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- Jesus answered, "The scripture says 'Man shall not live by bread alone, but by every word that proceeds from the mouth of God'."

28 Feb 2019


1.       When one door of happiness closes, another opens, but often we look so long at the closed door that we do not see the one which has been opened for us.  (Helen Keller).
2.       The secret of health for both mind and body is not to mourn for the past, not to worry about the future or not to anticipate troubles but to live in the present moment wisely and earnestly.
3.       The old believe everything, the middle aged suspect everything, the young know everything. (Oscar Wilde).
4.       If you owe the bank $100 that is your problem.  If you owe the bank $100 million, that is the bank’s problem.  (J. Paul Getty).
6.       Do or die is the old concept but do it before die is the new concept.  (Christy Boy Johnson.)
7.       Simple thoughts lead high life.
8.       Failure is a pre-requisite for great success.  If you want to succeed faster double your rate of failure.  (Brain Traey).
(read more quotes in
10.   Kiss slowly, laugh insanely, live truly and forgive quickly.   (Panlo Coetho).

27 Feb 2019

STOCK MARKET--What are the best small cap stocks to invest in for long term in the present market conditions after the correction?

Recently, I was catching up with two friends over breakfast at a nearby restaurant. One of them is a serious long-term value investor.
When I asked him about how he feels about the ongoing market correction, he made an honest confession, "The value of my (stock) portfolio has slashed down significantly. Sometimes I have a strong impulse to liquidate the portfolio and enter again when the bloodbath is over."
To which, I replied, "How will we know when the market correction is over? Will Mr Market send us a WhatsApp message announcing - The correction is over. Please buy stocks now."
He laughed, "That's exactly the reason I'm not giving in to the panic and nervousness. In fact, I believe this is a good time to accumulate equities for the long run."
I responded, "Yes, I agree. Valuations are starting to look reasonable. But that doesn't mean stocks cannot fall further. It's not going to be easy for sure. In any case, who said investing is an easy game?"

26 Feb 2019

STOCK MARKET--Some Rules to Follow When Picking Stocks For Investment--

Before I start, let me give a clear disclaimer. I’ve read some of the answers here and mine will sound very basic in comparison. I don’t want to take away anything from the other answers. They’re all legitimate. After all, there are lots of ways to research and analyse.
But I believe in simple tricks—and there are lots of them.
Let me start with my favourite—observe around you. For example, you start noticing that there are more Hero bikes around or that everybody seems to be buying more of Royal Enfield bikes on the road.
You saw that more and more people are opting for Airtel SIM cards or conversely, shifting from Airtel to Jio.
You observe more of your friends opening or recommending accounts with private banks over public sector banks; or opting for loans from private banks despite lower interest rates in government-owned banks purely because of better service.
In any or all the above the examples, you could decide to buy the company’s stock after observing a phenomenon, wanting to partake in the company’s higher sales and profits.

25 Feb 2019

SHARE MARKET--A Beginner’s Guide to Stock Trading: 50 Terms That You Should Know

Young individuals who have the interest and the enthusiasm for stock trading usually lack the basic domain knowledge of the market. Although trading doesn’t require a lot of time and money, it is still essential to equip oneself with some basic tools and necessary training to take the right decisions. Before you go out into too many technicalities, here is a little glossary with few key terminologies that you should know before you start investing in the trade market. 

Basic Terminologies of Stock Market 
1. Agent: A brokerage firm is said to be an agent when it acts on behalf of the client in buying or purchasing of shares. At no point of time in the entire transaction the agent will own the shares. 
2. Ask/Offer: The lowest price an owner is willing to sell the stocks. 
3. Assets: Everything the company owns on its name, including the cash, equipments, land, technology etc. which shows the total wealth of the company.

4. At the money: A situation at which an options strike price is identical to the price of the underlying securities. Options trading activity tends to be high when options are at the money. 
5. Bear Market: A market in which stock prices are falling consistently. 
6. Beta: It is a measurement of relationship between stock price of any particular stock and the movement of whole market. 
7. Bid: It is the highest price a buyer is willing to pay for a stock. It is opposite of ask/offer. 
8. Blue Chip Stock: Stocks of large, well-established and financially-sound companies which hold a record of consistently increasing rate of paying the dividends over decades to its stock holders. Blue chip stocks typically have a market capitalization in thousands of crores. 
9. Board Lot: A standard trading unit as defined by the particular exchange board. Board lot size usually depends on the per share price. Common board lot size are 50, 100, 500, 1000 units. 

