Lord Jesus Christ Says...

Treat others as you want to be treated. Matthew 7:12 states it that simply. Improve your life today by treating those around you with kindness and respect.

5 May 2018


Incorporated in Calcutta in Jul.'89, Associated Alcohols and Breweries commenced business in Aug.'89 and took over Associated Distilleries in Apr.'90. The company was promoted by B P Kedia and A K Kedia, scions of the Kedia family, which entered the liquor business two decades ago. Engaged in the manufacture of portable alcohol, it has a modern distillery in Khargone, MP. It also manufactures all kinds of potable liquor and blended liquor, under different brand names like Royal Falcon, Gold Seal, Jamaican Magic (rum), Karapov Vodka, etc. The company came out with a public issue in Dec.'94 to modernise and expand its production capacity for extra neutral alcohol (ENA) from 28.8 lac proof litres (pl) to 86.4 pl and that of Indian-made foreign liquor (IMFL) from 3.9 lac cases to 9.5 lac cases. It also set up a grain-based alcohol plant to reduce dependence on molasses. It is a leading supplier of country liquor to the government of Madhya Pradesh. It exports IMFL to Russia and has recently entered into a preliminary MoU with Scottish Independent Distilleries to manufacture and market its brands. The company has chalked out ambitious plans to expand its manufacturing capacity. It has also acquired an 87% equity stake in Kedia Breweries, which is setting up a brewery and an IMFL plant in MP. During the year 1995-96, the company has undertaken Modernisation plan of the distillery unit by installation of 50000 LPD distillation plant alongwith utilities and effluent treatment plant. The company has also considered diversification plans towards power generation, plantation and infra-structural development. It is setting up an integrated distillery complex in the state of Rajasthan. The cost of project is estimated at Rs 20.12 crores and proposed to be financed by way of debts funding, fresh issue of shares and internal accruals.

This company may consider for long term investment.With in two years this may give 50% appreciation. Consult your analyst and take decision.

4 May 2018

QUOTES--Few motivational quotes --Need a quick dose of inspiration? Need a quick surge in motivation? You'll definitely find it here ...


"Forgiveness does not change the past, but it does enlarge the future." --Paul Boese
·         "The secret of health for both mind and body is not to mourn for the past, worry about the future, or anticipate troubles, but to live in the present moment wisely and earnestly." --Buddha
·         "True happiness is not attained through self-gratification, but through fidelity to a worthy purpose." --Helen Keller
·         "Money is neither my god nor my devil. It is a form of energy that tends to make us more of who we already are, whether it's greedy or loving." --Dan Millman
·         "The need for forgiveness is an illusion. There is nothing to forgive." --Rachel England
·         "Blessed are those who can give without remembering and take without forgetting." --Bernard Meltzer
·         "Reflect upon your present blessings, of which every man has many--not on your past misfortunes, of which all men have some." --Charles Dickens

3 May 2018

BANK PO--GST - Expected Questions on Goods & Services Tax (GST Bill) l MCQ for upsc ssc bank railway

Computer Awareness Questions and Answers Quiz for IBPS Bank exams

Q. 1Choose the BEST answer for term 'Ransomware', Is a___________.
(1) Malware
(2) Computer Virus
(3) Hardware
(4) Utility Software
(5) System Software

Q. 2 __________is the process of encoding a message OR information in such a way that only authorized can access it.
(1) Encryption
(2) Cryptography
(3) Data Mining
(4) CPU
(5) Data Extract

Q. 3In cryptography, use of algorithm for performing encryption or decryption called__________
(1) Encryption
(2) Cryptography
(3) Data Mining
(4) Cipher
(5) Data Extract

Q. 4Read only memory (ROM) is a type of____________.
(1) volatile memory
(2) non volatile memory
(3) semi volatile memory
(4) Both 3 and 3
(5) None of the above

2 May 2018

HEALTH TIPS--How do I become healthy and strong?

