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- Jesus answered, "The scripture says 'Man shall not live by bread alone, but by every word that proceeds from the mouth of God'."

31 Jan 2019

BIRTH DAY WISHES-The 100 Happy Birthday Wishes

Expressing best wishes for birthday has never been easier with these 100 best Happy Birthday Wishes for family and friends. We have prepared for you quotes and sayings for happy bday brother, for special lady in the world mother, happy birthday sister, best wishes to friends and best guy in the world dad! So read on and enjoy!

I hope your special day will bring you lots of happiness, love and fun. You deserve them a lot. Enjoy!
Have a wonderful birthday. I wish your every day to be filled with lots of love, laughter, happiness and the warmth of sunshine.
May your coming year surprise you with the happiness of smiles, the feeling of love and so on. I hope you will find plenty of sweet memories to cherish forever. Happy birthday.
On your special day, I wish you good luck. I hope this wonderful day will fill up your heart with joy and blessings. Have a fantastic birthday, celebrate the happiness on every day of your life. Happy Birthday!!
May this birthday be filled with lots of happy hours and also your life with many happy birthdays, that are yet to come. Happy birthday.
Let’s light the candles and celebrate this special day of your life. Happy birthday.
You are very special and that’s why you need to float with lots of smiles on your lovely face. Happy birthday.
Special day, special person and special celebration. May all your dreams and desires come true in this coming year. Happy birthday.
You are my true friend. You were always with me, you supported me, you boosted me up when I was down. Thanks for being such a friend of mine. Happy birthday.
Let your all the dreams to be on fire and light your birthday candles with that. Have a gorgeous birthday.
It’s your birthday. Now you’ve more grown up. Every year you’re becoming more perfect.
Wishing my friend a very happy birthday and you don’t need to speak it out loud that I’m your best friend too. Love you dear.

30 Jan 2019

STOCK MARKET--Latest reports on Uflex Ltd/ read and understand.

Uflex unveils latest products in pharma packaging 

Uflex has unveiled a portfolio of its latest products in pharma packaging of Fast Tear Strip Foil, PET based Cold Form Blister, Child Resistant & Senior Friendly Foil and Branding Solutions for pharmaceutical companies.
Uflex is India’s largest multinational flexible packaging materials and Solution Company and an emerging global player. Since its inception back in 1985, Uflex has grown from strength to strength to evolve as a truly Indian Multinational with consumers spread across the world.

Uflex enters into an agreement with Flex Chemicals 

Uflex has entered into an agreement to acquire 100% equity shares of Flex Chemicals, a company incorporated in Russia. The acquisition will complement the existing chemical business of the company and will be dealing in industrial ink and related products. The company is yet to commence its commercial operations.
Uflex is India’s largest multinational flexible packaging materials and Solution Company and an emerging global player. Since its inception back in 1985, Uflex has grown from strength to strength to evolve as a truly Indian Multinational with consumers spread across the world.

Uflex’s arm secures US patent covering entire categories of Formable Films 

Uflex’s global film manufacturing subsidiary -- FlexFilms has been granted United States Patent covering entire categories of Formable Films that include one or more BOPET layers used in Alu Alu blister packaging. The patent US 10131122 was issued to Flex Films (USA) Inc on November 20, 2018 for a period of 20 years. With the patent issuance, the company gets exclusive right of manufacturing & sale of this special BOPET film in US, Europe and India.
This patent has a uniqueness of forming characteristic of BOPET film in Z direction during packaging application.
Uflex is India’s largest multinational flexible packaging materials and Solution Company and an emerging global player. Since its inception back in 1985, Uflex has grown from strength to strength to evolve as a truly Indian Multinational with consumers spread across the world.

Uflex to incorporate subsidiary company in Ireland 

29 Jan 2019

STOCK MARKET--I am 21 years old. I want to invest in the stock market, but I lack the knowledge. How should I proceed?