10. Bonds: It is promissory note issued by companies or government to its buyers. It speaks about the specified amount held for a specified time period by the buyer. 
11. Book: An electronic record of managing all the pending buy and sell orders of particular stocks.

24 Feb 2019


Hi Friends,  Please read the quotations of  Dr. A.P.J. Abdul Kalam.1.       For Great men, religion is a way of making friends, small people make religion a fighting tool.
2.       Sometimes it is better to bunk a class and enjoy with friends, because now, when I look back, marks never make me laugh, but memories do.
3.       Behind the parents stands the school, and behind the teacher the home.
4.       Be active!  Take on responsibility!  Work for the things you believe in.  If you do not, you are surrendering your fate to others.
5.       We are all born with a divine fire in us.  Our efforts should be to give wings to this fire ad fill the  world with the glow of its goodness.

23 Feb 2019

SHARE MARKET--How do day traders manage their lunch as there is no lunch break in between market hours?

A successful trader never sits in front of the computer from morning till close.Also market will not be active through t the day.
I come to market at 9.50 to 10 am. I will be in front of computer till 11.45 to 12 noon. Again one more trade will come after 2.30 pm till 3.18 pm. In between no trader is required to be available for trading in the market. After 12 noon we may get trade trend for the day. So I decided to put my buying orders, selling orders, stop loss orders etc. and go.
But if you are scalper or an amateur or a trade chaser then your question is applicable.

21 Feb 2019


Hi friends, please read the following funny quotes for your inspiration.

I’m not here to judge, I’m just pointing out all the mistakes you’re making.

I don’t need a psychiatrist to prove into my personal life and make me tell them all my secrets, I have my friends for that.

I called the restaurant and I asked them if they take orders, when they said they do, I told them run outside naked!’.

I put my phone in airplane mode, but it’s not flying!

Whoever said great things come in small packages hasn’t seen my big screen TV.

The hardest thing to find in life is happiness – money is only hard to find because it gets wasted trying to find happiness.

Life is like a very long TV show, without a remote control.

The best things in life are free.  The rest are too expensive.

Did you ever notice, whenever you need your keys the most, that’s when they’re the hardest to find?

The richer you get, the more expensive happiness becomes.

Thanking you,                                   see you later.

20 Feb 2019

STOCK MARKET--• Accumulate Dr. Lal PathLabs; target of Rs 1070: Prabhudas Lilladher

Prabhudas Lilladher recommended accumulate rating on Dr. Lal PathLabs with a target price of Rs 1070 in its research report dated February 11, 2019.

DLPL's revenue, adj. EBITDA and PAT grew 11%, 16% and 27% YoY respectively in Q3FY19 and in line with our estimates in margin and earnings. With strong cash flow and growth in new customers and packaged offer, the company expects to maintain current growth in FY20E. The expansion of bundle-test offer and gradual ramp up of central lab in Kolkata (KRL) to improve further volume addition in FY20E and FY21E. Management expects competitive intensity to remain strong with price war, regulatory interference and expected price ceiling of government. DLPL remain confident of its brand power, service quality, high-end test capability, network of collection centers and KRL to drive volume growth and profitability in FY18-20E.


We maintain "Accumulate" and move forward our base of valuation to 35x of FY21E earnings estimates to derive new TP at Rs1,070.

