stocks to look out for on November 21 + MORE.

The stocks which could witness significant movement on November 21 are Bharat Forge, NTPC, ABB, Alembic Pharmaceuticals and Shobha Developers/Siyaram Silk/National Aluminium/ India Cements.
Bharat Forge :- Bharat Forge Ltd., has informed BSE that, members of Finance & Risk Management Committee of the Company in its meeting held and concluded on November 18, 2016, have accorded their approval for acquisition of Walker Forge Tennessee LLC, USA along with PMT Holding Inc., USA through its wholly owned subsidiary Bharat Forge America Inc., USA for a total consideration of USD 14 million. This acquisition shall consummate on completion of certain conditions precedent as set forth in the Equity Purchase Agreement.

18 Nov 2016


1. "One day you will kiss a man you can't breathe without and find that breath is of little consequence."

2. "You know you're in love when you can't fall asleep because reality is finally better than your dreams."
― Dr. Seuss

3. "There is never a time or place for true love. It happens accidentally, in a heartbeat, in a single flashing, throbbing moment."

4. "I love you without knowing how, or when, or from where. I love you simply, without problems or pride: I love you in this way because I do not know any other way of loving but this, in which there is no I or you, so intimate that your hand upon my chest is my hand, so intimate that when I fall asleep your eyes close."

5. "Promise me you'll never forget me because if I thought you would, I'd never leave."

GENERAL KNOWLEDGE- 4 Habits of Successful People who cracked Bank Exams + 100 Q&A

They read current affairs daily

They read current affairs daily and then revise their GK by reading monthly GK Digest. It's a bad idea to avoid daily current affairs updates and read them just a week before the exam.

You can revise current affairs by downloading GK Quiz that is posted daily on BankExmasToday.

They prefer Self-study over Coaching institutes

Believe it or not, passing percentage of  candidates doing self-study is much higher than people who are attending classes at coaching institutes. 

You need to understand that nobody can teach you the whole banking syllabus within 60 classes (spread over 3 months). 


The stocks which could witness significant movement on November 18 are Canara Bank, Punj Llyod, Bafna Pharmaceuticals, Aarti Industries & NHPC/3M India/JB Chemicals/ Ricoh India. 
Canara Bank :-  Canara Bank has informed BSE that the Bank has revised deposit interest rates in different maturities in retail and bulk deposits in the range of 5bps to 25 bps and these are effective from November 21, 2016.
Punj Llyod :-  Punj Lloyd Ltd., has informed BSE that Punj Lloyd Infrastructure Limited (“PLIL”), a wholly owned subsidiary of the Company has executed definitive agreements with India Power Green Utility Private Limited (“IPGUPL”) to co-develop 30 MW of solar assets in Uttarakhand, in respect of three Solar Power Projects, each of 10 MW capacity won by PLIL under the tarrif based competitive bidding process in October 2015 to be executed by its wholly owned subsidiaries.

17 Nov 2016








GENERAL KNOWLEDGE- BANK PO EXAM-Why Bank Exams Preparation at home is better than Coaching Institutes + 100 Q&A updated.

Should I join a coaching institute for Bank exams preparations ?

At least a dozen of people ask this question every week via various channels. Today I am going to explain why exam preparation at home is better than coaching institutes.

Shortcut techniques

No coaching institute is going to teach you shortcut technique for any chapter because shortcut techniques never gives 100% accurate answers in all possibilities. 
That's why I don't share all the techniques are as some of you find these techniques funny.

While preparing yourself, you will find many shortcut techniques and you gradually you will draft some techniques yourself.

I have seen few students who solve every question from Quantitative Aptitude section using Algebraic equations only and I have also seen students who solve every question using estimation techniques only. Both of these students prepared for just 3 months and they cracked IBPS PO.

STOCK MARKET- Markets feel absence of 'illegitimate money,' honest pricing of the stocks may be the next

Suddenly last few days since announcement on demonetisation was made on live television by none other than country's Prime Minister, stock markets in India have been witnessing a significant fall in the volume of transactions. While some of the genuine retail investors have been shying away from taking fresh positions, a large number of 'dabba traders,' have now gone underground thus disappearing from making themselves available in the markets. An immediate result which is being felt--drastic fall in volume in the equity transactions. According to sources in the markets, many of the high-volume traders and other investors who settle their trades with their respective brokers in cash to avoid paying taxes, have reduced their transaction volume significantly fearing a crackdown by the taxmen. Also ongoing strong rumours on various possible crackdown operations apparently being thought in the corridors of power in Delhi, have led to further drop on transactions. In fact, sources tell us, the Finance Ministry along with the market watchdog, SEBI have put lakhs of DEMAT accounts under scanner due to heavy and unusual transactions during last few weeks, even before demonetisation move was made public.

STOCK MARKET- Overnight TIPS- Stocks to look out for on November 17+ OTHER TIP.

