Lord Jesus Christ Says...

For what shall it profit a man, if he gain the whole world, and suffer the loss of his soul? Jesus Christ

17 Feb 2018

SHARE MARKET--What are some excellent (FMCG) stocks for long term investment?

One of the most ignored sector in FMCG is dairy sector. The listed companies in this sector are still small (the biggest having just 5000 crs market cap) and have a lot of growth potential, particularly in value added segment like flavored milk, cheese, butter, curd, paneer, yoghurt, basumathi rice etc.

People from Mumbai might be familiar with these products,

These brands belong to Parag Milk Foods ltd, the newly listed dairy company. The company is focusing on increasing its distribution network across India and is going to double the advertising spend in coming years. I like this company because it’s focusing on high margin segments like cheese and flavored milk. In fact, Parag may become the first private dairy to export cheese to Russia.

Another company to look at, which is the biggest private dairy in India, is Hatsun Agro Ltd. This company is mainly focused on milk, curd and ice creams. It has shown a huge growth in turnover and operating profits over the last decade.

Another promising company id Sanwaria consumer ltd.[price mere rs.22 only)sanwari busmathi rice is very famous and they are exporting to Iran also.

An interesting thing to note is that the operating margin of these companies is just 8–9% currently, which can increase substantially with scale and brand recognition. ROCE is above 25%, operating cash flows are good and valuation on EV/EBITDA is 15–18, cheaper than most of the established fmcg players. The growth rate is faster than almost all established FMCG companies.

Keep in mind that these companies are not for traders or speculators, only long term investors.

16 Feb 2018

stok market--What are the simple things made you a better trader?a tip from an investor.

I actually had the opportunity to learn about trading from traders having more than two decades of experience and also was fortunate enough to work with some of the leading names in this industry.
This experience is something which you won't find in books or videos or any articles for that matter.
The way they used to do their analysis, their thought process, mindset, status quo, I got to experience all this when I was learning from them.
Honestly, tips was something I didn't know. I'm not kidding. Till date I have never relied on tips and would advocate others also to not rely on them.
I was always taught to follow a rule based system. When I say a rule based system, it means having an entry level, stop loss level and a predefined target level. Every time I enter a trade, I make sure I place a stop loss order immediately. I get impatient if I don't place a stop loss.
There's a money management plan I follow. I know my targets for the month. Once my targets are achieved, I stop trading for the month and actually utilize that time to learn something else or enhance my knowledge. This way one can avoid overtrading.
Practice. I go through close to 50 charts daily and always look to keep improving. As they say, practice makes a man perfect! This way, one keeps getting better.
Trading is easy. We tend to complicate it. It's about doing the process right and not worry about the end result.
Yes, if you do the basics right, you will definitely see good results over a period of time :)

15 Feb 2018


Indian Constitution Questions For Competitive Exams 

2. Indian Constitution recognises minorities on which basis? – Religion 

3. For howmany months is the President’s rule imposed? – 6 months 

4. Which Chief Justice of India has acted as President of India? – M. Hidayatullah 

5. Which State sends the maximum number of members to the Rajya Sabha? – Uttar Pradesh 

6. A Judge of the Supreme Court of India is to hold office until he attains the age of howmany years? – 65 years

7. What is the maximum number of elected members in a State Assembly? – 500 

8. Which was the first State to become bifurcated after independence? – Madras 

9. To whom does UPSC submit its annual report on its work? – The Union Home Minister 

10. Where was the first Municipal Corporation in India set up ? – Kolkata 

11. Territorial waters of India extends upto how many nautical miles? – 12 

12. Which act aimed at providing a federal structure for India? – Government of India Act, 1935 

13. The inspiration of ‘Liberty, Equality and Fraternity’ was derived from which revolution? – French revolution 

14. What does the Constitution name our country? – India, that is Bharat 

15. Anglo-Indian representatives in the Lok Sabha are nominated in terms of which 

Article? – 331

2. Indian Constitution recognises minorities on which basis? – Religion 

3. For howmany months is the President’s rule imposed? – 6 months 

4. Which Chief Justice of India has acted as President of India? – M. Hidayatullah 

5. Which State sends the maximum number of members to the Rajya Sabha? – Uttar Pradesh 

14 Feb 2018


   What Is Motivation and How to Strengthen It.

