Lord Jesus Christ Says...

Treat others as you want to be treated. Matthew 7:12 states it that simply. Improve your life today by treating those around you with kindness and respect.

15 Apr 2017

EASTER Wishes, Messages & Sayings.

1.   He has risen! We are so happy to celebrate this joyful new with you guys.
2.   The best thing about Easter is getting to spend time with all the people I love the most. I’m glad to spend this holiday with you.
3.   The longer it takes to find your Easter eggs, the more calories you burn. So, Easter eggs are good for you.
4.   When you are looking for your Easter eggs, remember to look for reasons to be grateful.
5.   There are only two things I really need on Easter: chocolate and you!
6.   You are sweeter than candy and more cute than a bunny.
7.   Remember the reason for celebration as you open your Easter goodies. Easter is about eating as much candy as humanly possible.
8.   I hope you Easter is all that it was cracked up to be!
9.   Whether it's fun or filled with meaning, I wish you one the best Easter you can have.
10.                May you experience a renewal of life on this holiday which celebrates vitality.


The stocks which are expected to witness significant movement on April 17 are DCB Bank/Gruh Finance, Bombay Dyeing & Manufacturing Company, Lupin, Indian Oil Corporation and Dr Reddy's Laboratories.

DCB Bank/Gruh Finance: DCB Bank and Gruh Finance will declare their Q4FY17 results on April 14 and April 17, respectively. The share prices of these companies will remain in the limelight on Monday.

Bombay Dyeing & Manufacturing Company: Bombay Dyeing & Manufacturing Company has launched a new line of bath linen products under the brand ‘Aspero Denim’, priced in the range of Rs 299 to Rs 2099. The share price of the company will be in focus on April 17.

Lupin: Lupin has received nod for Wellbutrin XL generic from Goa plant post inspection. The share price of Lupin will remain in the limelight on Monday.

Indian Oil Corporation: Indian Oil Corporation has received approval to acquire 75 acres of land for Vadodara expansion. The share price of the company will be watched on April 17.

Dr Reddy's Laboratories: Dr Reddy's Laboratories has recalled 1728 bottles of dementia drug from the US. The share price of the company will remain in the limelight on Monday.

14 Apr 2017

QUOTES-- Good Friday Quotes

Good Friday is the day Christians commemorate the crucifixion of Jesus Christ and the triumph of good over evil. It is a day to reflect on spiritual thoughts, the Bible, and the meaning of sacrifice and salvation. These Good Friday quotes explore the meaning of the day.
Bible, 1 Peter 2:24
"Who his own self bare our sins in his own body on the tree, that we, being dead to sins, should live unto righteousness: by whose stripes ye were healed."

John Ellerton
"Take with you the joy of Easter to the home, and make that home bright with more unselfish love, more hearty service; take it into your work, and do all in the name of the Lord Jesus; take it to your heart, and let that heart rise anew on Easter wings to a higher, a gladder, a fuller life; take it to the dear grave-side and say there the two words "Jesus lives!" and find in them the secret of calm expectation, the hope of eternal reunion."

Charles Wesley
"Jesus Christ is risen today, Alleluia!
Our triumphant holy day, Alleluia!
Who did once upon the cross, Alleluia!
Suffer to redeem our loss. Alleluia!"

Madame Anne Sophie Swetchine
"Death is the justification of all the ways of the Christian, the last end of all his sacrifices, the touch of the Great Master which completes the picture."

Augustus William Hare
"The cross was two pieces of dead wood; and a helpless, unresisting Man was nailed to it; yet it was mightier than the world, and triumphed, and will ever triumph over it."


Hi Friends,  Today I am trying to clear the following doubts of share investors.

Mr. A.  Hi , I invested  in equity , out of  5 lakh I lost  1 lakh.  How to recover my money?  
Any investment in Equity if held for a long term (over 5 years) has the potential to generate real returns and beat all other asset classes.  Would suggest to stay invested in Equity markets,  You may have to reallocate your current investments to mutual funds with a superior track record.

Mr.B.  Dear Sir,  I want to invest in ELSS mutual fund,  kindly suggest me can I go with SIP with one MF or 03 MF and which one?
In case you have liquidity, I would recommend you invest a lumpsum in ELSS, if you invest via SIP route, the last installment will have to stay invested till 3 year, you can invest in Axis Long Term Equity, HDFC Tax Saver or Reliance Tax Saver Fund.