Now coming to your Question, First, I want to congratulate you that you are on the track..!! I love when a Teen talks about Finance. Here i am Considering investments in Direct Stock Markets and not MF’s or SIP’s.
Install Moneycontrol (Network18) app. Here you can view the live rates of all shares. Pick 5 Valuable shares. If you pick today i would suggest Reliance, HDFC BANK, Ashok Leyland, Bajaj Finance and VIP Industries. I have tried to cover maximum sectors so that you can understand sectorial play as well. Go through up downs of this Share for next 15 Days. Understand how Nifty and Sensex works. Does it impacts share price ?
List Down what you noticed every day. You List should have at least 3 differnt points everyday. Also list down OPEN PRICE, HIGH PRICE, LOW PRICE, CLOSE PRICE of every share and also same for NIFTY and SENSEX for this 15 Days.

28 Jan 2019

SHARE MARKET--How Brexit will impact you?/ Read and understand.

What is Brexit
The term Brexit is not uncommon to most of us who are investing. However, for newcomers, it is a combination of Britain and Exit. On June 23, 2016, the United Kingdom (UK) held a referendum. Voters were asked to give their opinion on whether or not the UK should remain a member of the European Union or leave. The outcome of the vote was unexpected and 'Leave' won, 51.9 per cent to 48.1 per cent. Now as per the rules of the treaty, UK has two years to leave the European Union. British Prime Minister Theresa May started the clock for this process on March 29, 2017, meaning the UK is scheduled to leave on March 29, 2019.
The British parliament is scheduled for a historic vote on Tuesday (January 15, 2019) evening on Prime Minister Theresa May’s exit plan. If the parliament votes in favour of Brexit, UK will be leaving the European Union by the end of this quarter or by March 29. This will have repercussion on the global economy; however, the impact will be based on the way Brexit take place.

Types of Brexit
There are two possibilities. First is the ‘Soft Brexit’ which means the UK would still remain a member of trade bloc and will follow some of the rules with regard to tariffs and immigration. The impact of such an exit will be minimal. Nevertheless, if Britain goes for a ‘Hard Brexit’, it would mean a complete separation of UK with the European Union. The current proposal is to go for soft Brexit now and by 2020, it would go for hard Brexit.

Impact on Investments

27 Jan 2019


Escorts (EL) is the third largest agricultural tractor manufacturer in India. It has a strong presence in the north and west, with an overall market share of 11 percent as on FY18. Q4 FY18 revenue grew 41 percent YoY led by a 57 percent and 49 percent growth in tractor and construction equipment vehicle sales, respectively.
A normal monsoon and more state subsidies for doubling agricultural growth will continue to drive demand for tractors. We expect revenue and the net profit to post a CAGR of 16 percent and 34 percent over FY18-20e led by robust volume growth and superior product mix. The stock is up 11 percent YTD.

Q4 FY18 profitability was impacted by higher discounts due to competition and a rise in fuel cost. The impact seen on earnings in Q4 FY18 is not likely to continue as we expect a passthrough of higher fuel cost leading to margin improvement. Considering Indigo’s fuel-efficient fleets, market leadership position, aggressive capacity addition and healthy balance sheet, we continue to maintain our positive view on the stock.
We expect earnings to grow by a healthy 20 percent CAGR over FY18-20e. The stock price has corrected 30 percent from its recent high of Rs 1,520 per share. We believe near term concerns are already factored in the stock’s price

Amara Raja Batteries (ARBL) is India’s second largest lead acid battery manufacturer and continues to be preferred supplier to original equipment manufacturers due to its excellent track record and robust capex plan. Q4 FY18 revenue grew 18 percent year-on-year, which was largely driven by strong automotive growth. We expect buoyancy in the automobile sector to continue due to capacity expansion by major OEMs owing to favourable macro opportunities.
Revenue is likely to grow at a compounded annual growth rate of 15 percent over FY18-20e due to normalisation of business in the industrial segment, higher auto sales and price hike taken to offset elevated lead prices. The stock has fallen a little over 7 percent in 2018.

26 Jan 2019


I salute my nation                                see you later.