19 Feb 2019


HI friends,please read few inspirational body confidence quotes from women,

 ‘You shouldn’t be pressured into trying to be thin by the fashion industry, because they only want models that are like human mannequins...But you have to remember that it’s not practical or possible for an everyday woman to look like that. Being size zero is a career in itself so we shouldn’t try and be like them. It’s not realistic and it’s not healthy.’ Rihanna

‘Girls of all kinds can be beautiful – from the thin, plus-sized, short, very tall, ebony to porcelain-skinned; the quirky, clumsy, shy, outgoing and all in between. It's not easy though because many people still put beauty into a confining, narrow box...Think outside of the box...Pledge that you will look in the mirror and find the unique beauty in you.’ Tyra Banks

 ‘God made a very obvious choice when he made me voluptuous; why would I go against what he decided for me? My limbs work, so I'm not going to complain about the way my body is shaped.’Drew Barrymore

 ‘I think that whatever size or shape body you have, it's important to embrace it and get down! The female body is something that's so beautiful. I wish women would be proud of their bodies and not diss other women for being proud of theirs!’ Christina Aguilera

‘I'm pretty comfortable with my body. I'm imperfect. The imperfections are there. People are going to see them, but I take the view you only live once.’ Kate Hudson
 ‘I might have a little bit of cellulite. I might not be toned everywhere. I might struggle in this area or that. But accepting that just empowers me.’ Kim Kardashian

18 Feb 2019


 The Silent Valley National Park with an area of 237. 52 sq km is located in the Northeastern corner of Palakkad district. It rises abruptly to the Nilgiri Plateau in the North and overlooks the plains of Mannarkkad in the South. Extremely fragile, a unique preserve of tropical evergreen rain forests which is a veritable nursery of flora and fauna, some of which are found nowhere else in the world.
The core of the Nilgiri Biosphere Reserve is the Silent Valley National Park. Despite its name, the Silent Valley (the clamour of Cicadas is conspicuously absent here) is a rich storehouse of biodiversity. It is a true Garden of Eden for students of life sciences, professional scientists and field biologists.
Perhaps, nowhere else can one find such a representative collection of Western Ghats biodiversity - more than 1000 species of flowering plants which include about 110 species of orchids, more than 34 species of mammals, about 200 species of butterflies, 400 species of moths, 128 species of beetles of which 10 are new to science, about 150 species of birds including almost all the 16 endemic birds of southern India.
The River Kunthi descends from the Nilgiri hills, from an altitude of 2000 m above sea level, and traverses the entire length of the valley and rushes down to the plains through the deep gorge. The River Kunthi never turns brown and is always crystal clear, perennial and wild.
The evapo-transpiration from these forests is much higher than from any other surface. This cools the atmosphere, helps easy condensation of water vapour, causing summer rains in the plains.

Contact Address: 

The Wildlife Warden
Silent Valley Division, 
Mannarkkad.P.O, Palakkad, 
Kerala, India - 678582
Ph: +91 4924 222056
For more information please contact, Information centre: 8589895652

Asst. Wildlife Warden,
Silent Valley National Park,
Mukkali, Palakkad - 678582
Ph: +91 4924 253225

Getting there

Nearest railway station: Palakkad, about 69 km away

Nearest airport: Coimbatore International Airport (Tamil Nadu), about 91 km

17 Feb 2019

SHARE MARKET--21 Share Market Interview Questions and Answers

Dear Readers, Welcome to Share Market Interview questions with answers and explanation. These 21 solved Share Market questions will help you prepare for personal interviews and online selection tests during campus placement for freshers and job interviews for professionals.

After reading these tricky Share Market questions, you can easily attempt the objective type and multiple choice type questions on this topic. 

They will be useful for entry level and experienced MBA, Finance, ICWA etc. professionals.

What do you understand by Securities Market? What are the different types of securities market?
Security market is a market where securities are issued and traded. It is the market for different types of securities namely: Debt, Equity and Derivatives.

Debt market is further divided into three parts:

- Government securities market
- Money market
- Corporate Debt market

Equity market is divided into two parts:

- Primary market
- Secondary market

Derivatives market is also divided into two parts:

- Options market
- Futures market
What do you mean by Derivatives? Give an example.
The word derivative refers to a variable which has been derived from another variable. Thus derivatives have no value of their own as they derive their value from the value of some other assets which is known as underlying asset. They are specialized contracts which signify an agreement to buy or sell the underlying asset of the derivate up to a certain time in the future at a predetermined price. The value of the contract depends on the expiry period and also on the price of the underlying asset. For example – Derivative contract on crude oil depends on the price of crude oil.