  Wake up early by 5 .
·         Drink lots of pure water.
·         Meditate for at least 15 mines daily it increases ur focus and concentration.
·         Exercise in the morning it has great impact on your body.
·         Think positively it makes you optimistic and strong.
·         Cut carbs and unhealthy food from your diet.
·         Maintain healthy relationships with your near and dear ones.
Always keep relationship with God and do some charity work or help according to your ability


On 30/4/2018 Dolly Khanna(famous Indian stock investor) has bought stake into Som distillery, associated alcohol and breweries and Radico khaitan... All Liquor stocks are catching frenzy of investors with Som panning a growth of 70% for next 2-3 years. Liquor stocks always get beating especially during the elections when political parties declaring dry state only to reverse subsequently. With raw material prices correcting by 50% and increased consumption all these stocks will report increased top line and bottom line in years to come. World over Liquor stocks are at multiples of cigarette stocks except in India. 

What is view of our readers on this theme? His investments are for long term for three or four years or more.

1 May 2018


Kuttikanam - an adventure tourism spot.

Kuttikanam near Peermedu in Idukki is a place for adventure tourism and trekking, or even a languorous, tranquil break. This picturesque plantation town washed in the fragrance of cardamom is surrounded by lush, green hills.
Nearest railway station: Kottayam, via Kollam - Theni Hwy, about 71 km  
Nearest airport: Cochin International Airport, about 118 km

30 Apr 2018

QUOTES--Few motivational quotes --Need a quick dose of inspiration? Need a quick surge in motivation? You'll definitely find it here ...

"The art of living lies less in eliminating our troubles than growing with them." --Bernard M. Baruch
·         "Our capacity to draw happiness from aesthetic objects or material goods in fact seems critically dependent on our first satisfying a more important range of emotional or psychological needs, among them the need for understanding, for love, expression, and respect." --Alain de Botton
·         "If you start to think the problem is 'out there,' stop yourself. That thought is the problem." --Stephen Covey
·         "Happiness cannot be traveled to, owned, earned, worn, or consumed. Happiness is the spiritual experience of living every minute with love, grace, and gratitude." --Denis Waitley
·         "Happiness is not a station you arrive at, but a manner of traveling." --Margaret Lee Runbeck
·         "Security is when everything is settled, when nothing can happen to you; security is the denial of life." --Germaine Greer
·         "Focus on the journey, not the destination. Joy is found not in finishing an activity but in doing it." --Greg Anderson
·         "Thousands of candles can be lit from a single candle, and the life of the candle will not be shortened. Happiness never decreases by being shared." --Buddha

29 Apr 2018

STOCK MARKET--Is Future Consumer going to become a multibagger by 2020-2022?

 Future Consumer
Future Consumer is the home grown FMCG division of Kishor Biyani’s Future Group. It is focussed on FMCG 2.0, a concept to create and deliver innovative brands for the new generation. These brands are being sold across Future Group’s retail chains like Big Bazaar, Nilgiris, EasyDay and other retail chains like Nature’s Basket, Walmart, Star Bazaar. Below is the list of some of the growing brands which constitute Future Consumer:

Good Management and Products
Kishor Biyani needs no introduction in the world of retail. The board of directors and the management comprises of able and experienced executives who can help Future consumer grow its brands. Having a huge retail network of 71000 stores is a core competitive advantage for the company. They have been aggressively spending on advertising and in store promotion. I also came across their brand (Karmiq) for the first time when the store personnel recommended it in Big Bazaar. The products generally have a very attractive and distinct packaging and are of good quality (from Karmiq experience).
Growing Industry
The branded FMCG market in India in 2015 was 65 billion $ (34% of the overall FMCG market). As per the joint study by BCG and CII, it is expected to grow to220-240 billion $ mark by 2025. The reason for this shift is the increase in the number of people joining the workforce in cities and increasing disposable income. Evidently, there is enough growth potential for Future Consumer on the back of growing demand and huge retail network.
Let’s talk financials