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- Jesus answered, "The scripture says 'Man shall not live by bread alone, but by every word that proceeds from the mouth of God'."

29 Jun 2019


It is true that every family has its secrets; however, it is the content of the secret that really counts.
Secrets can be small and insignificant, (planning a surprise birthday celebration or a trip to Disneyland for spring break). Those types of secrets — and their keepers — cause no harm.
On the other hand, traumatic, painful, or life-changing secrets potentially can damage an entire family’s mental health and well-being for some time.
So should you keep your family’s secrets? Here’s why it might be harmful to continue doing so.
The most frequently kept secrets within a family include, but are not limited to, finances, serious health issues and death, and impending divorce.

25 Jun 2019

QUOTES--Jesus Quotes and Sayings

 But I say to you, Love your enemies and pray for those who persecute you, so that you may be sons of your Father who is in heaven; for he makes his sun rise on the evil and on the good, and sends rain on the just and on the unjust.
 I am the way and the truth and the life. No one comes to the Father except through me.
 So I say to you, Ask and it will be given to you; search, and you will find; knock, and the door will be opened for you.
 For God so loved the World that he gave his only Son, that whoever believes in him should not perish but have eternal life. For God did not send the Son into the world to condemn the world, but in order that they world might be saved though him. Whoever believes in him is not condemned but whoever does not believe is condemned already, because he has not believed in the name of the only Son of God.
 All the commandments: You shall not commit adultery, you shall not kill, you shall not steal, you shall not covet, and so on, are summed up in this single command: You must love your neighbor as yourself.
 Blessed are you when people insult you, persecute you and falsely say all kinds of evil against you because of me.  Rejoice and be glad, because great is your reward in heaven, for in the same way they persecuted the prophets who were before you.
 Do not be anxious about tomorrow, for tomorrow will be anxious for itself. Let the day’s own trouble be sufficient for the day.
 Therefore I tell you, whatever you ask for in prayer, believe that you have received it, and it will be yours. And when you stand praying, if you hold anything against anyone, forgive him, so that your Father in heaven may forgive you your sins.

21 Jun 2019


No one tears a piece off a new coat to patch up an old coat.  If he does, he will have torn the new coat, and the piece of new cloth will not match the old.  Nor does anyone pour new wine into used wineskins, because the new wine will burst the skins, the wine will pour out, and the skins will be ruined.  Instead, new wine must be poured into fresh wineskins.  And no one wants new wine after drinking old wine.  ‘The old is better, he says.               (Bible).

 I alone cannot change the world.  But I can cast a stone across the waters to create many Ripples.  (Mother Teresa)

God doesn’t require us to succeed; he only requires that you try.  (Mother Teresa)

B+ not my Blood group, neither my grade in Maths, It is my favourite quote.

Many things will catch your eye, but only a few will catch your heart, pursue those.

A good friend knows all your best stories.  A best friend has lived them with you.

Being the richest man in the cemetery does not matter to me.  Going to bed at night saying we’ve done something wonderful that’s what matters to me.  (Steve Jobs)

For every minute you are angry you lose sixty seconds of Happiness.

Life is a gift.  Never take it for granted.

Practice like you has never won.  Perform like you have never lost.

Even tried ever failed no matter, try again, fail again, Fail Better.

Life is like a mirror.  It will smile at you if you smile at it.

Today will never come again.  Be a blessing.  Be a friend.  Encourage someone.  Take time to care.  Let your words heal, and not wound.

Some of the best days of your life haven’t happened yet.

Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are.  (John Woollen)

I want to inspire people.  I want someone to look at me and say because of you I didn’t give up.

S H O R T     S T O R Y   --TITLE --     A N   O L D   M A N   C A M E   INTO........

An old man came into the bank and asked for a loan of 500 dollars.  The bank employee started filling out the papers.  -- What are you going to do with this money?  -- He asked.  -- I will go to the city to sell the jewellery that I made.  -- What do you have for the security of the loan?  -- I don’t know, what is a security?  -- the man said.  -- Well.   Security is something that has value and can cover the cost of the loan.  Do you have a car?  -- Yes.  -- a 1959 Year Truck.  -- No, it won’t suit,   said the bank clerk.  -- May be you have livestock?  -- Yes.   I have a horse.  -- How old is it?  -- I don’t know because it doesn’t have teeth anymore to tell.  In the end of papers for the loan were filled and the man was given 500 dollars.  After a couple of weeks the man came to the bank again with a package of money.  He counted the ones belonging to the bank and hid the other ones.  What are you going to do with the other money, -- the same clerk asked.  -- I will keep them in my house, -- the man answered.  -- You can make a deposit in our bank.  -- I don’t know, what is a deposit?  -- The man said.  -- Well, you give the money to the bank, bank takes care of it, and when you need money, you can take it.  The old man thought about it and asked.  --  Does the bank have something to give me in  security for the money.
                                                                                     GUEST  BLOG 

