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Luke 5:31, 32 And Jesus answering said unto them, They that are whole need not a physician; but they that are sick. I came not to call the righteous, but sinners to repentance.

31 May 2018


1.       to conquer nature and not to follow it (Swami Vivekananda).

2.       No need for looking behind FORWARD.  We want infinite energy, infinite zeal, infinite courage, and infinite patience, then only will great things achieved. (S. Vivekananda).

3.       Say I can do everything, even if poison of a snake is powerless if you can firmly deny it.

4.       The more we come out and do well to others, the more our hearts will be purified and God will be in them.  (Swami Vivekananda).

5.       Truth can be stated in a thousand different ways, yet each one can be true. (S.Vivekananda).

6.       You have to dream before your dreams can come true. (Dr. Abdul Kalam).

7.       Success is not the key to happiness; Happiness is the key to success.  If you love what you are doing, you will be successful.

30 May 2018

STOCK MARKET--How do I learn how to trade stocks and become a bull, particularly in India? I've never traded before and I have no experience in trading.

If you are totally new to trading, i would suggest you to know about a few stocks.
Learn about a few low-risk stocks and monitor them for a few days. Although, there’s nothing like a “low risk” stock, you can go with the stocks where your investment is less.
You can watch a few business channels like CNBC and ETNOW where experts share their tips and ideas. You can listen to the expert analysis, note their strategies and observe those stocks.
You can begin by monitoring intraday deals, where, you understand the movement of the stock on that day.
Also, you need to understand the movement/trend of the stock in normal days and when its the end of the month/its result. So, when you have a few stocks in hand which you would like to trade in, you can observe them for sometime and then start.
Follow the trend with technical knowledge.

29 May 2018

SHARE MARKET--What are the best stocks to invest in India for best returns in next 15-20 years?

1.       My First pick would be infrastructure stocks who focus on technology with strong leadership teams like Dilip Buildcon. For India to develop at 7–8 percent growth per annum it is important that the infrastructure growth is more than 20–25 percent per year. Hence these companies are bound to grow around 30 percent per year.

2.      Online shopping stocks for example if Flipkart gets listed on NSE. They will become the biggest companies in the world.

3.      You must have Indian IT stocks like TCS, Infosys, Wipro, HCL in your portfolio for long term stability. The number of highly qualified human resources they possess is immense (Close to 2 million), that's why they will definitely perform well in the next 10 years. I hope they will start recruiting top minds to compete with the likes of Google and Facebook on artificial intelligence and machine learning.

4.      You must have Reliance and Tata stocks in your portfolio. There is a financial rule, money attracts more money. If you have ever played the game Monopoly where everyone starts with the same amount of wealth and in the end all wealth gets accumulated with one player, you will realise what I am trying to emphasize. A group of investors will own more than 99 percent of the wealth of the nation. I just hope you will be part of that group one day.

5.      You have to keep strong focus on emerging stocks. A quick look at the portfolio of any of mutuals funds which focus on small and midcap stocks will give you an indication of the hot stocks in the market.

6.      Besides the above, you should also have stocks on medical life sciences and stocks who focus on niche technology. You never know when they will come up with a ground breaking discovery or invention.