STOCK MARKET--Overnight Digest: Stocks to watch on January 28, 2019

The stocks most likely to witness significant movement on the bourses on January 28, 2019 are Saregama India, Sundaram-Clayton, Larsen & Toubro, Maruti Suzuki India and Sambhaav Media.
Saregama India: The company’s standalone profit for the quarter ended December 31, 2018 surged 844.61 per cent to Rs. 12.28 crore from Rs. 1.30 crore. The stock is likely to be in focus during Monday’s trading session.

Sundaram-Clayton: The Board declared an interim dividend at the rate of Rs. 20 per share (400 per cent) on 2,02,32,085 equity shares of Rs. 5 each fully paid up, absorbing a sum of Rs. 40.46 crore. The company reported standalone PAT growth of 5,083.50 per cent to Rs. 50.28 in Q3FY19 from Rs. 0.97 crore in Q3FY18. The stock is likely to witness movement on Monday.

Larsen & Toubro: The company reported standalone PAT growth of 33.78 per cent, by producing PAT of Rs. 1,634.78 crore in Q3FY19 in comparison to Rs. 1,221.95 crore in Q3FY18. The stock will be watched on Monday.

Maruti Suzuki India: The company reported a drop of 17.21 per cent in PAT which was reported at Rs. 1,489.3 crore in Q3FY19 as against Rs. 1,799.0 crore in Q3FY18. The Q3 margins are at their 5 year low mark. The stock will be monitored on Monday.

Sambhaav Media: The company has entered into an agreement with Nascent Info Technologies Private Limited to form a Limited Liability Partnership named Sambhaav Nascent LLP to jointly undertake and carry out business of provision of news service and online portal services. The stock will be watched on Monday.

25 Jan 2019

SHARE MARKET--37 Key Basic Stock Market Terms Explained--

Let’s look at some of the most important stock market terms you’ll encounter as you learn how to trade stocks. Feel free to bookmark this page so you can return to it later as a handy reference.
1. Annual Report
An annual report is a report prepared by a company that’s intended to impress shareholders. It contains tons of information about the company, from its cash flow to its management strategy. When you read an annual report, you’re judging the company’s solvency and financial situation.
2. Arbitrage
Arbitrage refers to buying and selling the same security on different markets and at different price points. For instance, if stock XYZ is trading at $10 on one market and $10.50 on another, the trader could buy X shares for $10 and sell them for $10.50 on the other market, pocketing the difference.
3. Averaging Down
When an investor buys more of a stock as the price goes down. This makes it so your average purchase price decreases. You might use this strategy if you believe that the general consensus about a company is wrong, so you expect the stock price to rebound later.

24 Jan 2019


In Stock Market we generally used the abbreviations given in the List of Abbreviations as below:
Authorised Dealers
Algorithmic Trading
Auction Inquiry
Activity Log
Application Supported by Blocked Amount
American Depository Receipts
Activity Log
All or None
Branch Order Value Limit
Bombay Stock Exchange
Branch Manager
Client Allocation Details
Currency Derivatives Segment
Cum- Dividend
Cum- Bonus
Clearing Member

23 Jan 2019

STOCK MARKET--Indian Hotels(a broker recommendation) | Target Price: Rs 163

Indian Hotel Company manages 17,145 rooms across India and international locations, around 85 per cent of which are in the domestic market.

Indian hospitality industry is set to enter into an up cycle led by favourable demand-supply dynamics. Industry occupancy (67 per cent) has already breached the optimum level, allowing players to exercise pricing power.

The company also has an edge in terms of operating leverage, given its high fixed-cost proportion and efforts to rationalize expenses. We expect it to record revenue/ EBITDA CAGR of 9 per cent/ 25 per cent over FY18-20.