16 Feb 2019


Mother Teresa  declared a saint of the Roman Catholic Church on Sunday( on 04/09/2016) by Pope Francis, who approved her second miracle last year, a requirement for sainthood.
The Nobel Peace Prize-winning humanitarian became known for her work helping people living in poverty in Kolkata, India.
Here are 10 powerful quotes about her faith and philosophy:
1. “If I ever become a Saint–I will surely be one of ‘darkness.’ I will continually be absent from Heaven–to light the light of those in darkness on earth,” she said, according to Mother Teresa: Come Be My Light, whose author described it as her “mission statement.”

15 Feb 2019

SHARE MARKET--Buy KNR Construction; target of Rs 260: Motilal Oswal

Motilal Oswal is bullish on KNR Construction has recommended buy rating on the stock with a target price of Rs 260 in its research report dated February 13, 2019.

Revenues stood at INR4.5b (+3.6% YoY), in line with our estimate of INR4.4b, led by timely execution of the KP Sagar Irrigation project (INR960m revenue contribution; 20% of 3QFY19 sales), Hubli (INR600m), Madurai (INR400m), Trivandrum (INR520m) and Yedulla (INR410m). EBIDTA at INR901m (- 8% YoY) was ahead of our estimate of INR740m. Operating margins declined 260bp YoY to 20%, but was ahead of our estimate of 17.0%. Better-than-estimated margins were due to the better revenue mix (20% revenue contribution from KP Sagar Irrigation project, where margins are in excess of 20%+). PAT declined 21% YoY to INR521m, exceeding our estimate of INR339m.


We maintain our Buy rating, with target price of INR260 and value KNRC on SOTP basis - INR216/share for standalone EPC business (15x FY20E EPS of INR16.9), and INR43/share for investments in the BOT projects, annuity projects and land parcels (1x book value).

14 Feb 2019

Birth of Jesus to His Death/read and enjoy.

The angel Gabriel was sent to a fine young woman named Mary. He told her that she would have a child who would rule as king forever. The child, Jesus, was born in a stable, where shepherds visited him. Later, a star guided men from the East to the young child. We learn who caused them to see that star, and how Jesus was saved from the efforts to kill him.
Next, we find Jesus, when he was 12 years old, talking with the teachers in the temple. Eighteen years later Jesus was baptized, and he then began the Kingdom preaching and teaching work that God sent him to earth to do. To help him in this work, Jesus chose 12 men and made them his apostles.
Jesus also did many miracles. He fed thousands of people with only a few small fishes and a few loaves of bread. He healed the sick and even raised the dead. Finally, we learn about the many things that happened to Jesus during the last day of his life, and how he was killed. Jesus preached for about three and a half years, so PART 6 covers a period of a little more than 34 years.

