Lord Jesus Christ Says...

Treat others as you want to be treated. Matthew 7:12 states it that simply. Improve your life today by treating those around you with kindness and respect.

4 Feb 2017

QUOTES-- Courage Quotes from famous authors


STOCK MARKET-- Overnight TIPS- Stocks to look out for on February 6

The stocks which could witness significant movement on February 6 are Jagran Prakashan, Jindal Steel & Power/Adani Power, Bharat Forge, Lupin, Vakrangee, Dr Reddys Laboratories, Jammu and Kashmir Bank.
Jagran Prakashan: Music Broadcast, subsidiary of Jagran Prakashan, has commenced broadcast from its radio station at Kolhapur with frequency at 95 F.M. The share price of the company will be watched on Monday.
Jindal Steel & Power/Adani Power: Jindal Steel & Power (JSPL) is likely to be in talks to sell power plant to Adani Power and others for USD 1.5 billion.
Bharat Forge: Bharat Forge has divested its entire stake in its wholly-owned subsidiary Kalyani Polytechnic w.e.f. February 3. The share price of the company will remain in focus on Monday.

3 Feb 2017

QUOTES-- Sad Quotes from famous authors.


MONEY MARKET-- Union Budget 2017: 10 Income Tax Changes That Will Impact You

Here are 10 things to know about the proposed changes in tax laws for individuals:

1) Mr Jaitley reduced income tax rate on income between Rs. 2.5 lakh and Rs. 5 lakh to 5 per cent from 10 per cent. However, he reduced Section 87A rebate from Rs. 5,000 to Rs. 2,500. And no rebate will be applicable for taxpayers having income above Rs. 3.5 lakh. 

2) This means tax savings of up to Rs. 7,700 for people with taxable income between Rs. 3 lakh and Rs. 5 lakh. And for persons with taxable income between 5 lakh and Rs. 50 lakh, tax savings of Rs. 12,900. A 10 per cent surcharge has been proposed for individuals having income ranging from Rs. 50 lakh to Rs. 1 crore. (Existing surcharge of 15 per cent will remain same for individuals having income above Rs. 1 crore.)

3) A simple one-page form will be introduced for filing tax return for individuals having taxable income up to Rs. 5 lakh other than business income. The finance minister also said that a person in this category who files income tax return for the first time would not be subjected to any scrutiny in the first year unless there is specific information available with the tax department regarding his high value transaction.

2 Feb 2017





STOCK MARKET-- Overnight TIPS- Stocks to look out for on February 2 -

The stocks which could witness significant movement on February 2 are Sona Koyo Steering Systems, Wipro, Mahindra & Mahindra, Kandagiri Spinning Mills, TeamLease Services.
Sona Koyo Steering Systems: Kotak Mahindra Capital Company has submitted a copy of public announcement to the shareholders of Sona Koyo Steering Systems with respect to the proposed open offer by JTEKT Corporation.
Wipro: Wipro joins the Industrial Internet Consortium (IIC), the global member-supported organisation. The share price of the company will remain in focus on Thursday.
Mahindra & Mahindra: Mahindra & Mahindra’s automobile sales stood at 39,303 vehicles in January 2017. The company’s tractor sales stood at 14,776 units in January 2017.

1 Feb 2017

QUOTES-- Memorial Day Quotes from well known persons.





Hi friends, though we primarily advocate long term and buy and hold investment strategies, this does not mean that shares should never be sold. Change is the law of life. There is no share which can be bought and forgotten forever. What was a good buy last year may be a better sell a few years hence. Therefore, selling decisions cannot be avoided altogether. The long term or buy and hold investor can postpone and restrict selling decisions in his overall investment strategy, but he cannot eliminate them completely

31 Jan 2017

QUOTES-- Marriage Quotes from famous authors





Hi Friends,  Is it a good strategy to pick Small Cap shares for investment?