By Remez Sasson
What is motivation? It is the inner power that pushes you toward taking action and toward achievement. Motivation is powered by desire and ambition, and therefore, if they are absent, motivation is absent too.
Sometimes, you might have the desire to get something done, or to achieve a certain goal, but if the desire and ambition are not strong enough, you lack the push, the initiative, and the willingness to take the necessary action. in these cases, you lack of motivation and inner drive.
When there is motivation, there is initiative and direction, courage, energy, and the persistence to follow your goals.

13 Feb 2018


   This is how I research to find out a share to invest in long-term:
I have indicated many times that out of the listed universe of around 7000 stocks listed on the BSE, it is extremely difficult to pick the “best” stocks to invest, as it depends on person to person. But my method of selecting stock is furnished below.
1) Balance sheet.
2) Cash flow statement.
3) Debt/Equity ratio. Zero debt is what gets me really excited. Eps should be healthy. P/e ratio should not be very high. It should also not be very low.
4) Checking whether the brand is well recognized or not.
5) If 1, 2, 3 and 4 make me exuberant, I download the annual report, print it out and read it thoroughly with a pessimistic viewpoint. This is because annual reports can be too flattering. Correlate what you’re reading with 1, 2, 3 and 4.
6) Think of the company’s long term prospects. For ex- Housing Finance companies would be notching up incredible growth for the next 15 years or so.
PS: With enough looking, you can strike gold. It’s not that difficult.
                                                                                            CHRISTY BOY J, An investor  since 1988.

12 Feb 2018


          Palaruvi Waterfalls, Kollam

Palaruvi - literally, stream of milk - is one of Kerala's most picturesque waterfalls, cascading down a height of 300 feet. It is a favourite picnic spot for visitors from all over south India. The journey to Palaruvi through the dense tropical forest is a spellbinding experience.
Palaruvi which means stream of milk makes its way down the rocks, from a height of 300 feet. It is a beautiful picnic spot. The PWD Inspection Bungalow and the KTDC Motel here offer comfortable accommodation.
The surrounding mist-clad blue hills and green valleys form a stunning backdrop to the milk-white burst of foam whose muffled roar resounds through the otherwise tranquil virgin forest.
Visiting hours: 0800 - 1800 hrs
Nearest railway station: Kollam, about 75 km away
Nearest airport: Trivandrum International Airport, about 72 km from Kollam town

11 Feb 2018


1. Who was not a politician?
(A) H. N. Bahuguna (B) I. K. Gujral (C) S. L. Bahuguna (D) J. Jayalalithaa

2. Hypothermia occurs due to loss of excessive heat from body due to sudden low body temperature in–
(A) Snakes (B) Frogs (C) Human beings (D) Lizards

3. Which of the following is not a Millennium Goal set by the UNO?
(A) Eradicate extreme poverty and hunger (B) Reduce child mortality
(C) Ensure environmental sustainability (D) Combat terrorism and bring people in main stream of society

4. Neap tides are caused by the gravitational pull of the–
(A) Moon only (B) Sun only
(C) Moon and the Sun in the same direction (D) Moon and the Sun in opposite directions

5. Who amongst the following was impeached in England for acts committed as Governor-General of India?
(A) Wellesley (B) Warren Hastings (C) Cornwallis (D) Cavendish Bentinck

6. Which of the following states became the first state in the country to launch RBI’s e-payment system for commercial tax payers?
(A) Andhra Pradesh (B) Kerala (C) Gujarat (D) Karnataka

7. All of the following rivers flow into or join the Ganges on its left side, except–
(A) Gomti (B) Son (C) Gandak (D) Kosi

8. Which of the following rivers does not originate in Indian territory?
(A) Brahmaputra (B) Mahanadi (C) Ravi (D) None of these

9. The phenomenon called ‘Equinox’ is due to the–
(A) rotation of the Earth on its own axis (B) revolution of the Earth on its inclined axis
(C) oblate spheroid shape of the Earth (D) gravitational pull of the planet

10. Which of the following statements is not correct ?