12 Feb 2019


               KMC Speciality Hospitals (India) Ltd

The Company was incorporated on December 31st 1982, as "Advanced Medical Care Private Limited", and converted into a Public Limited Company on July 15, 1988. Advanced Medical Care (AMC) has been established as a medium level multispeciality hospital with facilities for trauma care,critical care and cardio the racic surgery. AMC was the first in making cardiac care available to patients of Southern Tamil Nadu with 50 beds. Its diagnostic centre was opened in Feb.'89. The anglo cath lab and adjoining operation theatres and intensive care unit was made operational in January 1991. The project is getting nearer to its full operation level. Set up in Trichy, AMC is the largest corporate hospital in South of Madras, with specialities for trauma, critical care, cardiology, cardiothoracic surgery and perinatology. AMC has a tie-up with the North Memorial Medical centre, Minneapolis, USA. Complete details of tie-up are mentioned elsewhere in the prospectus. AMC has also been setting up a network of satellite hospitals to extend the concept of preventive medical care and primary health care services to surrounding villages. Such satellite centres are already operational at THURAIYUR and LALGUDI. The hospital has already generated a lot of goodwill. Over a period, the bed capacity has been increased to 100 and, on being fully operational, it will rise to 250. The 40% of the bed strength is meant for the intensive care unit of the hospital. The hospital has already commenced rendering of medical care services. Revenue from these facilities during the year ended 31st March 1991 aggregated to Rs 100 lacs with a profit of Rs 29 lacs and for the period ended on 31.1.92 (for 10 months) the company has earned a revenue of Rs 97.81 lakhs and net profit of Rs 24.25 lacs. AMC has already performed an Open Heart Surgery successfully in November, 1991. MAIN OBJECTS OF THE COMPANY 1. To import, buy,hire all kinds of diagnostic and therapeutic equipments in the field of medicine. 2. To run medical centres owning conventional and non-conventional medical equipments and to impart training and conducting training programmes for such centres. 3. To serve the ailing poor citizens by rendering medical attention utilising equipments owned or operated by the company. 4. To form medical trusts and foundations for rendering medical aids and for owning and operating medical equipments to cater to the needy and ailing citizens. 5. To carry out services as Consultants in the field of medicine subject to such regulations as the Govt.or Indian Medical Council may prescribe in this regard. SUBSIDIARY OF THE COMPANY, IF ANY : The Company does not have any subsidiary as on date. PROMOTERS AND THEIR BACKGROUND:- AMC has been promoted by Dr.P.S.Mahadevan, alongwith some Non-Resident Doctors. Dr.Mahadevan is a Doctor of Medicine(MD) in Paediatrics. He was a student of J J Group of Hospitals, Bombay before embarking on his private practice at Trichy in 1966. He has undergone training in critical care at Bigstone Gap Hospital, Virginia, USA and in interventional radiology at Alexandra Hospital, Washington, USA. In 1972, Dr.Mahadevan promoted Bhuvaneswari Nursing Home (BNH) as a polyclinic at Trichy with equipments like Volume Cycle Ventilators, Blood Gas Analyers, Ultrasound Scanner, 500 MA X-Ray, Constant Infusion Pumps, Critical Case Monitors, Flexible Gastro Deudenoscope,etc. Over the years, BNH grew to become a full-fledged nursing home with 50 beds and was one of the well equipped private nursing homes in Tamilnadu. During the last two decades, Dr Mahadevan has treated more than 25,000 patients. During the year ending 30.06.85, 30.06.86,30.06.87 and 31.03.89, Bhuvaneswari Nursing Home's Gross Receipts were Rs 13,13,291/-, Rs 14,74,318/-, Rs 14,98,634/-, Rs.23,04,877/- and net profits were Rs 13,734/-,Rs 614/-,Rs 1,70,289/- and Rs.3,43,864/- respectively. The non-resident promoters of AMC include Dr K Seshadri Raju, M.S.,A.B. He is presently a Professor of Surgery at the University of Jackson, Missisippi ,USA. He is a leading transplant/cardiothoracic surgeon and has the distinction of being the first surgeon in the world to perform a bilateral isolated lung transplant. Dr.M.Ramakrishnan, M.D.,A.B.(Radiology) a native of Trichy. He has experience in all aspects of SONO, CT & MRI. He has a experience of about 20 years, Virginia, USA. MANAGEMENT:- A very professional board has been constituted to provide the strength needed for a service industry like a hospital. TECHNOLOGY:- AMC has executed a Memorandum of Understanding (MOU) which has become effective from July 1st, 1991 with North Memorial Medical Centre, USA for technology transfer. 2007 -Seahorse Hospitals has designated an E-mail ID for Investor Complaints as 2008 - Company name has been changed from Seahorse Hospital Ltd to KMC Speciality Hospitals (India) Ltd. 2011 -KMC Speciality Hospitals (India) Ltd Issues Rights in the Ratio of 12:1(Share price as on 11/2/19 is Rs.12.5 and Q3 result published yesterday is excellent. It is BSE listed Stock vide BOM: 524520)

11 Feb 2019


Outstanding Universal Value

Brief Synthesis
Bethlehem lies 10 kilometres south of the city of Jerusalem, in the fertile limestone hill country of the Holy Land. Since at least the 2nd century AD people have believed that the place where the Church of the Nativity, Bethlehem, now stands is where Jesus was born. One particular cave, over which the first Church was built, is traditionally believed to be the Birthplace itself. In locating the Nativity, the place both marks the beginnings of Christianity and is one of the holiest spots in Christendom. The original basilica church of 339 AD (St Helena), parts of which survive below ground, was arranged so that its octagonal eastern end surrounded, and provided a view of, the cave. This church is overlaid by the present Church of the Nativity, essentially of the mid-6th century AD (Justinian), though with later alterations. It is the oldest Christian church in daily use[I1] . Since early medieval times the Church has been increasingly incorporated into a complex of other ecclesiastical buildings, mainly monastic. As a result, today it is embedded in an extraordinary architectural ensemble, overseen by members of the Greek Orthodox Church, the Custody of the Holy Land and the Armenian Church, under the provisions of the Status Quo of the Holy Places established by the Treaty of Berlin (1878).