13 Apr 2017

QUOTES-- Maundy Thursday 2017: 20 Quotes to Celebrate, Remember Jesus Last Supper

Here are 20 quotes to honour and remember such important celebration.

“The washing of the feet and the sacrament of the Eucharist: two expressions of one and the same mystery of love entrusted to the disciples, so that, Jesus says, “as I have done… so also must you do” (Jn 13: 15).”  - Pope John Paul II

“The Eucharist is the source and summit of the Christian life.” - Pope John Paul II

“It would be easier for the world to survive without the sun than to do so without the Holy Mass.” -Padre Pio

“When you look at the Crucifix, you understand how much Jesus loved you then. When you look at the Sacred Host you understand how much Jesus loves you now.” - Blessed Mother Teresa

“I hunger for the bread of God, the flesh of Jesus Christ ...; I long to drink of his blood, the gift of unending love.” - St. Ignatius of Antioch

“The Eucharist is the Sacrament of Love; It signifies Love, it produces Love.” - St. Thomas Aquinas

“If we but paused for a moment to consider attentively what takes place in this Sacrament, I am sure that the thought of Christ's love for us would transform the coldness of our hearts into a fire of love and gratitude.” - St. Angela of Foligno

“I throw myself at the foot of the Tabernacle like a dog at the foot of his Master.” - St. John Vianney

“God dwells in our midst, in the Blessed Sacrament of the altar.” - St. Maximilian Kolbe
Quotes from the Bible:


Hi Friends,    Seven  areas that we look into when evaluating company management: 

Have most investments and acquisitions been in line with the company’s core competencies, or does management like to make diversifying acquisitions?  All else equal, we prefer companies to stick with what they know best and strengthen their core businesses rather than engage in conglomerate building.  Good stewards of shareholder capital might also have a record of selling non-core businesses at good to fair prices.

Have investments and acquisitions been moat-widening?  In other words, have returns on invested capital or profit margins improved  as a result of management’s decisions?  A strong sign of good stewardship is that management’s capital-allocation decisions improved the company’s competitive position and consequently increased shareholder value.

Does the company have a record of taking large impairment charges?  Poor stewards of shareholder capital frequently need to write down the value of previous acquisitions and probably need to improve their M&A decision-making processes.  Exemplary stewards consistently pay good to fair prices for their acquisitions.

12 Apr 2017




The stocks which are expected to witness significant movement on April 12 are NTPC, Mahindra Holidays & Resorts India, Balrampur Chini Mills /Shree Renuka Sugars, Reliance Defence and Engineering and Shriram City Union Finance.

NTPC: NTPC arm has tied up USD 1.6 billion (Rs 10300 crore) for Maitree plant in Bangladesh. The share price of the company will remain in the limelight on Wednesday.

Mahindra Holidays & Resorts India: Mahindra Holidays & Resorts India has bought 3.22 per cent stake in HCR for 2.16 million euros (Rs 14.78 crore). The share price of the company will be in focus on April 12.

Balrampur Chini Mills/Shree Renuka Sugars: The announcement of duty-free imports of 0.5 million tonnes of raw sugar till June 12 may dampen prospects of a further price rise. The share price of Balrampur Chini Mills/Shree Renuka Sugars will remain in the limelight on Wednesday.

Reliance Defence and Engineering: Reliance Defence and Engineering posted net loss of Rs 139 crore in Q4FY17 as against net profit of Rs 102 crore in Q4FY16. The share price of the company will be watched on April 12.

11 Apr 2017

QUOTES-- Positive Inspirational Attitude Quotes FROM WELL KNOWN PERSONS.