The stocks which could witness significant movement on November 17 are Veerhealth Care Ltd, Pranavaditya Spinning Mills, Deepak Fertilisers Ltd, Eclerx and Axis Bank. 
Veerhealth Care Ltd :- Veerhealth Care Ltd has informed BSE that the Company has fixed November 30, 2016 as the Record Date for the purpose of Consolidation of Re. 1/- per share of the Company into the shares of Rs. 10/- each.
Pranavaditya Spinning Mills :- With reference to the letter dated November 02, 2016 regarding intention to effect a lock out in the Company with effect from November 15, 2016, Pranavaditya Spinning Mills Ltd has now informed BSE that due to continuation of unjustified acts of workers, it was impossible for the management to operate the plant in a normal manner and hence, the Management of Pranavaditya Spinning Mills Limited was forced to declare a temporary lock out in the Company. 
Deepak Fertilisers Ltd :- The company will be declaring its Q2 numbers and the stock will react to the numbers.

Eclerx :- Eclerx has announced in its BSE filing, a buy back of shares offer which will open on November 28thand will close on December 9th.
Axis Bank :-  Axis Bank has cut the MCLR rate by 0.15 per cent to 0.20 per cent effective from Friday.

16 Nov 2016





MONEY MARKET- Federal Bank dispenses Rs 2,000 note through recalibrated ATMs

Kerala-based Federal Bank  claimed that it was one of the earliest in the country to dispense Rs 2,000 notes through its re-calibrated ATMs.

"The Federal Bank ATM at Thevara in Kochi successfully dispensed Rs 2,000 denomination notes to customers," the Bank said in a release here.

Five ATMs of the bank have been re-calibrated to dispense the larger denomination notes, it said, adding, the bank was among the earliest in the country to dispense Rs 2,000 notes through its ATMs.

As people across the state are grappling with cash crunch after demonetisation of Rs 1,000 and Rs 500 notes, Shalini Warrier, Chief Operating Officer of the bank, informed that 25 per cent of the Banks' ATMs will be re-calibrated within the next 72 hours so that they can dispense Rs 2,000notes to the needy.

The bank also claimed that it has been in the forefront in extending customers convenience by leveraging 

GENERAL KNOWLEDGE- BANK PO EXAM Q&A UPDATED (10 + 270 question and answers )

Read these TOP-10 Expected GK Questions for Competitive Exams given below:

Q. What do you mean by term 'Gatka'?
(1) It is an ancient martial art performed in Punjab
(2) It is a name of Jewelry which is correct by women of Punjab
(3) It is a name of folk dance which performed on marriages in Punjab
(4) It is a name of Finincial scheme which launched by Punjab State Govt.
(5) None of these

Q. Which of the following is incorrect regarding Pneumonia Disease?
(1) It is caused by Bacteria only
(2) Breathing difficulty in Pneumonia is because of alveoli get filled with pus and fluid
(3) Pneumonia can spread via air
(4) Haemophilus influenzae type b (Hib) is the second most common cause of bacterial Pneumonia
(5) None of these

Q. Electronic cigarettes contains which of the following material?
(A) Nicotine
(B) Glycerine
(C) Polypropylene
(D) Propylene glycol

Choose the correct option:
(1) A, B and C
(2) A, B and D
(3) A and B
(4) A and D
(5) None of these

Q. The Punda belongs to the same family as that of
(1) Bear
(2) Cat
(3) Dog
(4) Rabit
(5) None of these


Dear Valued Client,
Greetings from Geojit BNP Paribas!

The market is under pressure due to the liquidity issue caused by the demonetization of Rs. 500 and Rs.1000 notes while the increased global uncertainty is extending this fall due to likely changes in the US economic policies by the President –elect, Donald Trump.
Demonetization is a war against black money, and an imperative reform but it can impact the revenue outlook of the Indian corporate in the near –term. The biggest impact will be on cash related businesses like real estate, construction, consumer durables, gold & jewellery, NBFCs and FMCG. Hence, we are bound to see some downgrade in the earnings outlook for FY17, which is impacting the market now. Having said that, the extent of this impact will depend on how quick the government authorities, banks and common society can move towards adopting electronic transfer and the new currency.

Opinion: As Fear Grips Market, Blue Chips Available For A Song

Many asset classes suffered collateral losses last week as huge gyrations were reflected globally on equities, bonds, currencies and commodities as Donald Trump was elected President of the US.

Many asset classes suffered collateral losses last week as huge gyrations were reflected globally on equities, bonds, currencies and commodities as Donald Trump was elected President of the US.

In the Indian context, the double whammy of unexpected US election results were compounded with the 'demonetization' of currency which will see almost Rs. 14 lakh crore of Rs. 500 and Rs. 1000 notes being exchanged by the end of this year. This will lead to economic disruption in the short term. 

15 Nov 2016








Sr. No.
Full Form of Abbreviations
Amateur Athletics Federation of India
Afro-Asian People’s Solidarity Organization
All Assam Students Union

Anti-ballistic Missile

Alternate Current OR Air Conditioner

Ancillary Cadet Core
Anno Domini (After the Death of Jesus)
Asian Development Bank.
Atomic Energy Research Establishment
Asian Games Organization Committee
All India Congress Committee
All India Council of Technical Education
Acquired immune-Deficiency Syndrome
All India Football Federation
All India Institute of Medical Sciences