10 Feb 2019


ITC | BUY | Target Price: Rs 300 | Stop loss: Rs 259 
This stock has formed a bullish candle with a long lower shadow on the weekly chart, which indicates that the momentum is in favour of the bulls. The stock price has started a new rising leg post a throwback fall (which ended at Rs 266) and in smaller degree higher top and higher bottom formation is developing. Price is in the internals of “wave C”; so more upside move is expected in the coming days. In addition, the price .. 

Analyst: Mazhar Mohammad,

DCB Bank | BUY | Target Price: Rs 176 | Stop loss: Rs 154 
The recent correction brought down this stock towards its long-term support levels placed around Rs 155 from where it bounced back on multiple occasions in the past. In the last couple of trading sessions, this counter has rightly attracted buying support from the lower levels of Rs 157 as pointed out by long lower shadows. “Positional traders shoul .. 

Analyst: Milan Vaishnav, CMT, MSTA

ThermaxNSE -0.74 % | BUY | Target Price: Rs 1,120 | Stop loss: Rs 1,005 
The stock scaled above Rs 1,309 level at its high in 2018 and since then in has been seeing a corrective decline. Recently, it tested lows around Rs 990 and has attempted to form a potential base. There are strong possibilities of a technical pullback. The daily MACD stays in continuing buy mode. An engulfing bullish candle has emerged on the d .. 

Analyst: Vaishali Parekh, Prabhudas Lilladher

IndusInd Bank | BUY | Target Price: Rs 2,000 | Stop loss: Rs 1,860 
The stock has given a correction from the peak of Rs 1,990 to show signs of bottoming out at around Rs 1,880 levels and has currently indicated a positive candle pattern in the daily chart to signify strength for further upside movement in the coming days. The RSI also has shown a trend reversal from the oversold zone and has given a buy  .. 

9 Feb 2019

STOCK MARKET--• Millionaire TraderWhat Is the Stock Market?/What Do Stock Trading Terms Mean?/37 Key Basic Stock Market Terms Explained.

The stock market is any exchange that allows people to buy and sell stocks and companies to issue stocks. A stock represents the company’s equity, and shares are pieces of the company.
When people talk about buying and selling stock, they mean that they’ve bought or sold one or more shares of a particular stock. The purpose for the trader is to make money.
A person checking stock market data on a mobile device created by solarseven –
For instance, if I buy 2,000 shares of Apple stock at $190 and sell it six months later for $210 per share, I’ll make money. If Apple tanks (which isn’t likely), I could lose money, in which case I’d want to sell quickly to limit my losses.
What Do Stock Trading Terms Mean?
Stock market terms are industry-specific jargon for the securities industry. When experts and amateurs talk about trading stocks, they use these stock market terms to speak specifically about strategies, charts, patterns, indices, and other elements of the stock trading industry.
Learning stock market terms will allow you to accelerate the learning process. I tell my Trading Challenge students over and over again to do their research first. If you’re knowledgeable about the stock market, you stand to profit far more than if you trade based on instinct or “hot picks.”
Some stock market terms — such as bull and bear, which I’ll cover below — also apply to other investment vehicles, such as real estate. I’m only going to cover their relationship to stocks, but you might see them pop up in other conversations.

37 Key Basic Stock Market Terms
Let’s look at some of the most important stock market terms you’ll encounter as you learn how to trade stocks. Feel free to bookmark this page so you can return to it later as a handy reference.
1. Annual Report
An annual report is a report prepared by a company that’s intended to impress shareholders. It contains tons of information about the company, from its cash flow to its management strategy. When you read an annual report, you’re judging the company’s solvency and financial situation.
2. Arbitrage