22 Jan 2019

QUOTES--Emotion Sayings and Quotes/Try it-

Below you will find our collection of inspirational, wise, and humorous old emotion quotes, emotion sayings, and emotion proverbs, collected over the years from a variety of sources.
The best and most beautiful things in the world cannot be seen or even touched. They must be felt with the heart.
Helen Keller
I don't want to be at the mercy of my emotions. I want to use them, to enjoy them, and to dominate them.
Oscar Wilde
One thing you can't hide - is when you're crippled inside.
John Lennon
Your emotions are the slaves to your thoughts, and you are the slave to your emotions.
Elizabeth Gilbert
The world is a tragedy to those who feel, but a comedy to those who think.
Horace Walpole
We all live at the mercy of our emotions. Our emotions influence and shape our desires, thoughts and behaviors and above all our destiny.
Dr T.P.Chia
Never apologize for being sensitive or emotional. It's a sign that you have a big heart, and that you aren't afraid to let others see it. Showing your emotions is a sign of strength.
Brigitte Nicole
I have learned now that while those who speak about one's miseries usually hurt, those who keep silence hurt more.
C.S. Lewis
Emotion is more powerful than reason. Emotion is the driving force behind thinking and reasoning. Emotional intelligence increases the mind's ability to make positive, brilliant decisions.     
Dr T.P.Chia
We cannot selectively numb emotions, when we numb the painful emotions, we also numb the positive emotions.
Brene Brown

21 Jan 2019


What is motivation? It is the inner power that pushes you toward taking action and toward achievement. Motivation is powered by desire and ambition, and therefore, if they are absent, motivation is absent too.
Sometimes, you might have the desire to get something done, or to achieve a certain goal, but if the desire and ambition are not strong enough, you lack the push, the initiative, and the willingness to take the necessary action. in these cases, you lack of motivation and inner drive.
When there is motivation, there is initiative and direction, courage, energy, and the persistence to follow your goals.

20 Jan 2019

STOCK MARKET--Buy Sandur Manganese: SP Tulsian share analysts.

Below is the verbatim transcript of the interview.
Sonia: Wanted to talk about your long term stock idea which is Sandur Manganese. What is the call here?
A: The stock was given by me on September 21, about three months back at Rs 890 and the stock has already given a gain of 38 percent in this three months and still we are keeping the positive bias for the simple reason that there has been Supreme Court judgment yesterday where the exploration of the iron ore is enhanced from 30 million tonne which was capped earlier, to 35 million tonne. If you really take a call on this company, they have mines of iron ore and manganese ore in Sandur in Karnataka near Bellary and largely supplying to JSW Steel and all that.
Company has a reserve of 75 million tonne of iron ore and 8 million tonne of manganese ore, and if you really see when the 2013 – I am just giving a little background, when Supreme Court allowed the empowered committee to fix the cap of production by each company, in fact this company was entitled to produce 16 lakh tonne of iron ore per annum. However, the empowered committee which was appointed by the Supreme Court has allowed them only to explore 11.7 lakh tonne of iron ore per annum; I am talking lakhs not millions. 11.7 lakh tonne per annum and because of the huge reserves the company having at their end with the mining capacity, company produced about 11.8 million tonne closer to the capacity and they produced about 11.5 lakh tonne in FY17 and in the current year that production is likely to get enhanced to 11.7 lakh tonne per annum that is to their permitted capacity because they should not breach the set limit by the empowered committee.
So this is seen as a very big positive because in the course of the increase from 30 million tonne for Karnataka to 35 million tonne, larger portion of that share is going to be received by this company. I would not be surprised to see the capacity enhanced from 11.7 lakh tonne to 16 lakh tonne which was allowed by the Supreme Court but capped by the empowered group of committee. So taking that into account, it is very positive.

19 Jan 2019

STOCK MARKET--Buy HIL; target of Rs 2763: Anand Rathi/Try your luck.

Anand Rathi is bullish on HIL has recommended buy rating on the stock with a target price of Rs 2763 in its research report

Anand Rathi's research report on HIL

Its sharper focus on cost optimisation, solution-centric approach and ramped-up pipe capacities led HIL to report a good performance. Its strong brand, optimised working capital, Parador acquisition and leading position in asbestos-based roofing and AAC blocks are other positives. We retain our Buy recommendation.


We believe that HIL, with its leading position, expansion in a high-growth market and its better operating performance, will post a sturdy performance. We, therefore, retain our Buy rating, with a target of `2,763 at a 15x PE on FY20e.