You can't always change your situation, but you can always change your attitude 
Larry Hargraves
If you don't like something, change it. If you can't change it, change your attitude 
Maya Angelou
Positive thinking will let you do everything better than negative thinking will 
Zig Ziglar 

Ability is what you're capable of doing. 
Motivation determines what you do.
Attitude determines how well you do it
Raymond Chandler 

He who every morning plans the transaction of the day and follows out that plan, 
carries a thread that will guide him through the maze of the most busy life.
But where no plan is laid, where the disposal of time is surrendered
merely to the chance of incidence, chaos will soon reign
Victor Hugo 

If a man empties his purse in his head, no one can take it away from him. 
An investment in knowledge always pays the best interest
Benjamin Franklin


 Hi, Today I give you an interesting Tip. My request is you don’t love Shares. Only make friendship with your holdings. Our main aim is to make money in the Share market. Any personal attachment with a particular share is dangerous because you will not able to sell it in time to book profits or loss. I tell you a real story from my experience. When Share of SBI was trading @ Rs.150,face value Rs 10/- ( before 2000) and Silverline was trading @ Rs.10/-.One of my friends holding 100 Shares of SBI, sold it as per my direction and bought 1500 Silverline for 15,000. After few months the price of Silverline high rocketed in the market and one day it quoted Rs.1200/- per Share.

 I told my friend to sell Silverline Share. But my friend replied me that price will be increased FURTHER more in coming days as the  software Company is very famous. If he sold the Shares in those days he might have got Rs.18, 00, 000/- (1500X1200).But unfortunately he did not sell it and still he is holding the Share .This is not a story. It is really happened. You refer those days paper. Now Silverline is quoting Rs.2/-.What I say about this. He loved Silverline and given personal attachment. So my friends, my opinion is that you don’t love your holdings, only make friendship. After buying a Share, You decide how much profit or loss you need. Sell it in time accordingly without fail.

Good luck.                                                             See you later.

10 Apr 2017

QUOTES-- Awesome Quotes from Swami Vivekananda .



                        Money Market & Capital Market:

In order to understand what the differences between things are  you first need to understand what each of items is.  In this case before you can understand the difference between capital markets and money markets you are going to need to understand what capital markets are and what money markets are.  Once you understand the two items are it will be easier to see what the difference or differences are  between the two markets.

Capital Market:  Basically the capital market is a type of financial market, it includes the stocks and bonds market as well.  But in general the capital market is the market for securities where either companies or the government can raise long term funds.  One way that the companies or the government raise these long term funds is through issuing bonds , which is where a person buys the bond for a set price and allows the government or company to borrow their money for a certain time period but they are promised a higher return for allowing them to borrow the money, the higher return is paid through interest that accrues on the money that the government or company borrows.  Another way that the companies or government can raise money in the capital market is through the stock market, most of the time you don’t see the government as a part of the stock market, but it can actually happen so we need to include them.  But how the stock market works is that the companies decide to sell shares of their stock, which is basically ownership in the company, to ordinary people and other companies, as a way to raise money.  The people who buy the stock are usually given dividends each year, if the company has agreed to pay out dividends, so that is another possible return on their investment.  The capital market actually consists of two markets.  The first market is the primary market and it is where new issues are distributed to investors , and the secondary market where existing securities are traded.  Both of these markets are regulated so that fraud does not occur and in India SEBI (Securities and Exchange Board of India).

9 Apr 2017


Jealousy is a disease, love is a healthy condition. The immature mind often mistakes one for the other, or assumes that the greater the love, the greater the jealousy - in fact, they are almost incompatible; one emotion hardly leaves room for the other.      
Robert A. Heinlein
Jealousy, that dragon which slays love under the pretence of keeping it alive.      
Havelock Ellis
The thermometer of success is merely the jealousy of the malcontents.      
Salvador Dal
You can only be jealous of someone who has something you think you ought to have yourself.      
Margaret Atwood

SHARE MARKET-- Stock to look into on 10/4/17.

The stocks which are expected to witness significant movement on April 10 are Grasim Industries, Reliance Infrastructure, Muthoot Finance, Deepak Fertilizers & Petrochemicals Corporation and KDDL.

Grasim Industries: Grasim Industries’ shareholders clear Nuvo merger. The share price of the company will remain in the limelight on Monday.

Reliance Infrastructure: Reliance Infrastructure has bagged Rs 711 crore highways project in Tamil Nadu. The share price of the company will be in focus on April 10.

Muthoot Finance: Muthoot Finance will raise Rs 2000 crore via NCDs. The share price of the company will remain in the limelight on Monday.

Deepak Fertilizers & Petrochemicals Corporation: NCLT approves demerger of ammonium nitrate business from Deepak Fertilizers & Petrochemicals Corporation. The share price of the company will be watched on April 10.

KDDL: KDDL has signed pact with NOMOS & Oris to sell their watches in India. The share price of the company will be in focus on Monday.