You may be thinking about to invest in small cap companies.  Though they are rarely on the top of investors’ priority list they can give very good returns, provided  they are chosen with care.  The Bombay Stock Exchange (BSE) small-cap index fell over 20%.  However the benchmark, the BSE Sensex, rose 0.15%.  While small cap stocks can give big gains, the losses , too, can be huge.  Small-cap stocks are not tracked closely by market analysts and that is why the real value of good small cap stocks can remain undiscovered for long.  This makes investing in them risky.  But the rewards of finding a hidden gem are huge too, for such a stock may become a mid cap or even a large cap stock over time, giving superlative returns.  Twenty (20) percent is the fall in the Bombay Stock Exchange Small cap index.  However, select small-cap stocks have given stellar returns. “ Small cap stocks are like trees that have just been planted.  Obviously, they will take a few years to grow and blossom.

30 Jan 2017






Hi  Dear Friends,   Why Invest in Shares?

Studies have proved , time and again, that shares (or equities) are one of the best long-term investments in the financial market place.  They tend to outperform government bonds, corporate bonds, property and many other types of asset including Bank deposits.  Share prices can go down as well as  up so buying shares is not without risk, but over the long term, they can generate good returns.  If you want to double your money in a year, for example, buying shares is not the best way to do it.  But if you want to invest for 5 to 20 years, shares may be a rewarding investment.  Shares are designed to provide investors with two types of return, annual income and long-term capital growth.  Most shares offer income in the form of dividends, which are typically paid every year.  

Dividends can be seen as a reward for shareholders.  They are paid when a company is profitable and has cash in the bank after it has satisfied all its obligations.  In most cases , the more profitable a company is, the higher the dividend payments.  If a company is making substantial amounts of money and making significant dividend payments, it is usually considered a good investment so the share price rises.  Investors may buy shares specifically for income.  Many companies generate substantial amounts of cash every year.  They may use some of that money for general corporate purposes, such as paying rent and wage bills, and they may use some o the money to invest in equipment, research and development.  But a proportion of that money may be paid to investors as a dividend.  As dividends are usually paid out , they can provide investors with a regular income.  

Companies that pay generous dividends are known as income stocks.  Some companies have heavy investment programmes so they plough their profits back  into the business.  These companies are often at an early stage of their development and they are keen to expand and grow.  They are known as growth businesses and , if their plans succeed, their share price will increase substantially.  Long term capital growth comes about when a share price increases over a period of time, we may expect Bonus Share, special dividends etc. as the company grow substantially. 

Please send your comments and suggestions  through e-mail.

Good Luck .                                                                See You Later.  

29 Jan 2017

QUOTES--Attitude Quotes from well known authors.





Hi Friends,  Penny Stocks/Micro Cap Stocks are those which trade at very low prices and has a low market capitalization.  Penny stocks generally trade at Rs. 0.05 to Rs.10 per share.  Its share price is usually fluctuating hence the investors may lose money.  Therefore investors should know the following things before trading or investing in penny stocks. 

1.       Take care the value of shares instead of share price.   Now a days penny stocks are available in very low price.  Some media may also recommend these shares for investment as to fulfill their interest.  Share price would tempt investors to buy such stocks.  For example, Reliance stock price per share is Rs.834/-,  but a penny stock Agro Duch Food is Rs.3/-.  If you have Rs.10,000/- to invest, you would get only 12 Reliance shares, while on the other hand you would get  3333 shares of Agro Duch Food.  Here not think how many shares you are getting but think about what value these stocks offer.  So always research about the value of such shares you invest.

2.      Low trading volumes/Low liquidity.   Take an example Agro Duch Food, price Rs.3/- volume 15,000 on 28.09.2015.  If you want to sell and come out is very difficult in these shares.  But in Index shares, within seconds you can sell your holdings as this counter gives very high volumes.  In the above Agro Duch Food counter the amount traded is only Rs.47,100/-.  Such stocks have less liquidity as it would depend on demand from buyers.

3.       Insider Trading.   As per SEBI rules insider trading is prohibited, even then, since the penny stocks have low volumes, share price of such stocks can be easily manipulated by market participants, vested interested brokers or promoters of the company.  If a penny stock price is reaching upper circuit everyday without any news about the company, it is clear indication that someone is manipulating the share price.  So beware it,  and study the fundamentals of the company and if the fundamentals show growth then only you go for that share.  Otherwise  No.