18 Jan 2019

STOCK MARKET--Cadila Healthcare may test Rs 435: Anand Rathi

Cadila Healthcare is one of the top three in gynaecology, respiratory, pain management, CVS and dermatology.
We believe a pick-up in market share of gToprol, launches and the launched Asacol HD (own version) would help maintain Cadila’s margins
and earnings ahead. On the high base, we expect 8 percent and 9 percent CAGRs over FY18-21 in revenue and earnings respectively.
The company expects 40-50 launches annually and is focusing on vaccines and biologics – which could be future growth drivers.
It has strong ANDA pipeline in the US, with 144 filings awaiting approval of which 60+ are Para IV. It launched 20 products in the year,
including g Lialda and gTamiflu and received 77 approvals in FY18, bringing cumulative filings/approvals to 330/186.
The company has recently announced it is considering fund raising proposals of up to Rs 10,000 Cr via QIP & up to Rs 5,000 cr via FCCBs.
We expect 11 percent and 17 percent CAGRs over FY18-20 in revenue & earnings respectively, our target price is based on 21x FY20e EPS of23.30.

17 Jan 2019

STOCK MARKET--White Organic Agro reports stellar Q3FY19 numbers/read my original article dt.9/12/2018.

White Organic Agro, an organic agro product company, reported stellar quarterly performance in Q3FY19. The company’s revenue grew almost 90 per cent. 

The company’s revenue for the third quarter of FY19 jumped to Rs. 91.4 crore from Rs. 48.1 crore in corresponding quarter of previous year, representing an impressive growth of almost 90 per cent. This stellar revenue performance was led by an increase in exports and a strong boost in Rice, Aloe Vera, Moringa and other product segments. 

The company’s EBITDA for the quarter stood at Rs. 5.6 crore as compared to Rs. 3.5 crore in the same quarter of previous year, this represents a growth of around 61.3 per cent. This was on account of higher revenue, and traction in premium organic products and improving operational efficiencies. 

The company's net profit during the quarter surged nearly 56.2 per cent yoy to Rs. 5.6 crore. 

Recently, the company has bagged an export contract for long grain crème sella rice from Saudi Arabia. The contract size is about 600 MT and the total revenue expected from this current rice contract would be around Rs. 50 crore in addition to the current business. 

The company’s board of directors have approved the issue of bonus equity shares to its shareholders in the ratio of 1:1 each fully paid up of Rs. 10, this will be subject to shareholder’s approval.

STOCK MARKET--Overnight Digest: Results to watch out on January 17

The following stocks would be in focus during Thursday’s trading session in light of their results announcement on January 17: AU Small Finance Bank, Aditya Birla Money, Cyient, Hindustan Unilever and Reliance Industries. 

Au Small Finance Bank: The stock closed at Rs. 648 per share, shedding 1 per cent at the end of Wednesday’s trading session. 
Aditya Birla Money: The shares closed at Rs. 53.35 per share, down by 1.66 per cent.  
Cyient: The company’s shares was at Rs. 624 per share, gaining 1.84 per cent at the closing bell on Wednesday. 
Hindustan Unilever: The shares of the company on Wednesday closed at Rs. 1,770 per share, down by 0.99 per cent. 
Reliance Industries: On Wednesday, the shares of the company closed at Rs. 1,134.05 per share, up by 0.40 per cent. 

16 Jan 2019

STOCK MARKET--Why do we recommend THIRUMALAI CHEMICALS as one of our multibaggers?

Out of Top 500 Shares, THIRUMALAI CHEMICALS is one of the Multibagger Shares, identified by Dynamic research at the end of every month. THIRUMALAI CHEMICALS can be a great investment opportunity which can give you high return. THIRUMALAI CHEMICALS is a well analysed multibagger stock, based on our technical and fundamental research, traded in very high volumes. As observed, these companies multiply their earnings per share every year. These shares have a great potential to grow in the long run.
Dynamic levels research experts provide THIRUMALAI CHEMICALS share price target and share market tips for THIRUMALAI CHEMICALS with the help of our unique research tools. These tips are updated every day, please check this page daily for new tips. Sometimes the entry rate may be very far from the previous day close. Be patient, as entry at these levels will have a strong probability to give you better results.