13 Jun 2019


A happy person is not a person in a certain set of circumstances, 
but rather a person with a certain set of attitudes 
Hugh Downs 
When you wholeheartedly adopt a 'with all your heart' attitude and go all out with 
the positive principle, you can do incredible things 
Norman Vincent Peale

The most significant change in a person's life is a change of attitude. 
Right attitudes produce right actions 
William J. Johnson

We can't take any credit for our talents. It's how we use them that counts 
Madeleine L'Engle

If you don't program yourself, life will program you! 
Les Brown

11 Jun 2019

EMOTIONS-- six steps to control your emotions

Follow these six steps to control your emotions and regain rationality in any challenging situation:
Don’t react right away. Reacting immediately to emotional triggers can be an immense mistake. It is guaranteed that you’ll say or do something you’ll later regret. Before refuting the trigger with your emotional argument, take a deep breath and stabilize the overwhelming impulse. Continue to breathe deeply for five minutes, feeling as your muscles untense and your heart rate returns to normal. As you become calmer, affirm to yourself that this is only temporary.

10 Jun 2019


  •  Distant friendships are the best ones just like the rays of the sun during cold winter days. 
  •  When you are not the only one who thinks the same way as the person who is sitting next to you, you are crazy friends. 
  •  Words of enemies don’t hurt to the extent that a friend’s silence does. 
  •  A good friend is a reference map to your past and roadmap to the future. 
  •  We can buy all the luxuries of life with money but, a true friendship is a treasure to keep for a lifetime. 
  •  There is a miracle in each experience we went through in life. Don't regret it rather be grateful for it. 
  •  Let go of the moments that you never had but are just a part of your dangerous illusion. 
  •  Life is an opportunity for those who make the most of it. Make sure your journey is cool. 
  •  All of us have many secrets. Make sure yours is not a complicated one. 
  •  Don’t put your loved ones secretly down. Try to be real with the ones who care for you. 
  •  God will always wipe away tour tears and mend your broken heart like a doctor. 
  •  Every ending is a sign that new things are coming your way. 
  •  One bad chapter in your life doesn’t mean that it is an end to good times in your life. It represents that the time has come to welcome new things. 
  •  Love exists to make your life worthwhile. If it doesn't that means it is just a dull sensation nothing else. 

8 Jun 2019

STOCK MARKET--Security & Intelligence Services India Ltd

Security & Intelligence Services India Ltd
Top of Form

Bottom of Form
Security and Intelligence Services (India) is directly and indirectly engaged in rendering security and related services consisting of manned guarding, consulting and investigation (up to January 18, 2018), training, and indirectly engaged in paramedic and emergency response services; loss prevention, asset protection and mobile patrols; facility management services consisting of cleaning, house-keeping and pest control management services in the areas of facility management; cash logistics services consisting of cash-in-transit, ATM cash replenishment activities and secure transportation of precious items and bullion; and alarm monitoring and response services consisting of trading and installation of electronic security devices and systems through its subsidiaries, joint ventures and associates.

6 Jun 2019


The question however is, what are the criteria you should be using to find great stocks for long term investment? There are five major criteria that you must look at while looking for stocks for long term investment, these are:
High Sales Growth (shows how fast company is growing)
High Net Profit (shows if company is generating sufficient profits)
High Return on Equity and Capital Employed (Shows if company is stylizing its invested capital efficiently to generate more profits)
Low debt (shows how much debt the company has on its books, too much debt can ruin a great business)
Low Market Capitalization (smaller companies have better potential to grow)
Low Valuation (No matter how good a company is, it’s not a good investment if you pay too much for it.)

5 Jun 2019


MD'S Message
“The company has shown exponential growth with phenomenal increase year on- year basis, on account of a good demand and growing acceptability for organic food. We believe that this demand will enable us to deliver better performance going ahead. Recently, we acquired a majority stake in Future Farms LLP (FFL).

With over one full year of operations in organic agro activity, we have tried our best to make it a very successful one. We constantly endeavour to increase our land under cultivation and strengthened our relationships with our clients.