27 May 2018


1.    Question1. What Do You Understand By Securities Market? What Are The Different Types Of Securities Market?
Answer :
Security market is a market where securities are issued and traded. It is the market for different types of securities namely: Debt, Equity and Derivatives.
Debt market is further divided into three parts:
o    Government securities market
o    Money market
o    Corporate Debt market
Equity market is divided into two parts:
o    Primary market
o    Secondary market
Derivatives market is also divided into two parts:
o    Options market
o    Futures market
2.    Question2. What Do You Mean By Derivatives? Give An Example.
Answer :
The word derivative refers to a variable which has been derived from another variable. Thus derivatives have no value of their own as they derive their value from the value of some other assets which is known as underlying asset. They are specialized contracts which signify an agreement to buy or sell the underlying asset of the derivate up to a certain time in the future at a predetermined price. The value of the contract depends on the expiry period and also on the price of the underlying asset. For example – Derivative contract on crude oil depends on the price of crude oil.
3.    Question3. What Are The Advantages Of Derivatives?
Answer :
o    Increased hedge for investors in cash market.
o    Enhance price discovery process.
o    Increases volume of transactions.
o    Lower transaction costs.
o    Increased liquidity for investors and growth of savings flowing into these markets.
o    Leads to faster execution of trades and arbitrage and hedge against risk.
4.    Question4. What Are The Characteristics Of Government Securities Market?
Answer :
o    It is the largest segment of debt market in India.
o    It accounts for nearly 2/3rd of the issues in primary market.
o    It accounts for nearly 4/5th of the turnover in secondary market.
o    Issues are regulated by RBI under Public Debt Act.
o    These securities are issued through an auction mechanism.
o    Perspective investors are banks, insurance companies, mutual funds, trusts, provident funds etc.
o    These instruments can be traded in WDM segment of NSE which is fully automated screen based trading system.
5.    Question5. What Is Beta Of An Asset?

26 May 2018

MONEY MARKET--How wealthy is Raghuram Rajan?

In order to calculate his wealth let's see what does he have :
He was the governer of Reserve Bank of India.
Former chief economist at IMF(international monetary fund).
He was the chief economic adviser to the government of India.
Done his Phd from Sloan school of management, MIT.
  Brought down the inflation from double digit to 6percent in his tenure as governor.
He earned a nickname of Rockstar in the field of economics.
He predicted the financial crisis of 2008 in 2005 itself.
He was conferred with governor of the year award, 2014
He was awarded with the Deutsche Bank Prize in Financial Economics for his ground breaking research.
He received the Financial Times-Goldman Sachs best business book of the year prize in 2010 for his book, Fault Lines.
He is currently the Vice- Chairman of the Bank for International Settlements.

Yes! indeed he is very rich.

25 May 2018

SHARE MARKET--What are the most useful tms in the stock market?/Read and study

Many young enthusiasts who want to enter stock market but do not possess the basic knowledge of the markets and the common terminologies used in the market . before entering the market it is very essential that we should know the basic terms used in the stock market which would make our trading much more easier .
Source google:

What is Stock Exchange: An organisation constituted for the purpose of assisting and carrying out buying, selling or otherwise dealing in securities . it is also known as Secondary Market.
What are securitiesFinancial instruments , including instruments such as shares, bonds, debentures of a company or body corporate or a government Thus, a stock exchange provides a trading platform ,where buyers and sellers can meet to transact in securities.
In India the regulatory body for stock exchange is SEBI i.e, Securities and Exchange Board of India.
NSENational Stock Exchange is the index of the top 50 stocks from 23 different industries listed in NSE ,it can be used to understand the movement of NSE
BSE: Bombay Stock Exchange sensex is an index of BSE, sensex is the average of the movement of the top 30 companies listed in the BSE. The word sensex is derived from two words , Sensitive Index . To know the performance of BSE sensex is used.

24 May 2018


1.       To achieve greatness, start where you are, use what you have, do what you can. (George Bernard Shah.).
2.       A man with no imagination has no wings. (William Shakespeare).
3.       Man never dies, nor is he ever born; bodies die, but he never dies.  (Swami Vivekananda).
4.       For great men, religion is a way of making friends; small people make religion a fighting tool. (Dr.APJ Abdul Kalam).
5.       Problems are common, but attitude makes the difference..!! (Dr. Abdul Kalam.).
6.       If you want happiness for an hour, take a nap.  If you want happiness for a day, go fishing.  If you want happiness for a year, inherit a fortune.  If you want happiness for a life time, help someone else. (Chinese Proverb).
7.       Thousands of candles can be lighted from a single candle, and the life of the candle will not be shortened.  Happiness never decreases by being shared.  (Buddha).
8.       We have two ears and one mouth so that we can listen twice as much as we speak. (Epictetus).