4 Jun 2019

STOCK MARKET--ROE and ROCE: How to use it for analysis? ROE and ROCE:

ROE and ROCE are two measures to analyse the capital efficiency of a company. Both these ratios tell you how well a company is utilizing its resources, to generate profit.
Using Roe and ROCE gives investors a deeper insight into the financial health of the company.
In this post you will learn about ROE and ROCE and how you can use these financial ratios to analyse a stock and make intelligent investment decisions. 
Before you jump into analysing stocks using ROE and ROCE, it important that you understand what they mean and what do they signify?
Let us begin with ROE and understand what it is.
What is ROE?
Let me try to explain ROE in a simple manner. As per the definition given by Investopedia:

The formula for ROE is as follows:
ROE = Net income (Profit After Tax) / Shareholder’s Equity
So, for example if I have invested Rs.100 in a business and earn a profit of Rs.10 on it, my ROE would be 10/100=10%.
Higher ROE indicates that company is able to generate higher profit by utilizing its funds more efficiently, thus generating higher profits.
Does that mean that higher ROE is a guarantee of better utilization of funds and you should blindly invest in a company with high ROE? The answer is no. Why? Because ROE does not consider the amount of debt a company has while analyzing the capital efficiency of the company, which makes a huge impact on the ROE of the company. Let me explain how.
Consider the examples of 4 companies namely A, B, C, and D.
Example 1:
Company A has Shareholders equity of 100 and has zero debt, the Profit Before Tax (PBT) of the company is Rs.15.
Since there is no debt, the interest cost is zero, after deducting tax (assuming tax to be 30% of Profit), the Profit After Tax for Company A is Rs.10.5.

3 Jun 2019

STOCK MARKET--37 Key Basic Stock Market Terms

Let’s look at some of the most important stock market terms you’ll encounter as you learn how to trade stocks. Feel free to bookmark this page so you can return to it later as a handy reference.
1. Annual Report
An annual report is a report prepared by a company that’s intended to impress shareholders. It contains tons of information about the company, from its cash flow to its management strategy. When you read an annual report, you’re judging the company’s solvency and financial situation.
2. Arbitrage
Arbitrage refers to buying and selling the same security on different markets and at different price points. For instance, if stock XYZ is trading at $10 on one market and $10.50 on another, the trader could buy X shares for $10 and sell them for $10.50 on the other market, pocketing the difference.
3. Averaging Down
When an investor buys more of a stock as the price goes down. This makes it so your average purchase price decreases. You might use this strategy if you believe that the general consensus about a company is wrong, so you expect the stock price to rebound later.
4. Bear Market
Gold cast statuette depicting a stylized bull and a bear in dramatic contrasting light representing a financial market trends created by Inked Pixels –
Trading talk for the stock market being in a downward trend, or a period of falling stock prices. This is the opposite of a bull market. If a stock price plummets, it’s very bearish.

2 Jun 2019


Handling too many emotions at one point in our life can make us really vulnerable. At such times, we need to calm down and take control of our emotions, rather than letting them take control over what we do. Sometimes, we don't even know what we're feeling. During moments of such confusion, we say and do things we might not want to otherwise. If you are going through an emotional upheaval, you need to calm down, sort out your thoughts, and then think straight.
"Life is what happens to you while you're busy making other plans."

- John Lennon

"Life is like a taxi. The meter just keeps a-ticking whether you are getting somewhere or just standing still."

- Lou Erickso

"Courage does not always roar. Sometimes it is the quiet voice at the day, saying, 'I will try again tomorrow'."

- Mary Anne Radmacher

"The tragedy of life is not that it ends so soon, but that we wait so long to begin it."

- W. M. Lewis

"Life is not lost by dying; life is lost minute by minute, day by dragging day, in all the thousand small uncaring ways."

- Stephen Vincent Benét

"Those who cannot remember the past are condemned to repeat it."

- George Santayana

"Life is something that happens when you can't get to sleep."

- Fran Lebowitz 

"Just when you thought everything would be perfect, everything falls apart."

- Anonymous

"The only true love is love at first sight; second sight dispels it."

- Israel Zangwill

1 Jun 2019

STOCK MARKET--What are the best investment blogs/websites?

In the Indian context, it’s often difficult to distinguish the genuine ones from the ones that give ‘Free Stock Tips’. However, I have tried my best to compile a list of the good ones alone:
1.       2 Point 2 Capital Blog
2.      Alpha Ideas
3.      Alpha Invesco
4.      BasuNivesh
5.      Calculated Wagers
6.      Capital Mind
7.      Contrarian Value Edge
8.      Dr. Vijay Malik
9.      Equity Master
12.   Finception
13.   FinShiksha
14.   FreeFinCal
17.   GetMoneyRich
18.   InfiMoney
19.   Intelsense
21.   JagoInvestor
25.  PPFAS