23 May 2018

SHARE MARKET-- Which are some undervalued multibagger stocks to buy in May 2018?

Company Background
Cheviot Company Limited is the flagship company of Group Cheviot. It owns Cheviot Jute Mills in West Bengal. The company manufactures jute products and jute fabrics with flexibility to cater to both domestic and international market. The company is renowned for manufacturing superior quality technical jute fabrics and fully customized jute shopping bags for export market at the Export Oriented Unit situated at Falta Special Economic Zone in the state of West Bengal, India.
It has got two manufacturing units which are equipped with the state of the art technology near Kolkata, West Bengal, India.
i) BUDGE-BUDGE - Composite jute mill producing high quality jute yarns & traditional jute products such as-Hessian cloth & bags in different sizes & constructions, sacking bags like A-Twill, B- Twill & DWF Bags-both Normal & Food Grade Quality.

22 May 2018

SHARE MARKET--What are Multibagger stocks?/READ AND UNDERSTAND-

Multibaggers stocks are those stocks who have potential to rise multiple times over a long period of time.
These are the stocks who are undervalued currently but has a great potential to Increase in future.

The fundamentals of the company are good, have a good management and the business scalability are some of the factors which ensure future growth of the company.

Stock market Investors always want to buy such stocks for a longer period of time may be 5 - 30 years in some cases.

Picking up a stock by an Investor depends on the time horizon they are looking to Invest and their Investment goals.

If an Investor fails to identify the right stock at the right time they may not achieve their Investment Goals. Many of the Investors consult the Brokerages and the traders to get an advice and we end up Investing money basis their analysis. Brokerages have dedicated researchers and financial analyst to do this task.

21 May 2018

share market--How do I know when share prices will rise?/read and try it-

There are many methods are there to identify:
I know practically one method which is having accuracy of 70–75%. You can identify by comparing the Stock PE with Stock industrial PE of the particular sector. Stock industrial PE consist of the average PE of its peers.
PE Ratio of a Stock = Current Market Price of the stock/Earnings per share
Industry PE Ratio = Current Market price of the Sectoral Index/ Weighted Average Earnings per share of the stocks comprising of the index
Assume there are 3 stocks which are having the below valuation.

Usually for the particular sector industrial leader is having PE approximately to the industrial PE. In the above scenario
Stock A is having the fair Value, because its PE is approximately equal to Industrial PE.
Stock B may be undervalued stock as it is PE is less compare to Industrial PE.
Stock C is overvalued stock as it is PE is greater than Industrial PE.
You can book the profits whenever the stock moves above 60–75% of its industrial PE. There are few stocks having PE, which is double than its industrial PE. Such stocks are overvalued stocks which will get correction in later phase. Before investing in overvalued stock you should properly study about the company historical EPS and try to estimate the future EPS accordingly make your decision.

20 May 2018

STOCK MARKET--How to select a multibagger share-

Some stocks have the potential to grow and increase its price multiple times. These stocks are known as multi-bagger stocks. These can grow two-fold or multi folds. A stock that increases two-folds is known as two-bagger, while a stock that increases ten-folds is known as ten-bagger. The term “tenbagger” was coined by legendary fund manager Peter Lynch in his book "One Up On Wall Street".

Stock picking is a very subjective decision and depends on the parameters used by an individual. Though there are no rigid & well defined parameters, these are some guidelines that will focus your research
  1. Pledged shareholding - This criterion is often avoided by investors, but is one of the most important one. Pledge shareholding is the percentage of the promoters’’ holding that has been kept as collateral to banks in exchange of loans. This increases the risk of the company and brings in instability. An investor should avoid companies that have high pledged shareholdings

19 May 2018


1.       I have missed more than 9000 shots in my career.  I have lost almost 300 games.  Twenty six times, I have been trusted to take the game winning shot and missed.  I have failed over and over and again in my life.  And that is why I succeed.  (Michael Jordan – Athlete 1963).
2.       A man is not finished when he is defeated.  He is finished when he quits.
3.       A slip of the foot you may soon recover, but a slip of the tongue you may never get over. (Benjamin Franklin).(Read more quotes in
4.       Change can come in either of two important ways:  Start behaving positively or stop behaving negatively. (Dr. Phil).
5.       When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one which has been opened for us.  (Helen Keller).
6.       The secret of health for both mind and body is not to mourn for the past, not to worry about the future or not to anticipate troubles but to live in the present moment wisely and earnestly.
7.       The old believe everything, the middle aged suspect everything, the young know everything. (Oscar Wilde).
8.       If you owe the bank $100 that is your problem.  If you owe the bank $100 million, that is the bank’s problem.  (J. Paul Getty).

18 May 2018

share market--Which are the best shares to buy in India for a long term investment?

Never invest in a stock with long term view. Always review your portfolio once in three months. Why? Because 50% of the listed companies can become penny stocks in 10 years. The sector as a whole can be hitting the bottom.
Learn the art of picking stocks. Learn very basic fundamentals about the stocks. Identify 10 to 15 good sectors with 3 years timeline. Be aware about the business of the company you invest in. Know the best fundamental parameters to evaluate a stock.
Find 2 good stocks from a sector and invest in total 20 to 25 stocks. Don't invest in lesser stocks, diversify to absorb market volatility and sector rotation volatility. You should remember that equity mutual funds have more than 40 stocks on average. Don't invest in more than 40 stocks. It can become difficult to track.
With 6 months to 12 months view I like the following stocks:
1.       Jubilant life or Aarti drugs (Pharma)
2.      Sonata software or hexaware (IT)
3.      RBL bank or Bhandhan Bank (Banking)
4.      L&T financial or JM Financial (NBFC)
5.      Bluestar or IFB Ind (Domestic Appliances)
6.      Meghmani organics or Sharda corp (Agro chemical / pesticide)
7.      Atul (Dye)
8.      Bajaj Auto or TVS motor or Endurance Tech (Autos)
9.      LG bro or Subros (Auto ancillary)

17 May 2018

SHARE MARKET--What are those 5 NIFTY stocks where I can invest and forget for 10 years?

1.       Titan Company ltd
·         Titan Company Limited is an Indian luxury goods company. It is a joint venture between the Tata Group and the Tamil Nadu Industrial Development Corporation.
·         Titan company share 52-week high is 999.70 so after correction from January its good price to buy at current level.
·         Compare to peer titan is strong fundamental with long term business growth.
·         Titan company sales growth 17.69 % on YOY basis while compounded profit growth is 19.8 % so its growing year by year.
·         Its return on equity for 5 years is 27.08 % and its better compare to peer company.

2. ITC:
·         ITC is good company with strong fundamental with long term business growth.
·         ITC main product is cigarettes, tobacco products and its prime product compare to competitors
·         Many mutual fund and AMC holding large stake in ITC so its good sign to invest.
·         ITC compounded sales growth is 12.45 % on YOY basis while compounded profit is 13.95 % growth YOY basis so its strong fundamental compare to peer companies.
·         ITC return on equity is 29.02 % on YOY basis and its better compare to peer company.

16 May 2018


1.       To succeed in your mission you must have single minded devotion to your goal.(Dr.Abdual Kalam.)
2.       God, our Creator, has stored within our minds and personalities, great potential strength and ability.  Prayer helps us tap and develop these powers. (Dr. Abdul Kalam.)
3.       You have to dream before your dreams can come true. (Dr.Abdual Kalam)
4.       We should not give up and we should not allow the problems to defeat us.(Dr. Abdul Kalam).
5.       Impossible – Please read I, omit ‘M’, possible.
6.       Without your involvement you cannot succeed.  With your involvement you cannot fail.
7.       There are two cardinal sins for which all others spring impatience and laziness.  (Frunze Kafka).
8.       Love the heart that hurts you, but never hurt the heart that loves you. (Upin Shram).